Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 4, 2020, 8:40 pm
#4471
Join Date: Feb 2009
Posts: 6,607
I crossed the 40k bonus and it posted, nothing showing for the 35K bonus so I SM'd Chase asking how much more I had to spend for the 35K and they replied with the $$ amount.
Last edited by flyer4512; Mar 4, 2020 at 9:19 pm
Mar 11, 2020, 6:15 am
#4473
Join Date: Nov 2011
Location: ATL
Programs: DL - DM, Charter KM; Marriott Ambassador
Posts: 1,355
Was waiting to sign up until a good offer, but coronavirus has actually increased my travel and I'm looking to sign up, solely to hit A-List Preferred and accumulate double points ASAP. Any thoughts on forthcoming offers?
Mar 11, 2020, 8:14 am
#4474
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
Apart from the CC, Southwest recently offered some sort of fast-track toward status.
Sep 24, 2020, 5:43 pm
#4475
Join Date: Oct 2016
Location: TOL
Programs: AA, Delta, Southwest, HHonors, Marriott
Posts: 24
2nd bonus on same card within 12 months
For the several cards where you would get a bonus for spend in the first three months and an additional bonus for spend in 12 months, does the 2nd bonus count against the 24 month wait time? For instance, if I got the 40k points for the initial spend in the first 3 months I am not able to get a sign-up bonus for another 24 months. however if I now trigger the second bonus 10 months in for an additional 20k, will I be ineligible for a signup bonus for 14 months from now or does the 24 month clock start from the 2nd bonus? Thanks.
Sep 26, 2020, 7:04 am
#4476
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
Pretty sure they always use the date you got the card and not the bonus dates.
Any answer I give is soft since I am not sure what bonus your are talking about from before and the what new one you are referring to? Getting a card is different than getting a bonus.
Any answer I give is soft since I am not sure what bonus your are talking about from before and the what new one you are referring to? Getting a card is different than getting a bonus.
Sep 28, 2020, 6:35 pm
#4477
Join Date: Dec 2016
Location: San Francisco
Programs: Hyatt, Marriott, Hilton, IHG
Posts: 54
I am looking to try and get a companion pass for 2021 and need points earned through the credit card signup bonus to accomplish it. There are some timing issues for me and I want to check that I have the timing right. The FAQ has some details but I wanted to check to make sure.
I have a property tax bill due Dec 10, 2020. I will need that spend to meet the sign up bonus. If I understand the FAQ (and posts by others), for the companion pass, Southwest goes by when Chase credits the points to your Southwest account. So, if I have a statement end date say Dec 6, 2020 and pay my tax will on Dec 8, 2020, then the points will be in my account in Jan 2021 statement (closing on Jan 6, 2021). Is that correct?
I have a property tax bill due Dec 10, 2020. I will need that spend to meet the sign up bonus. If I understand the FAQ (and posts by others), for the companion pass, Southwest goes by when Chase credits the points to your Southwest account. So, if I have a statement end date say Dec 6, 2020 and pay my tax will on Dec 8, 2020, then the points will be in my account in Jan 2021 statement (closing on Jan 6, 2021). Is that correct?
Oct 8, 2020, 9:44 am
#4479
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
I am looking to try and get a companion pass for 2021 and need points earned through the credit card signup bonus to accomplish it. There are some timing issues for me and I want to check that I have the timing right. The FAQ has some details but I wanted to check to make sure.
I have a property tax bill due Dec 10, 2020. I will need that spend to meet the sign up bonus. If I understand the FAQ (and posts by others), for the companion pass, Southwest goes by when Chase credits the points to your Southwest account. So, if I have a statement end date say Dec 6, 2020 and pay my tax will on Dec 8, 2020, then the points will be in my account in Jan 2021 statement (closing on Jan 6, 2021). Is that correct?
I have a property tax bill due Dec 10, 2020. I will need that spend to meet the sign up bonus. If I understand the FAQ (and posts by others), for the companion pass, Southwest goes by when Chase credits the points to your Southwest account. So, if I have a statement end date say Dec 6, 2020 and pay my tax will on Dec 8, 2020, then the points will be in my account in Jan 2021 statement (closing on Jan 6, 2021). Is that correct?
You did not not mention, but I assume you do not have the card yet,or just got the card.
Chase sends points over to WN once a month, usually with in a day or so of the closing date. They do not send anything again until the next month.
So, if your closing date is Dec 6 (not due date), then anything that hits the card AFTER the closing will show and be counted the following month. So, yes to what I think your question is.
Will the sign up bonus and spend be enough to get to the 125,000 in January? Any points earned in Nov/Dec will not be counted for next year.
Oct 8, 2020, 11:53 am
#4480
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
I am looking to try and get a companion pass for 2021 and need points earned through the credit card signup bonus to accomplish it. There are some timing issues for me and I want to check that I have the timing right. The FAQ has some details but I wanted to check to make sure.
I have a property tax bill due Dec 10, 2020. I will need that spend to meet the sign up bonus. If I understand the FAQ (and posts by others), for the companion pass, Southwest goes by when Chase credits the points to your Southwest account. So, if I have a statement end date say Dec 6, 2020 and pay my tax will on Dec 8, 2020, then the points will be in my account in Jan 2021 statement (closing on Jan 6, 2021). Is that correct?
I have a property tax bill due Dec 10, 2020. I will need that spend to meet the sign up bonus. If I understand the FAQ (and posts by others), for the companion pass, Southwest goes by when Chase credits the points to your Southwest account. So, if I have a statement end date say Dec 6, 2020 and pay my tax will on Dec 8, 2020, then the points will be in my account in Jan 2021 statement (closing on Jan 6, 2021). Is that correct?
On occasion there are screwups/exceptions. Normally they occur only in the very first few months of card ownership.
More insidious are fraudulent purchases (points hit immediately and not reversible) and erroneous double-swipes by a vendor, even if refunded. In these cases, the points hit and you may get the CP early.
It seemed to be worse some years back.
If youd like to learn more, there are hundreds of posts about this going back years. You can search them out.
May 31, 2021, 6:04 am
#4481
Join Date: May 2016
Posts: 22
Does anyone know how long to wait to sign up after canceling a current SW card these days? Is it 30 days? I think that was the conventional wisdom from a year or two ago but I’ve been unable to find corroboration. I’m trying to get P2 to do this.
Jun 5, 2021, 6:28 pm
#4482
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,285
Chase is currently offering a 65k sign-up bonus, up from 40k recently, on all three personal cards. Only $2k spend required. Offer ends Jul 14. https://creditcards.chase.com/a1/sou.../AEP65kPlus521
Jun 6, 2021, 2:23 pm
#4483
Join Date: Oct 2019
Programs: WN
Posts: 127
Chase is currently offering a 65k sign-up bonus, up from 40k recently, on all three personal cards. Only $2k spend required. Offer ends Jul 14. https://creditcards.chase.com/a1/sou.../AEP65kPlus521
hopefully this is still offered in october-december
Nov 30, 2021, 7:28 pm
#4484
Join Date: Aug 2017
Location: SAN
Posts: 1,306
Looking to complete spend on a Chase SW card and have a question….are there any issues with purchasing from giftcards.com to meet the spend requirements? I know that is a no-no with AMEX, but not sure if Chase has issues.
Thanks
TD
Thanks
TD
Last edited by Traveler Dave; Nov 30, 2021 at 9:47 pm