Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE
• PointsU conference (2018 & 2019 website)
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE
• PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
#3121
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
The down side might be the line up at the check in counter.....when I was traveling Y on an Aeroplan ticket, I wasted over 30 minutes in line for my "free" checked bag. I'm sure if I had been flying J it wouldn't have been so bad. Once I reached the counter, though, things were swift and worked as they should.
#3122
Join Date: Dec 2014
Posts: 394
I'm sure timing had a lot to do with it......spring break. I'm sure it won't happen all the time, but it's something to keep in mind.
#3125
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Also depends on how many you have. If it's just the one then you're fine to apply for a second.
The other thing, is when you cancel make sure you call in and have the balance on the cancelled card added to one you're keeping. Can be used later if you're re-applying.
The other thing, is when you cancel make sure you call in and have the balance on the cancelled card added to one you're keeping. Can be used later if you're re-applying.
#3128
Join Date: May 2014
Location: YYZ
Posts: 527
Not on the public offer, use the "affiliate" link instead:
http://www.tdcanadatrust.com/product...-affiliate.jsp
Apply through GCR for an additional $50 rebate
http://www.tdcanadatrust.com/product...-affiliate.jsp
Apply through GCR for an additional $50 rebate
#3129
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
For the current (ongoing) promos, expiring on May 27th...yes, but the FYF is only offered if you apply through affiliates. I'd suggest RFD or GCR, which will give you $70 and $50 cash back, respectively. If you apply directly while browsing at the TD website, or in branch, you will NOT get the FYF (unless you open an AI account) and you will be required to spend $1000 to earn that extra 10K after 90 days of keeping the card open.
It's mentioned at the TD thread.
http://www.flyertalk.com/forum/air-c...l#post26362209
It's mentioned at the TD thread.
http://www.flyertalk.com/forum/air-c...l#post26362209
#3130
Join Date: Feb 2015
Programs: Top Tier Flyertalk Member
Posts: 687
Was planning to tell a friend to sign up for the MBNA SmartCash, as I had good experience with it, and it's among one of the best AF cards out there earning cashback. It will also be her first card with no prior credit history, and MBNA tends to be lenient.
But apparently it's gone from both GCR and RFD Cashback does not seem to list it either. Anyone know if there's anything else there?
But apparently it's gone from both GCR and RFD Cashback does not seem to list it either. Anyone know if there's anything else there?
#3131
Join Date: Nov 2013
Location: YHZ
Programs: AP, SPG, Amex MR, BAEC, IHG
Posts: 21
So I'd suggest cancelling first!
He had quite a lengthy digression on the topic so IMO they have been told to watch for this. He also said the computer now autoflags second applications for the same product. And I haven't even churned this hard, this is my app number 3 ever.
#3133
Join Date: Nov 2013
Location: YHZ
Programs: AP, SPG, Amex MR, BAEC, IHG
Posts: 21
#3135
Join Date: Jul 2014
Location: YYZ
Programs: Aeroplan, SPG Gold, FPC Plat
Posts: 42