Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Aug 31, 2017, 8:19 am
#3571
Join Date: Nov 2006
Posts: 6
You can create a Chase account online, log in to the Chase website, and in the upper left corner of the site there is an option to secure message Chase. You can request they match the current 60,000 point offer. I can say they did this for both my mother and myself earlier this year.
Aug 31, 2017, 10:07 am
#3572
Join Date: Feb 2014
Posts: 921
You can create a Chase account online, log in to the Chase website, and in the upper left corner of the site there is an option to secure message Chase. You can request they match the current 60,000 point offer. I can say they did this for both my mother and myself earlier this year.
Updated to add: They did respond positively. :-) They stated (for anyone else doing this) to respond back when we reach the new offer's requirements ($2,000 spend within 3 months) for them to review the request (and, I guess, to alert them that we met the requirements).
Last edited by jeffandnicole; Aug 31, 2017 at 10:44 am
Aug 31, 2017, 6:25 pm
#3573
Join Date: Nov 2006
Posts: 6
Appreciate it. I did look around and saw the secured message option so that's what I did. Thank you!
Updated to add: They did respond positively. :-) They stated (for anyone else doing this) to respond back when we reach the new offer's requirements ($2,000 spend within 3 months) for them to review the request (and, I guess, to alert them that we met the requirements).
Updated to add: They did respond positively. :-) They stated (for anyone else doing this) to respond back when we reach the new offer's requirements ($2,000 spend within 3 months) for them to review the request (and, I guess, to alert them that we met the requirements).
Sep 1, 2017, 7:26 am
#3575
Join Date: Feb 2014
Posts: 921
Nope...your info was good! At the time I didn't realize about the secured message option. You were very helpful...thanks!!
Sep 25, 2017, 7:35 am
#3576
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,019
What are people's experiences on how fast the 60K bonus pts get posted? I've read it can be immediate, but my wife's SW Business card met the min spend on Friday evening and I still see only 2500 pts this morning in her account. Makes me wonder if my calculations are short of the $3K level or if it just takes a few days or to the end of the cycle - though I'd thought that while UR bonus pts always hit end of cycle, partner bonus pts/miles usually hit before the cycle ends??
We are also bumping up against the end of the 3 months limit here so I need to ensure we did meet the spend, but don't want to overspend and accrue useless pts in currency that is less flexible to use - and also trying to meet Ink Preferred min spend by early Dec.
We are also bumping up against the end of the 3 months limit here so I need to ensure we did meet the spend, but don't want to overspend and accrue useless pts in currency that is less flexible to use - and also trying to meet Ink Preferred min spend by early Dec.
Sep 25, 2017, 7:53 am
#3577
Join Date: Jan 2008
Posts: 90
What are people's experiences on how fast the 60K bonus pts get posted? I've read it can be immediate, but my wife's SW Business card met the min spend on Friday evening and I still see only 2500 pts this morning in her account. Makes me wonder if my calculations are short of the $3K level or if it just takes a few days or to the end of the cycle - though I'd thought that while UR bonus pts always hit end of cycle, partner bonus pts/miles usually hit before the cycle ends??
We are also bumping up against the end of the 3 months limit here so I need to ensure we did meet the spend, but don't want to overspend and accrue useless pts in currency that is less flexible to use - and also trying to meet Ink Preferred min spend by early Dec.
We are also bumping up against the end of the 3 months limit here so I need to ensure we did meet the spend, but don't want to overspend and accrue useless pts in currency that is less flexible to use - and also trying to meet Ink Preferred min spend by early Dec.
Be sure you are excluding the annual fee from your min spend calculations. you also want to be sure your spend doesnt happen within the last ~5-7days before your close date, as sometimes those points wont hit on that statement.
Sep 25, 2017, 8:17 am
#3578
Join Date: Dec 2008
Location: San Antonio
Programs: AA, SWA, CO, UA, PC Plat, HH Gold, SPG
Posts: 799
What are people's experiences on how fast the 60K bonus pts get posted? I've read it can be immediate, but my wife's SW Business card met the min spend on Friday evening and I still see only 2500 pts this morning in her account. Makes me wonder if my calculations are short of the $3K level or if it just takes a few days or to the end of the cycle - though I'd thought that while UR bonus pts always hit end of cycle, partner bonus pts/miles usually hit before the cycle ends??
We are also bumping up against the end of the 3 months limit here so I need to ensure we did meet the spend, but don't want to overspend and accrue useless pts in currency that is less flexible to use - and also trying to meet Ink Preferred min spend by early Dec.
We are also bumping up against the end of the 3 months limit here so I need to ensure we did meet the spend, but don't want to overspend and accrue useless pts in currency that is less flexible to use - and also trying to meet Ink Preferred min spend by early Dec.
Sep 26, 2017, 1:09 pm
#3579
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,311
Sep 27, 2017, 7:48 am
#3580
Join Date: Sep 2014
Posts: 84
Code:
8/26/2015 Amex Platinum 9/13/2015 Discover It 12/20/2015 Ink plus 12/22/2015 BBVA NBA Amex 3/23/16 Amex SPG 6/17/16 Amex Biz Gold 7/7/16 Citi AA Biz 7/17/17 Amex Everyday
I applied last night for the Plus, then the Premier a few minutes later, using the 60k links from this thread. Safari on Mac doesn't seem to work for at least the Plus application. I got all the way to the end and clicked Submit and a window briefly flashed but nothing happened. I repeated the Plus application in a Chrome incognito window and it went through fine, as did the Premier application.
Both applications initially gave me the 30 day messages. I called the automated line this morning and was told I had two applications. One I'd be notified in 7-10 days, and one was approved. I checked my Chase account online and the Plus account had been approved ($33k) so I guess the misfires with the Safari browser didn't matter.
Above are my most recent application dates. If Chase is considering only the month for my 5/24 status, then it's possible that the Plus app put me at 5/24. If I'm not approved by October 2, I'll call recon since I should be back at 4/24 then. It's also possible that I'll just need to move some credit line around for the Premier card since I now have $15k more credit than I started with just with the approved Plus application.
edit: 1/20/18 confirmed as the deadline for meeting the spend by SM
Last edited by HotPie; Sep 28, 2017 at 8:07 am
Sep 27, 2017, 7:38 pm
#3581
Join Date: Nov 2010
Location: Carolina Beach, NC
Programs: Hiltonhonors gold, Priority Club platimum, Club Carlson gold, Marriott gold
Posts: 108
The current 60k point credit card bonus offer reportedly ends October 1. See http://www.flyertalk.com/forum/south...l#post28844849 (post 31 of that thread). The thread explains how you can delay earning your signup bonus until 2018 and count it toward your 2018 and 2019 Companion Pass. The window is closing for this 60k offer, so it's decision time.
Sep 27, 2017, 8:27 pm
#3582
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,625
After the Dec statement date, which will be Dec 15 or thereabouts.
Sep 28, 2017, 9:12 pm
#3583
Join Date: Aug 2014
Location: Sacramento, CA
Posts: 97
Presuming this is indeed the case, wouldn't that mean I can just wait until 10/1 or 2 or 3 or 10/4 and apply then? Timed accordingly, wouldn't I then time things just right to hit the 3-month point around Jan 1-4? I've never been able to apply this close to the end of the year, so just want to make sure my timing's right.
Last edited by ftnoob; Sep 30, 2017 at 3:32 pm Reason: Moved discusssion out of News ONLY thread
Sep 29, 2017, 9:44 am
#3584
Join Date: Aug 2017
Posts: 23
Presuming this is indeed the case, wouldn't that mean I can just wait until 10/1 or 2 or 3 or 10/4 and apply then? Timed accordingly, wouldn't I then time things just right to hit the 3-month point around Jan 1-4? I've never been able to apply this close to the end of the year, so just want to make sure my timing's right.
You have 115 days ...so complete spend AFTER your Dec statement close.
Last edited by ftnoob; Sep 30, 2017 at 3:35 pm Reason: Conforming changes for move of discussion out of News ONLY thread
Sep 29, 2017, 1:34 pm
#3585
Join Date: Aug 2014
Location: Sacramento, CA
Posts: 97
Just a quick data point: my wife applied today for the Plus card. Got the message that says they'll notify us within 30 days about the decision via U.S. postal mail. Surprising, considering she has a great income, but more so because she's had exactly one app before this one in the last 24 months (so way outside Chase's 5 apps within 24 months rule). Next most recent app with Chase was in ... 2014. So, really confused as to why she'd be in a decision pending status. Jedi Masters: given that we also wanted to apply for the Premier card so we can hit companion in short order, would you call the reconsideration line and ask what's up, or just apply for both and cross your fingers?
My experience with these pending decisions usually results in a denial, but that was back when we were first experiencing the 5/24 rule's reach. Since my wife's nowhere even close, wondering if there are other factors at play--perhaps the recent Equifax breach?
My experience with these pending decisions usually results in a denial, but that was back when we were first experiencing the 5/24 rule's reach. Since my wife's nowhere even close, wondering if there are other factors at play--perhaps the recent Equifax breach?