paranoiatx

Neither does Chase.

And no, that statement does not stem from "I heard somewhere that..." type rumors.

paranoiatx

The cash equivalent terminology generally says they reserve the right to count these as cash advances and not give rewards. But if they did NOT treat them as cash advances and DID give rewards, then that clause would not really apply anymore.

However every agreement I've ever seen also contains a catch-all to the tune of "we can close your account for any reason and we don't have to tell you why". You can't fight that one.

Happy

This figure has not changed for decades. Goes to tell you 1/2 of the cardholders are either should not use cards (spend beyond their means) or are in the flog of how credit card works. I even read in Capital One 100K miles thread that a guy used his C1 card to take Cash Advance from ATM aboard so he can avoid 3% forex fee - then he was surprised to see each and every ATM withdrawal has a $10 usage fee (cash advance fee before the financial charge even kicks in!) Makes you wonder how he can use the correct term of "Cash Advance", yet expects this would be no fee, no interest?!

Hear hear.

Happy

Typical noob behavior!

Everyone tries this by trial and error in actually bringing in the coins for deposit.

There is NO Bank Policy but Branch Policy. Different town has different situation as well. Even same bank different branches with 1 to 2 miles apart would have a totally different attitude.

Please do yourself and the thread members a favor by actually going to the branches of your choice and find it out which one is friendly and which one is not.

Happy

Key word!

50% of the Wells Fargo in my area are reluctant, 3 of them actually balked, 1 imposed a bogus fee.

This thing cannot be generalized - the only way to find out is by trial and error.

Calling around is the one of the most stupid things to do as it only alerts the branches you are onto something, especially one has 0 relationship with the banks and simply opening accounts for the deposit. Banks would be happy to take it with a business account which of course charges fees for depositing coins.

andyandy

Man, if they'd seen my Viking outfit at last halloween, they'd know that minties can be great costumers. ....


Sorry, sorry, sorry.

thegasguru

jpegs, or it didn't happen

partizanka

Guys, I need to spend $1,000 to complete my BA $2,500 spend requirement till the end of the month and thought of finally starting to use coins. I am rather new here and would appreciate if you can answer these questions:

1. Can you please provide valid web link that I should use to buy coins (I know it is stupid of me to ask for one, but I've heard that mint.com is no longer working or something...)

2. What is the max I can buy?

3. Has anyone had experience with buying coins using Chase BA CC? Do they treat the purchase as cash advance or not?

4. I can't be at home to pick up coins. Should I wait for a mail guy dropping a note and pick up at the closest location?

Thanks to all in advance! I would spend many hours reading through forums to get the answers myself, so your help is greatly appreciated!!!

GoingAway

How about just reading the first post and the linked threads .... you'll have a lot of great information to give you a start. From there, you can ask specific questions not answered in those Posts and FAQs

thegasguru

The very first post has a link to the FAQ. The FAQ thread is entitled:
"US Mint Dollar Coin FAQ, Please read before posting in the coin thread"

http://www.flyertalk.com/forum/miles...in-thread.html

thegasguru

Page 1007. This thread is starting to remind me of a Homer Simpson quote:

"The Internet? Is that thing still around?"

satz

Really? I deposited coins to a Chase business account and was not charged any fees. Was I lucky?

Happy

Try it a few more times and see if your luck would run out.

Again, it depends on branches whether they are willing to accommodate or not. It also depends on how much, how often, your deposits are and how big the branch is, how busy the branch is. (the bigger the busier the merrier)

It is not a one size fits all thing. Pretty much try it by error at your local branches of ANY bank.

More than one occasions with either BofA or Wachovia, the branches suggested me to open a business account...

Therefore any info posted by others NOT in your neck of wood, is pretty much useless unless it is a Corporate-wide policy change with back up documents. Why people want to generalize others experience that may be thousand miles away is beyond me because this thing has way too many variables that are localized. There are literally 2 Wells Fargo branches in my area that are 1/2 mile apart and they have a totally opposite attitudes!

MojaveJack

As did mine and the order was cancelled.

MojaveJack

I don't think so, or at least not reliably. My son tried to send an order to my address with a different cc than what he uses at home. Mint dropped the order because someone else (me) was already using that address.