Just going to give my 2cents.

They may be evaluating YOU in terms of profitability. They make $$ from your deposits and purchases.

The average MS’r will load at wm, which may incur a transaction cost to them? Who know how their partnership is drafted with WM. Always draw down balances to pay back cc or ach out. In which case they make nothing from you.

After 2-3 months, if I was One, I would shut you down.

Take advantage of the 5% savings APY. Leave a fair chunk of change in there to prove you are not just there to game their product. To me this is a win/win if it’s sustainable and profitable for both sides.

This is a $3000/day with no weekly/monthly/annual cap. What more can we ask for?

AGAIN, just my 2 cents.