Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 13, 2017, 5:58 pm
#3766
Join Date: Feb 2009
Posts: 6,607
FYI a data point for anyone who is applying for 2 cards: Submitted application #1 at beginning of October for WN Plus personal card - approved. Submitted appl. #2 mid-Dec for WN Premier card - approved. For the second card I got a call from Chase and had to re-allocate some credit (moved from the WN Plus card 
) but no questions as to why I wanted 2 cards. So no need to apply for the business card (which may require a more detailed underwriting inquiry) unless you need the 60k signup bonus.
I have $5k in charges that I need to run in the next week, but alas can't risk the points posting early...
) but no questions as to why I wanted 2 cards. So no need to apply for the business card (which may require a more detailed underwriting inquiry) unless you need the 60k signup bonus.I have $5k in charges that I need to run in the next week, but alas can't risk the points posting early...
Hotel transfers are done so they still need to get 7K CPQP via credit card spend, flying, partner activity , etc,etc.
I have had all 3 cards SW at the same time and no questions.
Dec 13, 2017, 11:22 pm
#3767
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
Of course but some of us don't have "new" or existing businesses so it is good to know that one can apply for 2 personal cards in a short time span without raising any questions (except as to credit qualification). 40+40 would still require $30k spend, but that's much easier to achieve than $70k spend particularly for those who don't do mfr spend. I used to do $30k per year for the BA Chase companion cert without breaking a sweat.
Dec 13, 2017, 11:52 pm
#3768
Join Date: Feb 2009
Posts: 6,607
Of course but some of us don't have "new" or existing businesses so it is good to know that one can apply for 2 personal cards in a short time span without raising any questions (except as to credit qualification). 40+40 would still require $30k spend, but that's much easier to achieve than $70k spend particularly for those who don't do mfr spend. I used to do $30k per year for the BA Chase companion cert without breaking a sweat.
Many were applying for the 2 personal cards the same day in late September , I did all 3 WN cards in less than a month ~ 2 years ago. If you want to fly for free for 2 years most will probably need more than 110k WN points so the 3rd WN card and a transfers from an INK come in very handy.
I expect a 50K ( or even a 60K) WN personal offer will show up again by mid 2018
The major problem @ Chase now for most is 5/24
Dec 14, 2017, 8:30 am
#3769
Join Date: Dec 2017
Programs: SWA
Posts: 10
HI guys new guy here.... I think i made the worst rookie mistake ever. I wish I had found this forum before hand.
I applied for plus and premier in October. And i was trying to time it so that I get 2018 and 2019 companion pass
So spend less than $2000 before Dec 31 then spend over after Jan 1 2018 on both cards
well I did ok on the plus card..... um not so well on the premier.
I did have some items that had be returned which technically put me under the $2000 ($2080 to be exact... I am subtracting the $99 annual fee). so i thought I would be ok
however i stumbled upon this page and i read the FAQ showing that the refunds do no reflect on the spending balance.
I have sent secured messages asking what my spending balance is .... first rep stated I hit my spending balance and it will post on this months statement but I dont think he is accounting for the annual fee $99
We reviewed your account and have confirmed the offer you
inquired about was to earn 60,000 bonus points after you
spend $2,000.00 in purchases in the first 3 months your
account is open. Upon review, I see that you have met the
required spend
the bonus points will be posted on your December
22, 2017 credit card statement. Rewards are available for
use once they appear on your statement. If you are
enrolled in a partner reward program, they will transfer
and post to your partner account within 30 days from the
statement date.
I sent another message clarifying that I do have a refund in progress will that deduct from the spending and i was provided this answer:
When doing a return, the credit will deduct from the
$2,000 spend, you will still need to meet the spend
requirement to recieve your bonus offer.
You have until December 31, 2017, to meet your spending
requirement.
for my other account that is below 2000, I decided to just ask the same question and I was told that refunds do not affect the purchase spending balance:
Please be assured that merchant credits/ refund do not
affect the total amount spent on your card on purchases to
qualify for the enrollment offer. As of December 14,
2017, the total amount spent on your account on purchases
is $$$$$ (this account is under $2000). This amount may not include recent
transactions that aren't yet posted to your account.
After reading this forum, ive come to the conclusion that REPS should not be "trusted" for our situations.
does this mean I am SOL?
my 3 month statement close date is 01/25/2018 for the rewards
if it does mean i spent over $2000 on the premier card, should I go ahead and spend over $2000 on the plus card
my head is spinning from my mistake (the wife isnt pleased) ... I just dont want to screw it up more and miss out on the Companion pass as we had already started planning trips. If i can at least salvage one year thats ok... but we really wanted the 2 years worth
sorry If I am really confusing, because I am really confused on what to do as well
Thank You in advance!
I applied for plus and premier in October. And i was trying to time it so that I get 2018 and 2019 companion pass
So spend less than $2000 before Dec 31 then spend over after Jan 1 2018 on both cards
well I did ok on the plus card..... um not so well on the premier.
I did have some items that had be returned which technically put me under the $2000 ($2080 to be exact... I am subtracting the $99 annual fee). so i thought I would be ok
however i stumbled upon this page and i read the FAQ showing that the refunds do no reflect on the spending balance.
I have sent secured messages asking what my spending balance is .... first rep stated I hit my spending balance
and it will post on this months statement but I dont think he is accounting for the annual fee $99We reviewed your account and have confirmed the offer you
inquired about was to earn 60,000 bonus points after you
spend $2,000.00 in purchases in the first 3 months your
account is open. Upon review, I see that you have met the
required spend
the bonus points will be posted on your December
22, 2017 credit card statement. Rewards are available for
use once they appear on your statement. If you are
enrolled in a partner reward program, they will transfer
and post to your partner account within 30 days from the
statement date.
I sent another message clarifying that I do have a refund in progress will that deduct from the spending and i was provided this answer:
When doing a return, the credit will deduct from the
$2,000 spend, you will still need to meet the spend
requirement to recieve your bonus offer.
You have until December 31, 2017, to meet your spending
requirement.
for my other account that is below 2000, I decided to just ask the same question and I was told that refunds do not affect the purchase spending balance:
Please be assured that merchant credits/ refund do not
affect the total amount spent on your card on purchases to
qualify for the enrollment offer. As of December 14,
2017, the total amount spent on your account on purchases
is $$$$$ (this account is under $2000). This amount may not include recent
transactions that aren't yet posted to your account.
After reading this forum, ive come to the conclusion that REPS should not be "trusted" for our situations.
does this mean I am SOL?
my 3 month statement close date is 01/25/2018 for the rewards
if it does mean i spent over $2000 on the premier card, should I go ahead and spend over $2000 on the plus card
my head is spinning from my mistake (the wife isnt pleased) ... I just dont want to screw it up more and miss out on the Companion pass as we had already started planning trips
. If i can at least salvage one year thats ok... but we really wanted the 2 years worthsorry If I am really confusing, because I am really confused on what to do as well
Thank You in advance!
Dec 14, 2017, 8:46 am
#3770
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
HI guys new guy here.... I think i made the worst rookie mistake ever. I wish I had found this forum before hand.
I applied for plus and premier in October. And i was trying to time it so that I get 2018 and 2019 companion pass
So spend less than $2000 before Dec 31 then spend over after Jan 1 2018 on both cards
well I did ok on the plus card..... um not so well on the premier.
I did have some items that had be returned which technically put me under the $2000 ($2080 to be exact... I am subtracting the $99 annual fee). so i thought I would be ok
however i stumbled upon this page and i read the FAQ showing that the refunds do no reflect on the spending balance.
I have sent secured messages asking what my spending balance is .... first rep stated I hit my spending balance and it will post on this months statement but I dont think he is accounting for the annual fee $99
We reviewed your account and have confirmed the offer you
inquired about was to earn 60,000 bonus points after you
spend $2,000.00 in purchases in the first 3 months your
account is open. Upon review, I see that you have met the
required spend
the bonus points will be posted on your December
22, 2017 credit card statement. Rewards are available for
use once they appear on your statement. If you are
enrolled in a partner reward program, they will transfer
and post to your partner account within 30 days from the
statement date.
I sent another message clarifying that I do have a refund in progress will that deduct from the spending and i was provided this answer:
When doing a return, the credit will deduct from the
$2,000 spend, you will still need to meet the spend
requirement to recieve your bonus offer.
You have until December 31, 2017, to meet your spending
requirement.
for my other account that is below 2000, I decided to just ask the same question and I was told that refunds do not affect the purchase spending balance:
Please be assured that merchant credits/ refund do not
affect the total amount spent on your card on purchases to
qualify for the enrollment offer. As of December 14,
2017, the total amount spent on your account on purchases
is $$$$$ (this account is under $2000). This amount may not include recent
transactions that aren't yet posted to your account.
After reading this forum, ive come to the conclusion that REPS should not be "trusted" for our situations.
does this mean I am SOL?
my 3 month statement close date is 01/25/2018 for the rewards
if it does mean i spent over $2000 on the premier card, should I go ahead and spend over $2000 on the plus card
my head is spinning from my mistake (the wife isnt pleased) ... I just dont want to screw it up more and miss out on the Companion pass as we had already started planning trips. If i can at least salvage one year thats ok... but we really wanted the 2 years worth
sorry If I am really confusing, because I am really confused on what to do as well
Thank You in advance!
I applied for plus and premier in October. And i was trying to time it so that I get 2018 and 2019 companion pass
So spend less than $2000 before Dec 31 then spend over after Jan 1 2018 on both cards
well I did ok on the plus card..... um not so well on the premier.
I did have some items that had be returned which technically put me under the $2000 ($2080 to be exact... I am subtracting the $99 annual fee). so i thought I would be ok
however i stumbled upon this page and i read the FAQ showing that the refunds do no reflect on the spending balance.
I have sent secured messages asking what my spending balance is .... first rep stated I hit my spending balance
and it will post on this months statement but I dont think he is accounting for the annual fee $99We reviewed your account and have confirmed the offer you
inquired about was to earn 60,000 bonus points after you
spend $2,000.00 in purchases in the first 3 months your
account is open. Upon review, I see that you have met the
required spend
the bonus points will be posted on your December
22, 2017 credit card statement. Rewards are available for
use once they appear on your statement. If you are
enrolled in a partner reward program, they will transfer
and post to your partner account within 30 days from the
statement date.
I sent another message clarifying that I do have a refund in progress will that deduct from the spending and i was provided this answer:
When doing a return, the credit will deduct from the
$2,000 spend, you will still need to meet the spend
requirement to recieve your bonus offer.
You have until December 31, 2017, to meet your spending
requirement.
for my other account that is below 2000, I decided to just ask the same question and I was told that refunds do not affect the purchase spending balance:
Please be assured that merchant credits/ refund do not
affect the total amount spent on your card on purchases to
qualify for the enrollment offer. As of December 14,
2017, the total amount spent on your account on purchases
is $$$$$ (this account is under $2000). This amount may not include recent
transactions that aren't yet posted to your account.
After reading this forum, ive come to the conclusion that REPS should not be "trusted" for our situations.
does this mean I am SOL?
my 3 month statement close date is 01/25/2018 for the rewards
if it does mean i spent over $2000 on the premier card, should I go ahead and spend over $2000 on the plus card
my head is spinning from my mistake (the wife isnt pleased) ... I just dont want to screw it up more and miss out on the Companion pass as we had already started planning trips
. If i can at least salvage one year thats ok... but we really wanted the 2 years worthsorry If I am really confusing, because I am really confused on what to do as well
Thank You in advance!
I guess you have read over similar threads from previous years. If not, do so.
All we can do for figuring out this year is to assume nothing has changed. In the past, going over the bonus spend threshold, even for an instant, triggers the bonus and there is no recovery, so far as I recall. Refunds, fraud, accidental double-billing by merchant even if reversed right away, makes no difference.
Your annual fee is not supposed to count toward the bonus spend.
As you surmise, trusting Chase reps on this stuff is fraught with peril. Get everything in writing and you may have a shot if they tell you that all is fine.
Please let let us know how it turns out.
Dec 14, 2017, 12:03 pm
#3771
Join Date: Feb 2009
Posts: 6,607
HI guys new guy here.... I think i made the worst rookie mistake ever. I wish I had found this forum before hand.
I applied for plus and premier in October. And i was trying to time it so that I get 2018 and 2019 companion pass
So spend less than $2000 before Dec 31 then spend over after Jan 1 2018 on both cards
well I did ok on the plus card..... um not so well on the premier.
I did have some items that had be returned which technically put me under the $2000 ($2080 to be exact... I am subtracting the $99 annual fee). so i thought I would be ok
however i stumbled upon this page and i read the FAQ showing that the refunds do no reflect on the spending balance.
I have sent secured messages asking what my spending balance is .... first rep stated I hit my spending balance and it will post on this months statement but I dont think he is accounting for the annual fee $99
We reviewed your account and have confirmed the offer you
inquired about was to earn 60,000 bonus points after you
spend $2,000.00 in purchases in the first 3 months your
account is open. Upon review, I see that you have met the
required spend
the bonus points will be posted on your December
22, 2017 credit card statement. Rewards are available for
use once they appear on your statement. If you are
enrolled in a partner reward program, they will transfer
and post to your partner account within 30 days from the
statement date.
I sent another message clarifying that I do have a refund in progress will that deduct from the spending and i was provided this answer:
When doing a return, the credit will deduct from the
$2,000 spend, you will still need to meet the spend
requirement to recieve your bonus offer.
You have until December 31, 2017, to meet your spending
requirement.
for my other account that is below 2000, I decided to just ask the same question and I was told that refunds do not affect the purchase spending balance:
Please be assured that merchant credits/ refund do not
affect the total amount spent on your card on purchases to
qualify for the enrollment offer. As of December 14,
2017, the total amount spent on your account on purchases
is $$$$$ (this account is under $2000). This amount may not include recent
transactions that aren't yet posted to your account.
After reading this forum, ive come to the conclusion that REPS should not be "trusted" for our situations.
does this mean I am SOL?
my 3 month statement close date is 01/25/2018 for the rewards
if it does mean i spent over $2000 on the premier card, should I go ahead and spend over $2000 on the plus card
my head is spinning from my mistake (the wife isnt pleased) ... I just dont want to screw it up more and miss out on the Companion pass as we had already started planning trips. If i can at least salvage one year thats ok... but we really wanted the 2 years worth
sorry If I am really confusing, because I am really confused on what to do as well
Thank You in advance!
I applied for plus and premier in October. And i was trying to time it so that I get 2018 and 2019 companion pass
So spend less than $2000 before Dec 31 then spend over after Jan 1 2018 on both cards
well I did ok on the plus card..... um not so well on the premier.
I did have some items that had be returned which technically put me under the $2000 ($2080 to be exact... I am subtracting the $99 annual fee). so i thought I would be ok
however i stumbled upon this page and i read the FAQ showing that the refunds do no reflect on the spending balance.
I have sent secured messages asking what my spending balance is .... first rep stated I hit my spending balance
and it will post on this months statement but I dont think he is accounting for the annual fee $99We reviewed your account and have confirmed the offer you
inquired about was to earn 60,000 bonus points after you
spend $2,000.00 in purchases in the first 3 months your
account is open. Upon review, I see that you have met the
required spend
the bonus points will be posted on your December
22, 2017 credit card statement. Rewards are available for
use once they appear on your statement. If you are
enrolled in a partner reward program, they will transfer
and post to your partner account within 30 days from the
statement date.
I sent another message clarifying that I do have a refund in progress will that deduct from the spending and i was provided this answer:
When doing a return, the credit will deduct from the
$2,000 spend, you will still need to meet the spend
requirement to recieve your bonus offer.
You have until December 31, 2017, to meet your spending
requirement.
for my other account that is below 2000, I decided to just ask the same question and I was told that refunds do not affect the purchase spending balance:
Please be assured that merchant credits/ refund do not
affect the total amount spent on your card on purchases to
qualify for the enrollment offer. As of December 14,
2017, the total amount spent on your account on purchases
is $$$$$ (this account is under $2000). This amount may not include recent
transactions that aren't yet posted to your account.
After reading this forum, ive come to the conclusion that REPS should not be "trusted" for our situations.
does this mean I am SOL?
my 3 month statement close date is 01/25/2018 for the rewards
if it does mean i spent over $2000 on the premier card, should I go ahead and spend over $2000 on the plus card
my head is spinning from my mistake (the wife isnt pleased) ... I just dont want to screw it up more and miss out on the Companion pass as we had already started planning trips
. If i can at least salvage one year thats ok... but we really wanted the 2 years worthsorry If I am really confusing, because I am really confused on what to do as well
Thank You in advance!
Your other option is if the statement hasn't closed on the card in which you have not made the spend is to complete that spend and get CP for 2017/2018. Keep in mind that purchases made close to the statement closing date don't always count towards the send so I would try the business card route IF you are under 5/24
Last edited by flyer4512; Dec 14, 2017 at 9:40 pm
Dec 14, 2017, 6:18 pm
#3772
Join Date: Dec 2017
Programs: SWA
Posts: 10
thank you so much!
so Ive been calling chase getting so many different answers and finally gave up on the last rep. She straight up told me. that the points will most likely post 2017 and she doesnt think I can meet the spend on the other card in time to post for 2017.
She did say, if i am "lucky" the points will actually post the expected 6-8 week wait but from her experience... southwest gets the notification 3-5 days after statement close date and in my case that would be before Jan 1
I am under the 5/24 rule. So maybe I will wait to see if the points post this year or next
and if it does post this year, I will apply for the business card and then hit the minimum spending. I assume the business card 60k deal will be on going?
Does that sound like a good idea? or should i just apply for the business card now
so Ive been calling chase getting so many different answers and finally gave up on the last rep. She straight up told me. that the points will most likely post 2017 and she doesnt think I can meet the spend on the other card in time to post for 2017.
She did say, if i am "lucky" the points will actually post the expected 6-8 week wait but from her experience... southwest gets the notification 3-5 days after statement close date and in my case that would be before Jan 1
I am under the 5/24 rule. So maybe I will wait to see if the points post this year or next
and if it does post this year, I will apply for the business card and then hit the minimum spending. I assume the business card 60k deal will be on going?
Does that sound like a good idea? or should i just apply for the business card now
Dec 14, 2017, 9:42 pm
#3773
Join Date: Feb 2009
Posts: 6,607
thank you so much!
so Ive been calling chase getting so many different answers and finally gave up on the last rep. She straight up told me. that the points will most likely post 2017 and she doesnt think I can meet the spend on the other card in time to post for 2017.
She did say, if i am "lucky" the points will actually post the expected 6-8 week wait but from her experience... southwest gets the notification 3-5 days after statement close date and in my case that would be before Jan 1
I am under the 5/24 rule. So maybe I will wait to see if the points post this year or next
and if it does post this year, I will apply for the business card and then hit the minimum spending. I assume the business card 60k deal will be on going?
Does that sound like a good idea? or should i just apply for the business card now
so Ive been calling chase getting so many different answers and finally gave up on the last rep. She straight up told me. that the points will most likely post 2017 and she doesnt think I can meet the spend on the other card in time to post for 2017.
She did say, if i am "lucky" the points will actually post the expected 6-8 week wait but from her experience... southwest gets the notification 3-5 days after statement close date and in my case that would be before Jan 1
I am under the 5/24 rule. So maybe I will wait to see if the points post this year or next
and if it does post this year, I will apply for the business card and then hit the minimum spending. I assume the business card 60k deal will be on going?
Does that sound like a good idea? or should i just apply for the business card now
My SW points post to my account the day after the statement cuts
You can always use the 60K points from the business card so you may as well apply ASAP as offers can change at any time
Dec 15, 2017, 1:07 am
#3774
Join Date: Jan 2008
Posts: 90
thank you so much!
so Ive been calling chase getting so many different answers and finally gave up on the last rep. She straight up told me. that the points will most likely post 2017 and she doesnt think I can meet the spend on the other card in time to post for 2017.
She did say, if i am "lucky" the points will actually post the expected 6-8 week wait but from her experience... southwest gets the notification 3-5 days after statement close date and in my case that would be before Jan 1
I am under the 5/24 rule. So maybe I will wait to see if the points post this year or next
and if it does post this year, I will apply for the business card and then hit the minimum spending. I assume the business card 60k deal will be on going?
Does that sound like a good idea? or should i just apply for the business card now
so Ive been calling chase getting so many different answers and finally gave up on the last rep. She straight up told me. that the points will most likely post 2017 and she doesnt think I can meet the spend on the other card in time to post for 2017.
She did say, if i am "lucky" the points will actually post the expected 6-8 week wait but from her experience... southwest gets the notification 3-5 days after statement close date and in my case that would be before Jan 1
I am under the 5/24 rule. So maybe I will wait to see if the points post this year or next
and if it does post this year, I will apply for the business card and then hit the minimum spending. I assume the business card 60k deal will be on going?
Does that sound like a good idea? or should i just apply for the business card now
You could very likely salvage this by calling and asking them to change your statement date. I think you said it is supposed to close on 12/22? I would call now and ask them to have it close on the 2nd of every month. I think there is a good chance it will extend this statement period and get you in the clear. (slight chance statement still closes on 12/22 and next once closes 10 days later on 1/2 but i think an extended statement is more likely, and you have nothing to lose...)
Others, please correct me if i am wrong.
Dec 15, 2017, 8:51 am
#3775
Join Date: Dec 2017
Programs: SWA
Posts: 10
Points will post within 1-2 days of statement closing and CP will generate 1-2 days after that.
You could very likely salvage this by calling and asking them to change your statement date. I think you said it is supposed to close on 12/22? I would call now and ask them to have it close on the 2nd of every month. I think there is a good chance it will extend this statement period and get you in the clear. (slight chance statement still closes on 12/22 and next once closes 10 days later on 1/2 but i think an extended statement is more likely, and you have nothing to lose...)
Others, please correct me if i am wrong.
You could very likely salvage this by calling and asking them to change your statement date. I think you said it is supposed to close on 12/22? I would call now and ask them to have it close on the 2nd of every month. I think there is a good chance it will extend this statement period and get you in the clear. (slight chance statement still closes on 12/22 and next once closes 10 days later on 1/2 but i think an extended statement is more likely, and you have nothing to lose...)
Others, please correct me if i am wrong.
the last rep I spoke to changed my due date to 12/28 stating statement close would be January. We were in agreement that I had nothing to lose and that this is something I should do....I kept pushing that I wanted statement close in January, she state 1/4/17 would be close date
whether she actually did it I can't confirm because online still shows the same. crossing fingers, I sent a secure message to verify
Last edited by vietnameeh; Dec 15, 2017 at 9:07 am
Dec 15, 2017, 1:24 pm
#3776
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
actually thank you!
the last rep I spoke to changed my due date to 12/28 stating statement close would be January. We were in agreement that I had nothing to lose and that this is something I should do....I kept pushing that I wanted statement close in January, she state 1/4/17 would be close date
whether she actually did it I can't confirm because online still shows the same. crossing fingers, I sent a secure message to verify
the last rep I spoke to changed my due date to 12/28 stating statement close would be January. We were in agreement that I had nothing to lose and that this is something I should do....I kept pushing that I wanted statement close in January, she state 1/4/17 would be close date
whether she actually did it I can't confirm because online still shows the same. crossing fingers, I sent a secure message to verify
More data points are always helpful for giving advice next year.
Dec 15, 2017, 5:39 pm
#3777
Join Date: Dec 2001
Location: Carlsbad,CA USA
Programs: Marriott Bonvoy Titanuim/Lifetime Platinum, Hilton Gold, United Silver
Posts: 1,534
Does the bonus post after the purchase is made or after statement closing date. I got the companion pass offer for CA residents and I want to complete the $1,000 spend for the 40,000 points so it posts in January. My December statement just closed. Am I okay with making the final purchases now to cover the $1,000 or do I need to wait until Jan 1?
Dec 16, 2017, 5:55 am
#3779
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
Does the bonus post after the purchase is made or after statement closing date. I got the companion pass offer for CA residents and I want to complete the $1,000 spend for the 40,000 points so it posts in January. My December statement just closed. Am I okay with making the final purchases now to cover the $1,000 or do I need to wait until Jan 1?
I would definitely wait until Jan 1 to do all you can in hopes of getting 40k toward the renewal. Chase statements can drop unexpectedly early in your account-holding life.