Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 2, 2017, 2:41 pm
#3661
Join Date: Feb 2009
Posts: 6,607
Anyway, my wife created a new RR account prior to applying and still has 0 points. Since Chase UR transfer to RR instantly, I figured points would post to her account day of statement close or by morning after. She made a $2 purchase 2 weeks ago. Statement closed yesterday and points haven't posted yet. I just want to make sure everything is working seamlessly.
SW Points usually take a day or two after the statement cuts to post
Nov 2, 2017, 3:14 pm
#3662
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
Nov 6, 2017, 11:44 am
#3665
Join Date: Jan 2014
Posts: 10
Also, can a link be copied from that offer onboard and used later at home?
Nov 6, 2017, 4:30 pm
#3666
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
So what is the current thinking on the likelihood for approval for a second personal card v. a business card?
In October I was approved for a personal card (60k) so I now need a second card to hit the CP target. There were some earlier reports that Chase was asking very detailed questions on the business applications which could make qualification more difficult for new businesses. Has anyone been questioned or rejected when applying for a second personal card within a short time frame?
In October I was approved for a personal card (60k) so I now need a second card to hit the CP target. There were some earlier reports that Chase was asking very detailed questions on the business applications which could make qualification more difficult for new businesses. Has anyone been questioned or rejected when applying for a second personal card within a short time frame?
Nov 6, 2017, 7:36 pm
#3667
Join Date: Mar 2015
Location: CLE -> BNA
Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List
Posts: 312
Nov 6, 2017, 7:43 pm
#3668
Join Date: Feb 2009
Posts: 6,607
There were some earlier reports that Chase was asking very detailed questions on the business applications which could make qualification more difficult for new businesses. Has anyone been questioned or rejected when applying for a second personal card within a short time frame?
Do you have a link to the post(s) where Chase is making business cards harder to get ?
The worst they can do is deny you so I see no reason to not give it a shot.
Nov 7, 2017, 9:09 pm
#3669
Join Date: Jan 2014
Posts: 10
Nov 8, 2017, 9:38 am
#3670
Suspended
Join Date: Sep 2013
Posts: 817
Approximately how many (coach) flights is 60k worth on Southwest?
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
Nov 8, 2017, 11:36 am
#3671
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
Approximately how many (coach) flights is 60k worth on Southwest?
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
Nov 8, 2017, 11:41 am
#3672
Join Date: Feb 2014
Posts: 921
Approximately how many (coach) flights is 60k worth on Southwest?
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
If you look up Southwest's website and choose your dates, you can easily flip between what the flight would cost in dollars and points.
If you are flexible with your travel dates and times, you can get quite a lot of trips for 60,000 points - a dozen or more! If you're not flexible, you may only eek out a few trips.
Nov 8, 2017, 12:42 pm
#3673
Join Date: Mar 2015
Location: CLE -> BNA
Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List
Posts: 312
Nov 8, 2017, 12:45 pm
#3674
Join Date: Mar 2015
Location: CLE -> BNA
Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List
Posts: 312
More or less, the points values equate to the dollar value. So if a flight were to cost $100, it may be 5,500 points. A $200 ticket may be 12,000 points. It's not an exact ratio, and there's a lot of flexibility with what Southwest may be charging in dollars and points.
If you look up Southwest's website and choose your dates, you can easily flip between what the flight would cost in dollars and points.
If you are flexible with your travel dates and times, you can get quite a lot of trips for 60,000 points - a dozen or more! If you're not flexible, you may only eek out a few trips.
If you look up Southwest's website and choose your dates, you can easily flip between what the flight would cost in dollars and points.
If you are flexible with your travel dates and times, you can get quite a lot of trips for 60,000 points - a dozen or more! If you're not flexible, you may only eek out a few trips.
Nov 8, 2017, 3:24 pm
#3675
Join Date: Feb 2009
Posts: 6,607
Approximately how many (coach) flights is 60k worth on Southwest?
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
I was looking around online and it's complicated by the fact they have those "wanna get away" fares that don't always have availability.
I was thinking of signing up so I could get a couple flights to Vegas.
I live on the opposite coast, so the main expense is airfare. If I stay in an AirBnB and have free airfare poker trips become quite cheap
We fly MSP/LAS about 3 times a year for between 12K and 19K WN points per rountrip
Since we have Companion pass those points are for two people.
Book as far in advance as you can and then watch the prices as SW will refund points every time the price drops
If you want to more less guarantee a aisle or window towards the front of the plane purchase EBCI the ASAP. We book all our flights the day they go on sale and add EBCI and have never boarder past A-30, usually around A-20. EBCI is assigned in the order you purchase it.