Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jun 22, 2017, 1:40 pm
#3496
Join Date: Aug 2012
Programs: SW RR
Posts: 59
How do referrals work? The wife got a SW card earlier this year. She got an email that she can get 5k points up to 50K for referrals each year.
Now that that the card bonus is 60K, I am considering it. Will she still get the 5K referral and me get the 60K bonus?
I ask because I just received a letter/offer for SW card for 40K points and $100 statement balance. So it sounds like there are different offers out there?
I have not gotten a letter for 60K. I've only seen that on the SW website.
Now that that the card bonus is 60K, I am considering it. Will she still get the 5K referral and me get the 60K bonus?
I ask because I just received a letter/offer for SW card for 40K points and $100 statement balance. So it sounds like there are different offers out there?
I have not gotten a letter for 60K. I've only seen that on the SW website.
Jun 22, 2017, 2:16 pm
#3497
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
How do referrals work? The wife got a SW card earlier this year. She got an email that she can get 5k points up to 50K for referrals each year.
Now that that the card bonus is 60K, I am considering it. Will she still get the 5K referral and me get the 60K bonus?
I ask because I just received a letter/offer for SW card for 40K points and $100 statement balance. So it sounds like there are different offers out there?
I have not gotten a letter for 60K. I've only seen that on the SW website.
Now that that the card bonus is 60K, I am considering it. Will she still get the 5K referral and me get the 60K bonus?
I ask because I just received a letter/offer for SW card for 40K points and $100 statement balance. So it sounds like there are different offers out there?
I have not gotten a letter for 60K. I've only seen that on the SW website.
Referral offers are only good for 40,000 points now. The person who gives a referral now gets 10,000 points per referral. At this point in time there is no point in using it as the public offer is 60,000. If you're thinking about getting it, better hurry. This offer I believe ends before the end of the month.
Jun 22, 2017, 11:11 pm
#3499
Original Member
Join Date: May 1998
Posts: 2,506
Jun 23, 2017, 5:15 am
#3500
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
Jun 23, 2017, 7:20 am
#3501
Join Date: Aug 2012
Programs: SW RR
Posts: 59
Referral offers are only good for 40,000 points now. The person who gives a referral now gets 10,000 points per referral. At this point in time there is no point in using it as the public offer is 60,000. If you're thinking about getting it, better hurry. This offer I believe ends before the end of the month.
Referral offers are only good for 40,000 points now. The person who gives a referral now gets 10,000 points per referral. At this point in time there is no point in using it as the public offer is 60,000. If you're thinking about getting it, better hurry. This offer I believe ends before the end of the month.
Jun 24, 2017, 5:42 pm
#3502
Original Member
Join Date: May 1998
Posts: 2,506
Doctor of Credit posts a screen shot of a facebook post saying that the 60K offers will end June 29, 2017.
Jun 25, 2017, 12:42 pm
#3503
Formerly known as billinaz
Join Date: Oct 2003
Location: Goodyear,AZ for now then FL Spacecoast
Programs: US Airways Dividend Miles, American AAdvantage, Avis Preferred, Budget Rapid Rez, Hilton Honors
Posts: 1,145
The extra 20K points posted today from my credit card offer. When I applied it was only 40K points, then I sent a secure message to Chase and they added 20K miles....
Jun 27, 2017, 12:52 am
#3504
Join Date: Aug 2006
Location: SF Bay Area
Programs: UA 1K3M, Marriott(SPG) Lifetime Plat
Posts: 230
Was wondering if someone can give me some advice here:
I started out with the Plus card, got the 50K benefit, and then in July 2015 "upgraded" to the Premier card. I just called Chase customer service and they said because I didn't receive the "benefit" of the card as it was an upgrade, I could apply for another card now - but she wouldn't say whether it's the Plus or the Premier (I hold only the Premier now).
Any thoughts? The safest bet is probably to apply for Plus in a few weeks. I had the business card before but the 24-month period doesn't expire until later this year.
Thanks in advance.
I started out with the Plus card, got the 50K benefit, and then in July 2015 "upgraded" to the Premier card. I just called Chase customer service and they said because I didn't receive the "benefit" of the card as it was an upgrade, I could apply for another card now - but she wouldn't say whether it's the Plus or the Premier (I hold only the Premier now).
Any thoughts? The safest bet is probably to apply for Plus in a few weeks. I had the business card before but the 24-month period doesn't expire until later this year.
Thanks in advance.
Jun 27, 2017, 9:28 am
#3505
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,625
Was wondering if someone can give me some advice here:
I started out with the Plus card, got the 50K benefit, and then in July 2015 "upgraded" to the Premier card. I just called Chase customer service and they said because I didn't receive the "benefit" of the card as it was an upgrade, I could apply for another card now - but she wouldn't say whether it's the Plus or the Premier (I hold only the Premier now).
Any thoughts? The safest bet is probably to apply for Plus in a few weeks. I had the business card before but the 24-month period doesn't expire until later this year.
Thanks in advance.
I started out with the Plus card, got the 50K benefit, and then in July 2015 "upgraded" to the Premier card. I just called Chase customer service and they said because I didn't receive the "benefit" of the card as it was an upgrade, I could apply for another card now - but she wouldn't say whether it's the Plus or the Premier (I hold only the Premier now).
Any thoughts? The safest bet is probably to apply for Plus in a few weeks. I had the business card before but the 24-month period doesn't expire until later this year.
Thanks in advance.
Jun 27, 2017, 9:41 am
#3506
Join Date: Aug 2006
Location: SF Bay Area
Programs: UA 1K3M, Marriott(SPG) Lifetime Plat
Posts: 230
Thanks! I just tried applying... My original plus card was from 2013. So they said they need to review the application further (I think I have way too many cards with Chase...) I hope that if approved I would still get the 60K and not the lower tier one.
Jun 27, 2017, 11:08 am
#3507
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,019
Jun 27, 2017, 11:11 am
#3508
Join Date: Mar 2015
Location: CLE -> BNA
Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List
Posts: 312
Call. It's a personal card; there's no harm in calling recon.
Jun 27, 2017, 11:19 am
#3509
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,019
So my wife applied for and was approved for the Hyatt card this morning. That puts her at 4/24. Should she apply for the SW Biz card today as well before the offer ends. Is there an advantage to clustering hard pulls on the same day - one personal and one business?
Or is she better off sending an SM first to reduce the 33K CL they just gave her on the Hyatt card then applying for the SW Biz card on Friday?
Or is she better off sending an SM first to reduce the 33K CL they just gave her on the Hyatt card then applying for the SW Biz card on Friday?
Jun 27, 2017, 12:00 pm
#3510
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,625
Probably it just means that they will need to re-allocate some of your credit from an existing card to the new card. They will do it on their own or you can call them. Your application date qualifies you for the 60k bonus even if approval takes a while.