Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jun 4, 2017, 1:45 pm
#3467
Formerly known as billinaz
Join Date: Oct 2003
Location: Goodyear,AZ for now then FL Spacecoast
Programs: US Airways Dividend Miles, American AAdvantage, Avis Preferred, Budget Rapid Rez, Hilton Honors
Posts: 1,145
I only got 40K miles from when I applied in May! I sent them a secure message but havent heard back yet.
Edit: I just got this response.....
Your request is under review and you should receive a
response within 2 to 3 business days. I appreciate your
patience and understanding in this matter.
Edit: I just got this response.....
Your request is under review and you should receive a
response within 2 to 3 business days. I appreciate your
patience and understanding in this matter.
Last edited by SpaceCoastBill; Jun 4, 2017 at 4:23 pm
Jun 5, 2017, 12:43 am
#3468
Moderator, Southwest Airlines and Choice Privileges
Join Date: Mar 2008
Location: Central Texas
Posts: 3,039
Jun 5, 2017, 7:17 am
#3469
Join Date: Jul 2015
Programs: HH Diamond, HGVC, WN RR, National Exec, Avis Preferred
Posts: 1,057
I opened Premier Personal and Business cards in early 2016 and have CP thru end of this year. I was planning on not trying to get CP again for next year, but have found myself flying more this year and have had some extra expenses. At this point I expect that I would end this year about 30,000 points short of requalifying. I should be ok with 5/24 and credit score is excellent. Should I just go ahead and apply for the Personal Plus now?
Last edited by birdiedouble; Jun 5, 2017 at 7:36 am
Jun 5, 2017, 8:25 am
#3470
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
I opened Premier Personal and Business cards in early 2016 and have CP thru end of this year. I was planning on not trying to get CP again for next year, but have found myself flying more this year and have had some extra expenses. At this point I expect that I would end this year about 30,000 points short of requalifying. I should be ok with 5/24 and credit score is excellent. Should I just go ahead and apply for the Personal Plus now?
Who even knows if CC bonuses will ever be this large again or if they will always count toward CP?
Jun 5, 2017, 12:20 pm
#3471
Join Date: Jul 2015
Programs: HH Diamond, HGVC, WN RR, National Exec, Avis Preferred
Posts: 1,057
I just applied online for the Plus card and was approved. Looks like I'll have CP thru 2018 now. Thanks!
Jun 5, 2017, 1:21 pm
#3472
Join Date: Sep 2014
Posts: 7
I got approved for Premier, submitted the app for the Plus card 7 minutes later, with a message saying there will be a 30 day wait for review on Plus. Called the next day (today) and was told the decision was already made, and I'm denied on the Plus card for too many credit requests. Damn! She asked if I'd like to submit for reconsideration, I said not yet.
Wondering if I can quickly pay off my balance (on my only other card that has one) to make my utilization a little better, and then request the reconsideration in, say, 3 weeks? or if they will just go by the info they already pulled at this point..
Want that companion pass!
Wondering if I can quickly pay off my balance (on my only other card that has one) to make my utilization a little better, and then request the reconsideration in, say, 3 weeks? or if they will just go by the info they already pulled at this point..
Want that companion pass!
Jun 5, 2017, 7:25 pm
#3473
Formerly known as billinaz
Join Date: Oct 2003
Location: Goodyear,AZ for now then FL Spacecoast
Programs: US Airways Dividend Miles, American AAdvantage, Avis Preferred, Budget Rapid Rez, Hilton Honors
Posts: 1,145
They initially added 10K miles to the 40K I already had.
I sent them another message and they added another 10K miles bringing the total to 60K miles.
If anyone got less than 60K on their card when they applied, send them a secure message. Easy and painless process.
I sent them another message and they added another 10K miles bringing the total to 60K miles.
If anyone got less than 60K on their card when they applied, send them a secure message. Easy and painless process.
Jun 6, 2017, 8:52 pm
#3475
Join Date: Feb 2009
Posts: 6,607
I got approved for Premier, submitted the app for the Plus card 7 minutes later, with a message saying there will be a 30 day wait for review on Plus. Called the next day (today) and was told the decision was already made, and I'm denied on the Plus card for too many credit requests. Damn! She asked if I'd like to submit for reconsideration, I said not yet.
Wondering if I can quickly pay off my balance (on my only other card that has one) to make my utilization a little better, and then request the reconsideration in, say, 3 weeks? or if they will just go by the info they already pulled at this point..
Want that companion pass!
Wondering if I can quickly pay off my balance (on my only other card that has one) to make my utilization a little better, and then request the reconsideration in, say, 3 weeks? or if they will just go by the info they already pulled at this point..
Want that companion pass!
IMO you should have gone for recon.
Jun 7, 2017, 5:05 pm
#3476
Join Date: Nov 2011
Location: Virginia
Programs: HHonors Gold, IHG Platinum, Marriott nobody
Posts: 470
Jun 8, 2017, 9:53 am
#3477
Join Date: Jul 2010
Posts: 163
I'm planning to apply for the consumer Plus and Premier cards at the same time in early November so I can get the Companion Pass as early in 2018 as possible.
Assume the situation where I am approved for one and denied the other (despite all my desperate pleas to the credit gods at Chase) before activating the card I was approved for.
If I notify Chase that I've decided not to activate the approved card, would it still be counted against me as a card for the 5/24 rule when I apply for other cards in the future? If I can't get both cards, making acquiring the Companion Pass relatively easy, I'd rather go for a different card altogether.
Assume the situation where I am approved for one and denied the other (despite all my desperate pleas to the credit gods at Chase) before activating the card I was approved for.
If I notify Chase that I've decided not to activate the approved card, would it still be counted against me as a card for the 5/24 rule when I apply for other cards in the future? If I can't get both cards, making acquiring the Companion Pass relatively easy, I'd rather go for a different card altogether.
Jun 8, 2017, 2:04 pm
#3478
Join Date: Sep 2014
Posts: 7
I have a couple questions that may have already been answered in the depth of this thread but if so couldn't seem to dig it up:
1. When does the 3 months start? Is it when you activate the card or when you get it? Can I hold off activating one card until I've met the spend on the other and then get 3 months from that point to earn the held-off card's bonus?
2. Does the $99 fee for the card count toward min spend?
Well it's something I do periodically anyway, and the agent said I have 30 days to apply for reconsideration. It seems logical that any edge I can get couldn't hurt, the key word here is "reconsideration" after all. But if they'll be using the same info they already pulled and it doesn't matter what I do, then no need to bother with doing anything differently.
As for not requesting the recon yet, since the agent said I have 30 days I figured I might as well hold out to get closer the end of that 30 days so I can be working on my spend for the Premiere card in the mean time before (hopefully) receiving the Plus card, giving me more than 3 months to do the whole 4000. This may be pointless depending on the answer to my question above about when the 3 months starts.
1. When does the 3 months start? Is it when you activate the card or when you get it? Can I hold off activating one card until I've met the spend on the other and then get 3 months from that point to earn the held-off card's bonus?
2. Does the $99 fee for the card count toward min spend?
As for not requesting the recon yet, since the agent said I have 30 days I figured I might as well hold out to get closer the end of that 30 days so I can be working on my spend for the Premiere card in the mean time before (hopefully) receiving the Plus card, giving me more than 3 months to do the whole 4000. This may be pointless depending on the answer to my question above about when the 3 months starts.
Jun 8, 2017, 8:39 pm
#3479
Join Date: Feb 2009
Posts: 6,607
I have a couple questions that may have already been answered in the depth of this thread but if so couldn't seem to dig it up:
1. When does the 3 months start? Is it when you activate the card or when you get it? Can I hold off activating one card until I've met the spend on the other and then get 3 months from that point to earn the held-off card's bonus?
2. Does the $99 fee for the card count toward min spend?
Well it's something I do periodically anyway, and the agent said I have 30 days to apply for reconsideration. It seems logical that any edge I can get couldn't hurt, the key word here is "reconsideration" after all. But if they'll be using the same info they already pulled and it doesn't matter what I do, then no need to bother with doing anything differently.
As for not requesting the recon yet, since the agent said I have 30 days I figured I might as well hold out to get closer the end of that 30 days so I can be working on my spend for the Premiere card in the mean time before (hopefully) receiving the Plus card, giving me more than 3 months to do the whole 4000. This may be pointless depending on the answer to my question above about when the 3 months starts.
1. When does the 3 months start? Is it when you activate the card or when you get it? Can I hold off activating one card until I've met the spend on the other and then get 3 months from that point to earn the held-off card's bonus?
2. Does the $99 fee for the card count toward min spend?
Well it's something I do periodically anyway, and the agent said I have 30 days to apply for reconsideration. It seems logical that any edge I can get couldn't hurt, the key word here is "reconsideration" after all. But if they'll be using the same info they already pulled and it doesn't matter what I do, then no need to bother with doing anything differently.
As for not requesting the recon yet, since the agent said I have 30 days I figured I might as well hold out to get closer the end of that 30 days so I can be working on my spend for the Premiere card in the mean time before (hopefully) receiving the Plus card, giving me more than 3 months to do the whole 4000. This may be pointless depending on the answer to my question above about when the 3 months starts.
You can Sm Chase for the exact spend by date ( it starts the day you are approved and it's usually a tad over 100 days ) and the AF does not count towards the spend.
GL
Jun 8, 2017, 9:02 pm
#3480
Join Date: Sep 2014
Posts: 7
Thank you, just realized the question of whether the annual fee counts is actually answered in the thread sticky post (oops) but thanks for the clarification on the timeline, that helps!
I got the letter just now which says I have 30 days from Jun 5 to ask for recon. I'm gonna try to get a couple weeks of spending on the premiere card before calling in. The wording (almost) sounds like they denied for too many requests as away of making sure I didn't sign up for two cards on accident. I'm hoping just a reiteration that I want the card is all it'll take. It sounds like most people who have gotten the "30 days" notice have gotten approved after calling in.
I got the letter just now which says I have 30 days from Jun 5 to ask for recon. I'm gonna try to get a couple weeks of spending on the premiere card before calling in. The wording (almost) sounds like they denied for too many requests as away of making sure I didn't sign up for two cards on accident. I'm hoping just a reiteration that I want the card is all it'll take. It sounds like most people who have gotten the "30 days" notice have gotten approved after calling in.