Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jun 11, 2019, 12:08 am
#4351
Join Date: Mar 2011
Posts: 6,286
Sorry. I read "i have 830 fico score and not under 5/24" to mean that you were not under 5/24.
Jun 29, 2019, 4:07 pm
#4352
Original Member
Join Date: May 1998
Posts: 2,505
I posted in the Wiki the 80K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year. So you have to do the math to see if the extra the extra 20,000 points over the regular 60K business card offer are worth the $100 fee plus the extra $40 opportunity cost (vs. a 2% cash back card).
Sep 6, 2019, 8:27 pm
#4354
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
Sep 6, 2019, 8:28 pm
#4355
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
I posted in the Wiki the 80K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year. So you have to do the math to see if the extra the extra 20,000 points over the regular 60K business card offer are worth the $100 fee plus the extra $40 opportunity cost (vs. a 2% cash back card).
20,000 points are worth about $300 in WN flights.
How is that not worth paying $40.
Along with 4 gate upgrades.
And free wifi.
Sep 7, 2019, 8:50 pm
#4356
Join Date: Jul 2001
Location: DTW
Programs: AA Gold, Marriott Titanium
Posts: 819
Is there another Chase RR thread for general questions? I'm trying to find out if we need both cards that we have. The annual fee isn't due until next year.
I'd like to know what I'll miss out on if I close one of the accounts. I already have a Companion pass for my DH this year.
I'd like to know what I'll miss out on if I close one of the accounts. I already have a Companion pass for my DH this year.
Sep 7, 2019, 11:49 pm
#4357
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
Is there another Chase RR thread for general questions? I'm trying to find out if we need both cards that we have. The annual fee isn't due until next year.
I'd like to know what I'll miss out on if I close one of the accounts. I already have a Companion pass for my DH this year.
I'd like to know what I'll miss out on if I close one of the accounts. I already have a Companion pass for my DH this year.
Here is a comparison of Plus vs Priority personal card. The 7,500 miles each year are worth around $110-$115 towards flights. The 4 upgrades are worth plenty. You decide.
I surely would not suggest closing a card until at least the annual fee is due. Chase is getting good about identify those that are churning cards.
Sep 9, 2019, 8:49 pm
#4358
Join Date: Jul 2008
Programs: southwest rr
Posts: 58
24 mo bonus question
I apologize in advance if this has been asked and answered, but I am wondering about this:
"(ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months."
Does this mean I need to wait to apply for another card until 24 months after I received my bonus, or just after I received my card?
"(ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months."
Does this mean I need to wait to apply for another card until 24 months after I received my bonus, or just after I received my card?
Sep 10, 2019, 5:49 pm
#4359
Join Date: Feb 2009
Posts: 6,607
I apologize in advance if this has been asked and answered, but I am wondering about this:
"(ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months."
Does this mean I need to wait to apply for another card until 24 months after I received my bonus, or just after I received my card?
"(ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months."
Does this mean I need to wait to apply for another card until 24 months after I received my bonus, or just after I received my card?
You won't be approved for the SAME PRODUCT until 24 months have passed since the SUB POSTED to your WN account.
Sep 10, 2019, 11:09 pm
#4360
Join Date: Sep 2019
Posts: 2
How to delay posting SUB
So,I messed up. Today I signed up for the 80k RR biz card and did not consider that this would require me to hit the min spend before the end of 2018 and thus risk the SUB posting in 2018. I want the points to post in 2019 so I can qualify next year for the CP.
Any thoughts on how to delay the SUB posting until 2019? I have heard of Credit card points not posting to RR if the names didnt match, which required fixing the names to be the same and calls to Chase to repost the points to the RR account. Perhaps I try changing the name slightly until 2019 and hope there is an error in posting that I can get fixed in 2019? Thanks in advance for any thoughts.
Any thoughts on how to delay the SUB posting until 2019? I have heard of Credit card points not posting to RR if the names didnt match, which required fixing the names to be the same and calls to Chase to repost the points to the RR account. Perhaps I try changing the name slightly until 2019 and hope there is an error in posting that I can get fixed in 2019? Thanks in advance for any thoughts.
Sep 11, 2019, 7:36 am
#4361
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
So,I messed up. Today I signed up for the 80k RR biz card and did not consider that this would require me to hit the min spend before the end of 2018 and thus risk the SUB posting in 2018. I want the points to post in 2019 so I can qualify next year for the CP.
Any thoughts on how to delay the SUB posting until 2019? I have heard of Credit card points not posting to RR if the names didnt match, which required fixing the names to be the same and calls to Chase to repost the points to the RR account. Perhaps I try changing the name slightly until 2019 and hope there is an error in posting that I can get fixed in 2019? Thanks in advance for any thoughts.
Any thoughts on how to delay the SUB posting until 2019? I have heard of Credit card points not posting to RR if the names didnt match, which required fixing the names to be the same and calls to Chase to repost the points to the RR account. Perhaps I try changing the name slightly until 2019 and hope there is an error in posting that I can get fixed in 2019? Thanks in advance for any thoughts.
Anyways, I think you are stuck. Work at getting to 110,000 by December and at least get CP for 2020 - but not for 2021.
Sep 14, 2019, 8:12 pm
#4364
Join Date: Mar 2005
Programs: AA 1MM Gold, SPG Plat, Hilton Diamond,
Posts: 189
Did Chase change the definition of same product? In the past would be able to get Plus one year, then Premier the next, then Priority. Haven't received bonus from Plus since 2015, but they denied me last month. Anyone with this experience? Did receive Priority in Nov 2017.
Sep 15, 2019, 6:37 am
#4365
Join Date: Feb 2013
Posts: 58
Chase 5/24
Question on the Chase SW cards...I'm looking to get a biz and personal in October for the 2020 CP.
I'm 3/24 according to credit karma. However, I applied for ink biz preferred a couple months back and got the request for biz docs, which I don't have (I rent my primary residence but don't have an official biz).
Any advice on how to go about this, and if the SW cards are approving easier? I currently have ink bold, freedom, and ihg card.
My plan was the 80k biz card and any personal card on same day, but wanted to check here for best practices.
Thx.
I'm 3/24 according to credit karma. However, I applied for ink biz preferred a couple months back and got the request for biz docs, which I don't have (I rent my primary residence but don't have an official biz).
Any advice on how to go about this, and if the SW cards are approving easier? I currently have ink bold, freedom, and ihg card.
My plan was the 80k biz card and any personal card on same day, but wanted to check here for best practices.
Thx.