Go Back  FlyerTalk Forums > Miles&Points > Airlines and Mileage Programs > Southwest Airlines | Rapid Rewards
Reload this Page >

Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

Community
Wiki Posts
Search
Old Jan 23, 2014, 9:16 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

75,000 miles bonus for all Southwest Airlines personal credit cards.

40K + 20K personal Plus
offer:
$1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.

40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.


70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Print Wikipost

Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

Thread Tools
 
Search this Thread
 
Old Jan 9, 2015, 4:13 pm
  #1966  
 
Join Date: May 2014
Location: BDL
Posts: 39
Originally Posted by bobert24
Now that's interesting. Did she make it sound like the business income had to be twice the total CL they were willing to extend to you (Ink + SW), or did your current CL on the Ink not come into play for this decision?

I hate to give up my Ink Bold, especially since they apparently will waive the AF sometimes. I wonder how they'd even handle that, since it's a charge card, with no set CL?
She wasn't clear on it but I was left with the impression that biz income just has to be twice the CL on the card you're currently applying for.

I asked if she could split the Ink CL or replace it entirely with the SW, but she said my business simply didn't qualify for the card.
rapishorrid is offline  
Old Jan 9, 2015, 4:14 pm
  #1967  
 
Join Date: Jan 2014
Posts: 136
Originally Posted by wille5az
yes the ink card is still open, I think my only option is to call the recon line and try to say I made a mistake on the income of the company
Let us know how it went...I am planning to apply for SW biz again after it was denied back in Oct.
curiousGal is offline  
Old Jan 9, 2015, 5:26 pm
  #1968  
 
Join Date: Apr 2004
Programs: AA
Posts: 8
We have a real business. In 2014 my wife got an Ink card for the business (in HER name). Can I now get a S/W Business card in MY name? Or will it be declined because "the business" already has a chase card?

Thanks!!
KingOfTheHill is offline  
Old Jan 9, 2015, 5:40 pm
  #1969  
 
Join Date: Sep 2013
Location: Denver, CO
Posts: 35
Originally Posted by curiousGal
Let us know how it went...I am planning to apply for SW biz again after it was denied back in Oct.
i just got off the phone with chase, they wanted to see documentation of the income before processing anything. i have a legitimate side business but income is <10k so i just gave up.

I think i am going to have to wait till the end of the year and try a different business name or close my Ink and re apply.

Has anyone had success applying for two personal cards at same time?
wille5az is offline  
Old Jan 9, 2015, 6:37 pm
  #1970  
 
Join Date: May 2014
Location: BDL
Posts: 39
Originally Posted by wille5az
i just got off the phone with chase, they wanted to see documentation of the income before processing anything. i have a legitimate side business but income is <10k so i just gave up.

I think i am going to have to wait till the end of the year and try a different business name or close my Ink and re apply.

Has anyone had success applying for two personal cards at same time?
I'm going to call recon in a bit, but it doesn't sound promising if they're asking for documentation...

Already got accepted for the SW plus personal today so I am also wondering if it's possible to get two SW personals at once.

Last edited by rapishorrid; Jan 9, 2015 at 6:47 pm
rapishorrid is offline  
Old Jan 9, 2015, 6:49 pm
  #1971  
 
Join Date: Dec 2008
Programs: AS
Posts: 31
Bonus didnt post

I hit the 2000 spend (not including the annual fee) 2 days before my statement closed. I got 2200 in points in my statement, which seems to indicate all my charges posted before the statement closed. The payment amount also supports that all charges were posted. However, I didn't get the credit of the 50K bonus and no bonus is listed in the statement that closed. Is this still a timing issue or should I call Chase? I dont want to call yet but will do so out of fear that my application wasnt tied to the 50k bonus if nobody else has had this problem....
JrcWy is offline  
Old Jan 9, 2015, 6:53 pm
  #1972  
 
Join Date: Sep 2013
Location: Denver, CO
Posts: 35
Originally Posted by rapishorrid
I'm going to call recon in a bit, but it doesn't sound promising if they're asking for documentation...

Already got accepted for the SW plus personal today so I am also wondering if it's possible to get two SW personals at once.
Let us know how the call goes, I haven't applied for the personal yet but considering trying for both of them on same day and seeing if it works. Not sure if I should do it today so all the credit pulls are today?

Side Note: do the 50k from one card count toward A list if you don't get the 110k for companion pass?
wille5az is offline  
Old Jan 9, 2015, 8:00 pm
  #1973  
 
Join Date: May 2014
Location: BDL
Posts: 39
Originally Posted by wille5az
Let us know how the call goes, I haven't applied for the personal yet but considering trying for both of them on same day and seeing if it works. Not sure if I should do it today so all the credit pulls are today?

Side Note: do the 50k from one card count toward A list if you don't get the 110k for companion pass?
Maybe I called at the wrong time considering the phone line closes in a few minutes, but the CSR was very concise in saying that he agreed with the decision (denied due to the business being too new, having too low of revenue and other recent Chase cards) and that there was no way to get the card right now despite any explanation I may have.

Now the question is whether or not to go for the Premiere personal before tomorrow to avoid multiple pulls, or if it's just too unlikely to get both personals?
rapishorrid is offline  
Old Jan 9, 2015, 8:09 pm
  #1974  
 
Join Date: Sep 2013
Location: Denver, CO
Posts: 35
Originally Posted by rapishorrid
Maybe I called at the wrong time considering the phone line closes in a few minutes, but the CSR was very concise in saying that he agreed with the decision (denied due to the business being too new, having too low of revenue and other recent Chase cards) and that there was no way to get the card right now despite any explanation I may have.

Now the question is whether or not to go for the Premiere personal before tomorrow to avoid multiple pulls, or if it's just too unlikely to get both personals?
I just tried to apply for both at the same time in two diff browsers got approved for the plus and pending for the premier, not sure what my next step is, if I call I think they are going to ask why I applied for the 2nd personal card. Premier has Foreign transfer fees so maybe that's the avenue?

Any ideas?
wille5az is offline  
Old Jan 9, 2015, 9:10 pm
  #1975  
 
Join Date: May 2014
Location: BDL
Posts: 39
Originally Posted by wille5az
I just tried to apply for both at the same time in two diff browsers got approved for the plus and pending for the premier, not sure what my next step is, if I call I think they are going to ask why I applied for the 2nd personal card. Premier has Foreign transfer fees so maybe that's the avenue?

Any ideas?
I think pending is a good sign. If you think you can convince them you need both cards call, if not just wait for the decision. Although the call may simply be about shifting credit around - so it's almost a toss up.

Also FWIW I was just instantly approved for the Premiere personal. So I was denied for the biz and then approved for both personals ($2,000 credit line on each) all in the same day.

With 20/20 hindsight I wish I didn't apply for the biz at all. I didn't do my research and mistakenly thought it would be easier to get than the personal based on my experience getting an Ink and getting (but first being denied) for a CSP last year.

Last edited by rapishorrid; Jan 9, 2015 at 9:15 pm
rapishorrid is offline  
Old Jan 9, 2015, 9:24 pm
  #1976  
 
Join Date: Sep 2013
Location: Denver, CO
Posts: 35
Originally Posted by rapishorrid
I think pending is a good sign. If you think you can convince them you need both cards call, if not just wait for the decision. Although the call may simply be about shifting credit around - so it's almost a toss up.
What would be my reason for needing both? Not sure I have any good reasoning
wille5az is offline  
Old Jan 9, 2015, 10:22 pm
  #1977  
 
Join Date: Aug 2012
Location: BOS/MHT/PVD/BDL
Programs: Belong to Many but No Longer Loyal to Any
Posts: 880
Originally Posted by bobert24
Thanks. I assume your app required recon, then?
Sorry for the VERY tardy response, but yes our app required recon. All of our Chase apps require evaluation now as we (wife and myself) have very high lines on our Chase accounts and for any new cards we always have to do some credit shifting.
flyaxa is offline  
Old Jan 10, 2015, 1:45 am
  #1978  
 
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
Originally Posted by wille5az
What would be my reason for needing both? Not sure I have any good reasoning
I always say I have expenses for certain things I need to keep separate . Sometimes I say businesses, sometimes I don't.

All you need to say.
tassojunior is offline  
Old Jan 10, 2015, 5:45 am
  #1979  
 
Join Date: Jan 2015
Posts: 3
Plz how can I get southwest rapid rewards because my son and daughter going to visit their sick mom and I want help now..where can I buy rapid rewards plz..
ken48usa is offline  
Old Jan 10, 2015, 6:41 am
  #1980  
 
Join Date: Oct 2014
Posts: 20
How can I generate a referral? I have the Premier and want to send a referral link to someone so I get the bonus 5k, but I don't know how.

Thanks for helping a noob.
eloly is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.