Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 3, 2020, 11:58 am
#4412
Join Date: Feb 2009
Posts: 6,607
WRONG !
The two business cards are different products, I have received the SUB for both cards.
Years ago there was a Plus business and a Premier business card, people regularly got the bonus for both business cards ( and the 2 personal cards) then Chase ditched the Plus Business card so AT THAT POINT you could only get the SUB for ONE available (Premier) Business card.
Today Chase offer two different Southwest business cards, the Performance and Premier............YOU CAN get the SUB for both cards.
If you don't believe me search reditt or post the question over there.
I have also read reports of people self referring themselves and getting an extra 10K CPQP in addition to the 40K points for the personal card SUB. I haven't tried this myself but from what I understand is if you have ANY Southwest credit card you can refer ANY Southwest credit card, you don't have to hold that particular Southwest card to get a referral bonus.
https://www.creditcards.com/credit-c...eferral-bonus/
Chase’s refer-a-friend program is already a great way to earn a few extra Southwest Rapid Rewards points, but a recent Chase announcement means it’s now even easier to rack up rewards. Beginning June 2019, Southwest cardholders can now refer their friends to any personal or business Southwest card to earn bonus points.
Last edited by flyer4512; Jan 3, 2020 at 12:20 pm
Jan 4, 2020, 12:57 am
#4413
Join Date: Feb 2002
Posts: 1,695
WRONG !
The two business cards are different products, I have received the SUB for both cards.
Years ago there was a Plus business and a Premier business card, people regularly got the bonus for both business cards ( and the 2 personal cards) then Chase ditched the Plus Business card so AT THAT POINT you could only get the SUB for ONE available (Premier) Business card.
Today Chase offer two different Southwest business cards, the Performance and Premier............YOU CAN get the SUB for both cards.
If you don't believe me search reditt or post the question over there.
I have also read reports of people self referring themselves and getting an extra 10K CPQP in addition to the 40K points for the personal card SUB. I haven't tried this myself but from what I understand is if you have ANY Southwest credit card you can refer ANY Southwest credit card, you don't have to hold that particular Southwest card to get a referral bonus.
https://www.creditcards.com/credit-c...eferral-bonus/
Chases refer-a-friend program is already a great way to earn a few extra Southwest Rapid Rewards points, but a recent Chase announcement means its now even easier to rack up rewards. Beginning June 2019, Southwest cardholders can now refer their friends to any personal or business Southwest card to earn bonus points.
The two business cards are different products, I have received the SUB for both cards.
Years ago there was a Plus business and a Premier business card, people regularly got the bonus for both business cards ( and the 2 personal cards) then Chase ditched the Plus Business card so AT THAT POINT you could only get the SUB for ONE available (Premier) Business card.
Today Chase offer two different Southwest business cards, the Performance and Premier............YOU CAN get the SUB for both cards.
If you don't believe me search reditt or post the question over there.
I have also read reports of people self referring themselves and getting an extra 10K CPQP in addition to the 40K points for the personal card SUB. I haven't tried this myself but from what I understand is if you have ANY Southwest credit card you can refer ANY Southwest credit card, you don't have to hold that particular Southwest card to get a referral bonus.
https://www.creditcards.com/credit-c...eferral-bonus/
Chases refer-a-friend program is already a great way to earn a few extra Southwest Rapid Rewards points, but a recent Chase announcement means its now even easier to rack up rewards. Beginning June 2019, Southwest cardholders can now refer their friends to any personal or business Southwest card to earn bonus points.
Jan 4, 2020, 9:05 am
#4414
Join Date: Feb 2009
Posts: 6,607
I have received the SUB for both cards.
Years ago there was a Plus business and a Premier business card, people regularly got the bonus for both business cards ( and the 2 personal cards) then Chase ditched the Plus Business card so AT THAT POINT you could only get the SUB for ONE available (Premier) Business card.
Today Chase offer two different Southwest business cards, the Performance and Premier............YOU CAN get the SUB for both cards..
Years ago there was a Plus business and a Premier business card, people regularly got the bonus for both business cards ( and the 2 personal cards) then Chase ditched the Plus Business card so AT THAT POINT you could only get the SUB for ONE available (Premier) Business card.
Today Chase offer two different Southwest business cards, the Performance and Premier............YOU CAN get the SUB for both cards..
Jan 5, 2020, 10:47 am
#4416
Join Date: Feb 2009
Posts: 6,607
Jan 10, 2020, 8:33 pm
#4418
Join Date: Aug 2014
Posts: 29
?
If I have never opened a southwest card, can I open a personal plus and a personal premier and get both bonuses? I know it does not work when you are switching cards and have received a bonus already in the previous 24 month.
I am answering my own question...
for the bonus right now:
Earn Up To 75,000 Bonus Points: The product is not available to either (i) current Cardmembers of any Southwest Rapid RewardsŪ Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.
I am answering my own question...
for the bonus right now:
Earn Up To 75,000 Bonus Points: The product is not available to either (i) current Cardmembers of any Southwest Rapid RewardsŪ Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.
Last edited by Gem1934; Jan 10, 2020 at 9:11 pm
Jan 12, 2020, 1:13 pm
#4421
Join Date: Feb 2009
Posts: 6,607
If I have never opened a southwest card, can I open a personal plus and a personal premier and get both bonuses? I know it does not work when you are switching cards and have received a bonus already in the previous 24 month.
I am answering my own question...
for the bonus right now:
Earn Up To 75,000 Bonus Points: The product is not available to either (i) current Cardmembers of any Southwest Rapid RewardsŪ Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.
I am answering my own question...
for the bonus right now:
Earn Up To 75,000 Bonus Points: The product is not available to either (i) current Cardmembers of any Southwest Rapid RewardsŪ Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.
You can only get the bonus for ONE Personal card every 24 months. Plus or premier or anything else..............one personal
Jan 14, 2020, 2:42 pm
#4424
Join Date: Mar 2016
Posts: 984
I am planning on getting a WN CC to help take the sting out of paying for a medical bill. I am eyeing the top level one because of the perks. We already have an inter-island trip booked for March so we can probably use the 4 seat assignment credits on that trip. My understanding is the Premier card has the $75 annual credit as well, is that good for anything charged to Southwest?
Jan 14, 2020, 3:21 pm
#4425
Join Date: May 2002
Programs: WN F9 HA UA AA IHG HH MR
Posts: 3,305
I am planning on getting a WN CC to help take the sting out of paying for a medical bill. I am eyeing the top level one because of the perks. We already have an inter-island trip booked for March so we can probably use the 4 seat assignment credits on that trip. My understanding is the Premier card has the $75 annual credit as well, is that good for anything charged to Southwest?
It makes me sad to think that the 4 Upgraded Boardings would be used for a 30 minute flight.
Much better value for long haul segments.