1x is posted immediately after transaction is posted. The extra 9x will be posted on the 16th of the following month.

I can never calculate DBS points correctly (posted points is more than what I calculated, but I still continue tracking it since I'm already tracking all my other cards).

Hi, need some advice.

For me, I always use OCBC Titanium Credit card for oversea, oversea online transaction and locally. Easily hit over S$1500 every month.

So every S$1 = 3 OCBC$ + 1.3 bonus air miles(3 OCBC$ = 1.2 air miles). Total = 1.3 + 1.2 = 2.5 air miles.

The only thing is that there will be a conversion fee to convert the bonus air miles to krislfyer whereas 3 OCBC$ = 1.2 air miles can convert free. It can also earn 1.2 air miles (including bonus miles) locally.

Can I will assume it is a combination of Maybank Horizon for oversea spending ( Maybank 2 miles vs OCBC 2.5 miles) + Citibank PremierMiles for local spending. Correct me if I am wrong.

Sounds more like UOB PRVI Miles Amex 2.5 miles for overseas spend. 1.2 miles for local spend, DBS Altitude and Citibank PM.

Thanks for the clarification!

Just checked and a bunch of UNI$ have posted.

It seems for the purchases made 2 days ago.

Have a bunch from Thursday - Friday last week still not accounted for.

Hopefully they will do it soon

I am applying for the Ascend card just for the sake of getting the freebies today.

As for the UOB and DBS cards, are the PRVI and Altitude AE now similar to the Preferred Visa and Altitute Visa respectively? If yes, then, I will just apply for the Visa versions.

No reason to apply for the Altitude Amex. Points earning structure is exactly the same as the Visa version and the Visa version comes with a Priority Pass card (2 free visits a year).

The UOB Preferred Platinum Amex and Visa cards otoh, are completely different card. Amex earns 10x points (ie 4 miles/$) for dining whereas the Visa earns 10x points for online & paywave transactions. You should get both cards.

(The Pref Plat Amex also comes with a Mastercard, which is useless. That you can cut in two and throw into the bin).

Thanks for the advice :)

It looks like I will have the following cards by end of July:
1. UOB PRVI Miles AE & Preferred Platinum Visa
2. DBS Altitude Visa
3. AE Krisflyer Ascend
4. Citibank PM

Should be enough I believe to enjoy the best of all worlds (local, overseas, PayWave, etc).

If you dine at restaurants often, you may wish to consider UOB Preferred AMEX Card as well.

Unless you need miles for THAI Royal Orchid Plus & Delta SkyMiles from Citi PM, you should replace DBS Altitude VISA and Citi PM by:
ANZ Travel Visa

http://www.anz.com/singapore/en/pers...s/travel-card/

Mileage accrual: Earn 1.4 miles for every $1 spent (every $0.72 gives 1 mile). IMPORTANT: The entire charge is multiplied by 1.4 miles, including cents.

Requirements: min. income $60,000 ($90,000 for foreigners).
Cost: First year free, then $200 for main and $100 for supplementary. Unsure of any annual fee waiver conditions.
Miles conversion fee: $25 per conversion.

Pros: Decent card for local spend. 5% Rebate for EZ-link & Cold Storage/Marketplace/Giant (charge >S$600 in a calendar month). Charge >S$1500 every 30 days and get a free limo ride to airport. Transfer in blocks of 500 miles.
Cons: No internet banking. Points are valid for 5 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).

BTW, Maybank extended the 10x Rewards Infinite merchants by another "generous" 3 month till 30 Sep 2013. Wow, well at least 3 months more of ezlink top-ups at a nice earnings rate. Yes you need to have RI active otherwise it won't work which means over 24K S$ spend in your last (card) year if you hold Maybank Horizon Platinum for example.

I will keep the DBS Altitude Visa though, since that is the only card that can be used to pay for SP Services, and IRAS Taxes. If you drive, it can also be used for road tax.

Nothing new here. That's how Maybank has been operating the RI program for the longest time now; all merchants are renewed on a quarterly basis.

If you have the Maybank World Mastercard, RI membership is complimentary.

Will those charges be eligible for miles (esp for IRAS Taxes)? In HKG, only selected cards enjoy points/miles for tax payment.

Due to removal of the member fee for RI and instead membership renewal based on minimum spend I have lost RI membership so I guess I will abandon that card and use UOB's one instead for overseas spend since I also already have a UOB bank account.

That's if they will let you have a card. I well and truly meet/exceed criteria (expat - now PR - living and working in Singapore for last 4 years). But application denied. Who knows why.