Aug 29, 2023, 11:59 am
Last edit by: lowkeyflyer
DATAPOINT COLLECTION: https://forms.gle/trtMWXZp4mKUk31m7
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.
Amount limits:
1. $1 minimum load
2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.
Amount limits:
1. $1 minimum load
2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
ONE Card Masterthread
Nov 15, 2023 | 7:22 am
#166
Join Date: Jun 2023
Posts: 121
Nov 15, 2023 | 7:51 am
#167
Join Date: Oct 2023
Posts: 4
It's not about the time. It's about not burning a WM for myself and for any other MS'ers in the area by raising red flags in the store because I don't know W T F I'm doing at the SCO. But to answer your question, it took me a half hour to read the thread. It took me 10 minutes to drive to WM, another 5 to get to the SCO area, and about 2 minutes standing there inserting cards and looking for prompts on the screen that didn't give any indication that it was going to work.
Nov 15, 2023 | 11:00 am
#168
Join Date: Jan 2021
Posts: 30
Nov 16, 2023 | 9:59 am
#171
Join Date: Feb 2016
Location: Northeastern United States
Posts: 672
Almost a month in and nothing yet. Don't bother calling Coastal Bank as they will just tell you they can't help you as One Card does not open any account with your name on it with them so they don't consider you a customer of the bank.
Nov 16, 2023 | 4:14 pm
#173
Join Date: May 2003
Posts: 6,417
Nov 16, 2023 | 6:50 pm
#174
Join Date: Feb 2016
Location: Northeastern United States
Posts: 672
Have you guys filed complaints regarding ONE and Coastal Community Bank with the various banking regulators such as CFPB and the Federal Reserve (who it looks like regulates CCB)? I'd suggest it........if for no other reason cuz I'm likely gonna be in your shoes soon too.
Nov 16, 2023 | 7:44 pm
#175
Join Date: Jan 2021
Posts: 30
First, One Bank is a real bank and has to play by the rules, so yes, you will eventually get your money by check, probably within 10 to 14 business days.
Second, most of these on-line banks will allow you to download monthly statements so there is no need to screenshot every transaction other than the current month's activity.
It would be nice if you tell us your activity that caused them to shut you down.
Second, most of these on-line banks will allow you to download monthly statements so there is no need to screenshot every transaction other than the current month's activity.
It would be nice if you tell us your activity that caused them to shut you down.
ONE is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.
Nov 17, 2023 | 4:23 am
#176
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
So this is an interesting look at banking. I wonder if One considers themselves like a Crypto bank, unregulated and can do anything they wish with your money, like make 'donations' to various influential groups??
Thanks for pointing this out. It now makes me even more reluctant to get involved with them until others get their money back. They should write the CFBP for resolution. A 'normal' bank wouldn't hold funds on closed accounts for more than several weeks.
Nov 17, 2023 | 12:36 pm
#177
Join Date: Jun 2022
Location: LAX, SNA, SFO
Programs: AA EXP, B6 M4, WoH Globalist, IHG Diamond Amb, MB Titanium, Hertz PC, Avis PC
Posts: 1,920
I really want to see a DP where someone NEVER pushes out of their ONE and only pulls from hub bank for a prolonged period. I wonder if that's the key to longevity.
Nov 17, 2023 | 12:41 pm
#178
Join Date: Jan 2011
Posts: 288
I only ever pulled and still shutdown on One #1. On One #2 actually I ever pushed, pulled but completely used the card for debit transactions online and still shutdown. Of course doing 5 figures a month of volume is probably going to get on their radar no matter what lol
Nov 17, 2023 | 2:47 pm
#179
Join Date: Jun 2022
Location: LAX, SNA, SFO
Programs: AA EXP, B6 M4, WoH Globalist, IHG Diamond Amb, MB Titanium, Hertz PC, Avis PC
Posts: 1,920
Thank you. This is a great DP.
Nov 17, 2023 | 4:45 pm
#180
Join Date: Jan 2021
Posts: 30
Just going to give my 2cents.
They may be evaluating YOU in terms of profitability. They make $$ from your deposits and purchases.
The average MSr will load at wm, which may incur a transaction cost to them? Who know how their partnership is drafted with WM. Always draw down balances to pay back cc or ach out. In which case they make nothing from you.
After 2-3 months, if I was One, I would shut you down.
Take advantage of the 5% savings APY. Leave a fair chunk of change in there to prove you are not just there to game their product. To me this is a win/win if its sustainable and profitable for both sides.
This is a $3000/day with no weekly/monthly/annual cap. What more can we ask for?
AGAIN, just my 2 cents.
They may be evaluating YOU in terms of profitability. They make $$ from your deposits and purchases.
The average MSr will load at wm, which may incur a transaction cost to them? Who know how their partnership is drafted with WM. Always draw down balances to pay back cc or ach out. In which case they make nothing from you.
After 2-3 months, if I was One, I would shut you down.
Take advantage of the 5% savings APY. Leave a fair chunk of change in there to prove you are not just there to game their product. To me this is a win/win if its sustainable and profitable for both sides.
This is a $3000/day with no weekly/monthly/annual cap. What more can we ask for?
AGAIN, just my 2 cents.
Last edited by t0dd0; Nov 18, 2023 at 12:04 am