Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 9, 2017, 3:10 pm
#3752
Join Date: Jan 2006
Programs: Rapid Rewards, Marriott Rewards
Posts: 50
Has anyone that has spent close to 2K (but not over 2K) had their pts gifted early to them by Chase?
If so, how close were you to the 2k? What's a safe amount to stay under to avoid points being awarded early.
If so, how close were you to the 2k? What's a safe amount to stay under to avoid points being awarded early.
Last edited by th79ft; Dec 9, 2017 at 3:15 pm
Dec 9, 2017, 4:27 pm
#3753
Join Date: Oct 2015
Location: LAS
Posts: 6
edit:
Found it, this is all they shared...
"Sitting in the Phoenix airport and there's a booth to sign up for a Southwest credit card and get a 50,000 bonus but it's too early and it's not open yet. "
Last edited by discojo; Dec 9, 2017 at 4:35 pm
Dec 9, 2017, 4:41 pm
#3754
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
If you do decide to go at it this way here are some important things to consider:
1) Make absolutely sure you card is not used for any automatic payments.
2) Confiscate any authorized user cards to ensure there are no unexpected charges.
These are not the only things that can go wrong. There is always the risk fraudulent charges, getting double charged, or having a pending charge you may have forgotten about reappear 10 days later.
In hindsight, if I were to do it again, I probably wouldn't have cut it that close. For me I would feel pretty comfortable with a $500 buffer.
Dec 9, 2017, 9:36 pm
#3755
Join Date: Jan 2006
Programs: Rapid Rewards, Marriott Rewards
Posts: 50
On one card my last statement closed on Dec. 7th. The next statement closes on Jan. 7th, 2018. Since Dec. statement already closed, can I go ahead and meet the 2K spend now? Or should I be waiting til Jan 2018 to complete the spending.
Here is more info:
Application approved 10/9
90 day spend deadling is 1/7/18
Here is more info:
Application approved 10/9
90 day spend deadling is 1/7/18
Last edited by th79ft; Dec 9, 2017 at 10:10 pm
Dec 9, 2017, 11:32 pm
#3756
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
On one card my last statement closed on Dec. 7th. The next statement closes on Jan. 7th, 2018. Since Dec. statement already closed, can I go ahead and meet the 2K spend now? Or should I be waiting til Jan 2018 to complete the spending.
Here is more info:
Application approved 10/9
90 day spend deadling is 1/7/18
Here is more info:
Application approved 10/9
90 day spend deadling is 1/7/18
Dec 10, 2017, 11:16 pm
#3757
Join Date: Jul 2008
Posts: 66
I came to ask this exact question, except I am 1/4/18. Interested to hear others pontificate.
Dec 11, 2017, 12:51 pm
#3758
Join Date: Feb 2009
Posts: 6,607
On one card my last statement closed on Dec. 7th. The next statement closes on Jan. 7th, 2018. Since Dec. statement already closed, can I go ahead and meet the 2K spend now? Or should I be waiting til Jan 2018 to complete the spending.
Here is more info:
Application approved 10/9
90 day spend deadling is 1/7/18
Here is more info:
Application approved 10/9
90 day spend deadling is 1/7/18
My wife applied 9/29 and has until January 23 to make her spend. Her next statement closes ~ 12/20 and we are making the entire spend on 12/31
Dec 12, 2017, 1:20 pm
#3759
Join Date: Feb 2012
Posts: 60
My husband and I both applied for the biz version. I met my spend around early Nov and got my bonus miles and Companion Pass within days. My husband met his spend on Nov 12, already received the credit card statement. But the bonus miles and Companion Pass did not post to his Southwest account. Only the miles for the amount he spent got posted. When he called Chase, the first guy was clueless. He told us to call Southwest. Then when we called Chase again, another guy said the bonus and Companion Pass will post Dec 12. Today is Dec 12, I have yet see any of that in his account. Has this happen to any one before?
Here is the only uncertainty: I usually take screenshots of my applications including the promotion page. But I forgot to take the screenshot of the promo page for his application. I can’t remember if I originated the application through the promotion link. But subsequent screenshots of his application show the exact same URL with the same promo codes int the URL in my application screenshots. I assume since the URL contact the same promo ID, we should be safe, right?
Has anyone taken a long time before getting their bonus and Companion Pass? Thanks in advance for any info.
Here is the only uncertainty: I usually take screenshots of my applications including the promotion page. But I forgot to take the screenshot of the promo page for his application. I can’t remember if I originated the application through the promotion link. But subsequent screenshots of his application show the exact same URL with the same promo codes int the URL in my application screenshots. I assume since the URL contact the same promo ID, we should be safe, right?
Has anyone taken a long time before getting their bonus and Companion Pass? Thanks in advance for any info.
Dec 12, 2017, 3:51 pm
#3760
Join Date: Feb 2009
Posts: 6,607
My husband and I both applied for the biz version. I met my spend around early Nov and got my bonus miles and Companion Pass within days. My husband met his spend on Nov 12, already received the credit card statement. But the bonus miles and Companion Pass did not post to his Southwest account. Only the miles for the amount he spent got posted. When he called Chase, the first guy was clueless. He told us to call Southwest. Then when we called Chase again, another guy said the bonus and Companion Pass will post Dec 12. Today is Dec 12, I have yet see any of that in his account. Has this happen to any one before?
Here is the only uncertainty: I usually take screenshots of my applications including the promotion page. But I forgot to take the screenshot of the promo page for his application. I cant remember if I originated the application through the promotion link. But subsequent screenshots of his application show the exact same URL with the same promo codes int the URL in my application screenshots. I assume since the URL contact the same promo ID, we should be safe, right?
Has anyone taken a long time before getting their bonus and Companion Pass? Thanks in advance for any info.
Here is the only uncertainty: I usually take screenshots of my applications including the promotion page. But I forgot to take the screenshot of the promo page for his application. I cant remember if I originated the application through the promotion link. But subsequent screenshots of his application show the exact same URL with the same promo codes int the URL in my application screenshots. I assume since the URL contact the same promo ID, we should be safe, right?
Has anyone taken a long time before getting their bonus and Companion Pass? Thanks in advance for any info.
Are the 60K miles on his credit card statement from Chase ?
Has he ever had the Southwest Business card before ?
Dec 12, 2017, 5:32 pm
#3761
Join Date: Feb 2012
Posts: 60
His last Southwest Biz card was cancelled in January 2013
The 60K miles did not show up in the Chase statement. Only miles from the spending amount was on the statement.
Dec 12, 2017, 5:54 pm
#3762
Join Date: Feb 2009
Posts: 6,607
Given that the Cali deal was first purchase for companion pass my guess is that something else is also wrong, GL
Dec 12, 2017, 6:11 pm
#3763
Join Date: Feb 2012
Posts: 60
Update: I just saw the Companion Pass in his RR account. But the bonus miles have not shown up. :-)
Dec 13, 2017, 3:19 pm
#3765
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
FYI a data point for anyone who is applying for 2 cards: Submitted application #1 at beginning of October for WN Plus personal card - approved. Submitted appl. #2 mid-Dec for WN Premier card - approved. For the second card I got a call from Chase and had to re-allocate some credit (moved from the WN Plus card 
) but no questions as to why I wanted 2 cards. So no need to apply for the business card (which may require a more detailed underwriting inquiry) unless you need the 60k signup bonus.
I have $5k in charges that I need to run in the next week, but alas can't risk the points posting early...
) but no questions as to why I wanted 2 cards. So no need to apply for the business card (which may require a more detailed underwriting inquiry) unless you need the 60k signup bonus.I have $5k in charges that I need to run in the next week, but alas can't risk the points posting early...