Aug 29, 2023, 11:59 am
Last edit by: lowkeyflyer
DATAPOINT COLLECTION: https://forms.gle/trtMWXZp4mKUk31m7
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.
Amount limits:
1. $1 minimum load
2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.
Amount limits:
1. $1 minimum load
2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
ONE Card Masterthread
Oct 20, 2023 | 7:22 pm
#136
Join Date: May 2019
Programs: AA EXP, UA 1K, Qatar Gold, Hilton Diamond, Bonvoy Lifetime Titanium Elite, Hyatt Lifetime Globalist
Posts: 631
Nobody knows what is going to ruin MS or not. Even if it does so what? better unethetical thing stops today than tommorow. it is going to come to end at somepoint as over time it has dwindled for reasons unknown to us.
One time I received an extra $2K, walmart pointed it out to me and I checked and it was indeed extra 2K in my account, I returned the amount without anyone saying anything to me. The same walmart is giving me hard time in buying gift cards. I reminded the manager of this perticular event, they dont even remember it so please keep preaching to minimum. I know what I am doing.
Then one time I received tamped card worth 2K, walmart didnt want to do anything with this. Had to fight tooth and nail with attorney Generals office to get a refund.
One time I received an extra $2K, walmart pointed it out to me and I checked and it was indeed extra 2K in my account, I returned the amount without anyone saying anything to me. The same walmart is giving me hard time in buying gift cards. I reminded the manager of this perticular event, they dont even remember it so please keep preaching to minimum. I know what I am doing.
Then one time I received tamped card worth 2K, walmart didnt want to do anything with this. Had to fight tooth and nail with attorney Generals office to get a refund.
Also pretty sure "unethetical" isn't an actual word.
Oct 20, 2023 | 8:34 pm
#137
Join Date: Apr 2023
Posts: 51
Anyone not approved for ONE account because they had an account before? I had an account that I closed in 2022. I get this message when I submit the app "Unfortunately, we can't offer you an account right now." Any workaround?
Last edited by churnfun; Oct 20, 2023 at 8:49 pm
Oct 21, 2023 | 9:56 am
#138
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
Oct 21, 2023 | 11:03 am
#139
Join Date: Apr 2023
Posts: 51
Oct 21, 2023 | 3:13 pm
#140
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
Ask if you can do that.
Why would you have closed the original one? Have a good reason when you talk to an agent, like you moved out of town.
If your account was closed on favorable conditions, there should be no reason for them to deny you a new one.
OTOH, if you left owing them money or jilted them on paying a fee, or was just a PIA, then understandable that they dont want you back.
Also, make sure your name/SSN isnt on the CHEX system 😳
Oct 22, 2023 | 12:04 am
#141
Join Date: Jun 2023
Posts: 121
I'm not sure why anyone would think this is a good idea. For all of these debit load accts, I'd think you'd want to keep money in as long as possible, never drain fully, always keep a decent balance in perpetuity, make real use of the debit card on occasion, make normal looking atm withdrawls on occasion, etc
Oct 25, 2023 | 7:39 am
#142
Join Date: Feb 2016
Location: Northeastern United States
Posts: 672
Had one out of three ONE Card accounts locked and closed yesterday. The account closed received a weekly DD from a Wells Fargo Direct Pay account, had monthly WM debit loads totaling $6K the past three statement cycles, and was only used to pay CC accounts via pulls from the CC companies.
P2 and P3 accounts are still open despite more frequent and higher monthly load totals. These accounts do not receive any type of DDs and are only used for debit transactions for MOs at WMs and grocery stores.
I was told I would receive my funds from the closed account via a check in 7-14 days.
P2 and P3 accounts are still open despite more frequent and higher monthly load totals. These accounts do not receive any type of DDs and are only used for debit transactions for MOs at WMs and grocery stores.
I was told I would receive my funds from the closed account via a check in 7-14 days.
Oct 25, 2023 | 10:06 am
#143
Join Date: Sep 2023
Posts: 7
Had one out of three ONE Card accounts locked and closed yesterday. The account closed received a weekly DD from a Wells Fargo Direct Pay account, had monthly WM debit loads totaling $6K the past three statement cycles, and was only used to pay CC accounts via pulls from the CC companies.
P2 and P3 accounts are still open despite more frequent and higher monthly load totals. These accounts do not receive any type of DDs and are only used for debit transactions for MOs at WMs and grocery stores.
I was told I would receive my funds from the closed account via a check in 7-14 days.
P2 and P3 accounts are still open despite more frequent and higher monthly load totals. These accounts do not receive any type of DDs and are only used for debit transactions for MOs at WMs and grocery stores.
I was told I would receive my funds from the closed account via a check in 7-14 days.
Oct 26, 2023 | 7:47 am
#144
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
Had one out of three ONE Card accounts locked and closed yesterday. The account closed received a weekly DD from a Wells Fargo Direct Pay account, had monthly WM debit loads totaling $6K the past three statement cycles, and was only used to pay CC accounts via pulls from the CC companies.
P2 and P3 accounts are still open despite more frequent and higher monthly load totals. These accounts do not receive any type of DDs and are only used for debit transactions for MOs at WMs and grocery stores.
I was told I would receive my funds from the closed account via a check in 7-14 days.
P2 and P3 accounts are still open despite more frequent and higher monthly load totals. These accounts do not receive any type of DDs and are only used for debit transactions for MOs at WMs and grocery stores.
I was told I would receive my funds from the closed account via a check in 7-14 days.
Many banks have rules on the number of deposits or withdrawals one can do in a month (I have seen as low as six). One Bank has very complicated T&C's which have deterred me from opening an account with them, but you may want to see if there are rules on activity which you may have exceeded.
Oct 26, 2023 | 8:09 am
#145
Join Date: Oct 2014
Programs: All of them
Posts: 1,717
Why would they charge fees for using the card? That would defeat the whole point of them trying to get people to "use it as intended". Probably least unsafe way to cash out is random amount sub-1000 MO transactions at grocery stores.
Oct 26, 2023 | 3:10 pm
#146
Join Date: Feb 2016
Location: Northeastern United States
Posts: 672
Don't be shocked if over the next several weeks your other accounts are closed as well.
Many banks have rules on the number of deposits or withdrawals one can do in a month (I have seen as low as six). One Bank has very complicated T&C's which have deterred me from opening an account with them, but you may want to see if there are rules on activity which you may have exceeded.
Many banks have rules on the number of deposits or withdrawals one can do in a month (I have seen as low as six). One Bank has very complicated T&C's which have deterred me from opening an account with them, but you may want to see if there are rules on activity which you may have exceeded.
Nov 3, 2023 | 12:20 pm
#147
Join Date: Jul 2001
Posts: 1,811
Found out that my ONE acct has been closed. Here's how it played out:
a. Couldn't log into the app anymore, got an error each time. When I tried via regular computer I was able to log on, but my account only showed basic info and NO account activity info - i.e. no balance/deposit/withdrawal info. I can't even see what my account # is.
b. When I called One to find out what was going on, the foreign rep put me on hold and then told me "for security reasons" my account had been permanently closed. They wouldn't even tell me what my balance was, once again for "security reasons."
c. When I asked what was going to happen to my remaining account balance, they eventually told me a check would be mailed to me within 7-10 business days. Very anxious to see if that actually happens.
Bottom line: the only reason that I found out that my account had been closed was because I called - ONE sent me no notice, and I'm not so sure they ever would have. Most importantly TAKE SCREENSHOTS while your account is still active because once your account is nuked your info will be permanently erased.
a. Couldn't log into the app anymore, got an error each time. When I tried via regular computer I was able to log on, but my account only showed basic info and NO account activity info - i.e. no balance/deposit/withdrawal info. I can't even see what my account # is.
b. When I called One to find out what was going on, the foreign rep put me on hold and then told me "for security reasons" my account had been permanently closed. They wouldn't even tell me what my balance was, once again for "security reasons."
c. When I asked what was going to happen to my remaining account balance, they eventually told me a check would be mailed to me within 7-10 business days. Very anxious to see if that actually happens.
Bottom line: the only reason that I found out that my account had been closed was because I called - ONE sent me no notice, and I'm not so sure they ever would have. Most importantly TAKE SCREENSHOTS while your account is still active because once your account is nuked your info will be permanently erased.
Nov 3, 2023 | 1:47 pm
#148
Join Date: Oct 2014
Programs: All of them
Posts: 1,717
Found out that my ONE acct has been closed. Here's how it played out:
a. Couldn't log into the app anymore, got an error each time. When I tried via regular computer I was able to log on, but my account only showed basic info and NO account activity info - i.e. no balance/deposit/withdrawal info. I can't even see what my account # is.
b. When I called One to find out what was going on, the foreign rep put me on hold and then told me "for security reasons" my account had been permanently closed. They wouldn't even tell me what my balance was, once again for "security reasons."
c. When I asked what was going to happen to my remaining account balance, they eventually told me a check would be mailed to me within 7-10 business days. Very anxious to see if that actually happens.
Bottom line: the only reason that I found out that my account had been closed was because I called - ONE sent me no notice, and I'm not so sure they ever would have. Most importantly TAKE SCREENSHOTS while your account is still active because once your account is nuked your info will be permanently erased.
a. Couldn't log into the app anymore, got an error each time. When I tried via regular computer I was able to log on, but my account only showed basic info and NO account activity info - i.e. no balance/deposit/withdrawal info. I can't even see what my account # is.
b. When I called One to find out what was going on, the foreign rep put me on hold and then told me "for security reasons" my account had been permanently closed. They wouldn't even tell me what my balance was, once again for "security reasons."
c. When I asked what was going to happen to my remaining account balance, they eventually told me a check would be mailed to me within 7-10 business days. Very anxious to see if that actually happens.
Bottom line: the only reason that I found out that my account had been closed was because I called - ONE sent me no notice, and I'm not so sure they ever would have. Most importantly TAKE SCREENSHOTS while your account is still active because once your account is nuked your info will be permanently erased.
Nov 3, 2023 | 8:12 pm
#149
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
Found out that my ONE acct has been closed. Here's how it played out:
a. Couldn't log into the app anymore, got an error each time. When I tried via regular computer I was able to log on, but my account only showed basic info and NO account activity info - i.e. no balance/deposit/withdrawal info. I can't even see what my account # is.
b. When I called One to find out what was going on, the foreign rep put me on hold and then told me "for security reasons" my account had been permanently closed. They wouldn't even tell me what my balance was, once again for "security reasons."
c. When I asked what was going to happen to my remaining account balance, they eventually told me a check would be mailed to me within 7-10 business days. Very anxious to see if that actually happens.
Bottom line: the only reason that I found out that my account had been closed was because I called - ONE sent me no notice, and I'm not so sure they ever would have. Most importantly TAKE SCREENSHOTS while your account is still active because once your account is nuked your info will be permanently erased.
a. Couldn't log into the app anymore, got an error each time. When I tried via regular computer I was able to log on, but my account only showed basic info and NO account activity info - i.e. no balance/deposit/withdrawal info. I can't even see what my account # is.
b. When I called One to find out what was going on, the foreign rep put me on hold and then told me "for security reasons" my account had been permanently closed. They wouldn't even tell me what my balance was, once again for "security reasons."
c. When I asked what was going to happen to my remaining account balance, they eventually told me a check would be mailed to me within 7-10 business days. Very anxious to see if that actually happens.
Bottom line: the only reason that I found out that my account had been closed was because I called - ONE sent me no notice, and I'm not so sure they ever would have. Most importantly TAKE SCREENSHOTS while your account is still active because once your account is nuked your info will be permanently erased.
Second, most of these on-line banks will allow you to download monthly statements so there is no need to screenshot every transaction other than the current month's activity.
It would be nice if you tell us your activity that caused them to shut you down.
Nov 7, 2023 | 8:52 am
#150
Join Date: Oct 2013
Programs: UR, MR, CAP1, SW, UA, AA, HY
Posts: 11
Question for those doing loads at WM. When using the phone app barcode, I see the load limit per transaction is $999. I have a bunch of $200s I'm trying to liquidate. Do you ask the clerk for a $800 load, broken up over 4 different swipes? Or can I do several individual $200 loads with only one swipe each? What is the best method here?