Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 11, 2019, 6:38 pm
#4323
Join Date: Feb 2017
Posts: 19
Hi all - looking at the current Southwest card language, it says this for Priority:
I could've sworn it said something different a little while ago. Do you think this means if I cancel my Plus card and apply for Priority a month later (or so) I might get another bonus since it technically isn't "this card" (i.e. Priority)? This sure would help with the companion pass if possible.
This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus for this card in the past 24 months.
Mar 11, 2019, 6:47 pm
#4324
Join Date: May 2002
Programs: WN F9 HA UA AA IHG HH MR
Posts: 3,305
They did change the language last year and made all of the personal cards essentially the same card for collecting a sign up bonus. You would need a Chase business Visa to get a second bonus within 24 months.
Mar 11, 2019, 6:49 pm
#4325
Join Date: Feb 2017
Posts: 19
Thanks, I understand that. My question has to do with the "for this card" language. I believe a couple months ago it said "for any Rapid Rewards personal card" instead. If anyone knows if that changed I'd appreciate it. "For this card" implies "For the Priority card only", not "For any SW card".
Mar 11, 2019, 6:54 pm
#4326
Join Date: Feb 2017
Posts: 19
OK, after clicking through the fine print it still says this:
(ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months.
So despite the language on the main page it looks like the actual agreement includes the same restriction. Oh well.
I do wonder, will an application for a Priority card be rejected if a bonus has been received within 24 months? Or will it be approved and the bonus points just not be available?
(ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months.
So despite the language on the main page it looks like the actual agreement includes the same restriction. Oh well.
I do wonder, will an application for a Priority card be rejected if a bonus has been received within 24 months? Or will it be approved and the bonus points just not be available?
Last edited by UsualNoise; Mar 11, 2019 at 6:58 pm Reason: Added question
Mar 20, 2019, 9:15 am
#4328
Join Date: Feb 2006
Location: mci
Programs: aa
Posts: 669
New Southwest Promotion?
Earn Companion Pass plus 30,000 points (southwest.com)
Low bonus points, but just one card needed to gain companion pass after you spend $4,000 in the first three months.
**Companion Pass valid thru 12/31/2019.
Earn Companion Pass plus 30,000 points (southwest.com)
Low bonus points, but just one card needed to gain companion pass after you spend $4,000 in the first three months.
**Companion Pass valid thru 12/31/2019.
Thanks!
Last edited by travelinterpreters; Mar 20, 2019 at 1:53 pm Reason: Spelling
Mar 23, 2019, 6:39 pm
#4329
Join Date: Jun 2015
Posts: 1,727
I hit the 4,000 a few days ago on this card. I know that the CP is only good through 2019....I was reading though the comments about getting another offer through 2020. Is there a different card I can apply for to get that offer? I own a couple businesses so can apply for the biz card if that helps.
Thanks!
Mar 23, 2019, 7:27 pm
#4330
Join Date: May 2014
Posts: 1,868
All told, I think I count 21 months of companion pass, 110k points, eight useful nights at decent hotels, four upgrades, and a $75 credit for ~$1300 in costs and $12k of spend. A good bit more hassle than the Marriott transfers we used to use, but I've jumped through more hoops for less value in the past. Thank you, Chase, Southwest, and Flyertalk.
Apr 3, 2019, 2:35 pm
#4332
Join Date: Oct 2008
Posts: 164
I have received 60k points from a SW Business card this year and am planning to apply for a personal card for the other 50k points for 2 years CP. I'd appreciate anyone to answer the following questions.
1) Is there any personal card that would still offer 50k points bonus? Is the on on #4262 still working for 50k points bonus?
2) If not, I'm thinking to apply the personal with 40k bonus. However, it says the card comes with a 1 year CP until the end of 2019. So If I apply for this card, after meeting the spending requirement, I'd get 100k points and still need another 10k points to get the 2 years CP. Would meeting the requirement for the 1 year CP void my 2 years CP when i reach 110k points?
Thanks
1) Is there any personal card that would still offer 50k points bonus? Is the on on #4262 still working for 50k points bonus?
2) If not, I'm thinking to apply the personal with 40k bonus. However, it says the card comes with a 1 year CP until the end of 2019. So If I apply for this card, after meeting the spending requirement, I'd get 100k points and still need another 10k points to get the 2 years CP. Would meeting the requirement for the 1 year CP void my 2 years CP when i reach 110k points?
Thanks
Apr 4, 2019, 2:49 am
#4333
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
I think you (or me) are confused.
you need to hit 110k in onc year (Jan-Dec approx). When you hit that, you get CP for the rest of the current year, and all of the next.
So, at this point, you can not get it for 2 years... best case is 18 months depending on when you reach your spend and get the bonus.
Apr 4, 2019, 6:12 pm
#4334
Join Date: Feb 2009
Posts: 6,607
I have received 60k points from a SW Business card this year and am planning to apply for a personal card for the other 50k points for 2 years CP. I'd appreciate anyone to answer the following questions.
1) Is there any personal card that would still offer 50k points bonus? Is the on on #4262 still working for 50k points bonus?
2) If not, I'm thinking to apply the personal with 40k bonus. However, it says the card comes with a 1 year CP until the end of 2019. So If I apply for this card, after meeting the spending requirement, I'd get 100k points and still need another 10k points to get the 2 years CP. Would meeting the requirement for the 1 year CP void my 2 years CP when i reach 110k points?
Thanks
1) Is there any personal card that would still offer 50k points bonus? Is the on on #4262 still working for 50k points bonus?
2) If not, I'm thinking to apply the personal with 40k bonus. However, it says the card comes with a 1 year CP until the end of 2019. So If I apply for this card, after meeting the spending requirement, I'd get 100k points and still need another 10k points to get the 2 years CP. Would meeting the requirement for the 1 year CP void my 2 years CP when i reach 110k points?
Thanks
Unless there is a new offer I believe the credit card with the one year CP offer has expired. It was for 30K points and CP until 12/31/2019.
Best case scenario is you pass 110K points in May ( via a 2nd credit card) and get CP for about 19 months
Last edited by flyer4512; Apr 4, 2019 at 6:17 pm
Apr 5, 2019, 7:29 am
#4335
Join Date: Oct 2017
Posts: 13
Hello I jumped on the SWA Companion Pass Bonus if you get the Chase SW card and charge 4K within the first 3 months. I have done that and paid it off. Has anyone done something similar to know how long it takes to receive your bonus points and Companion Pass?