Community
Wiki Posts
Search
Old Aug 29, 2023, 11:59 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: lowkeyflyer
DATAPOINT COLLECTION: https://forms.gle/trtMWXZp4mKUk31m7
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing

Rules:


You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.


Amount limits:
1. $1 minimum load

2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours


To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
Print Wikipost

ONE Card Masterthread

Thread Tools
 
Search this Thread
 
Old Aug 21, 2023 | 12:06 pm
  #16  
Original Poster
10 Years on Site
 
Join Date: May 2014
Posts: 60
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
ghtjyjy is offline  
Old Aug 21, 2023 | 1:04 pm
  #17  
Idk
 
Join Date: Nov 2021
Posts: 90
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
You dont. You avoid loading when hes working. Thats how it goes.
Idk is offline  
Old Aug 21, 2023 | 1:26 pm
  #18  
5 Years on Site
 
Join Date: Apr 2020
Posts: 246
Originally Posted by danhouston
if ya want to pay a card fee
I applied online to avoid the fee, same as discover serve bb
jumbotron_ is offline  
Old Aug 21, 2023 | 1:27 pm
  #19  
5 Years on Site
 
Join Date: Apr 2020
Posts: 246
Originally Posted by lowkeyflyer
After applying online, do they ship one to you or do you have to purchase it?
They'll ship it to you same as discover serve bb
jumbotron_ is offline  
Old Aug 21, 2023 | 3:15 pm
  #20  
30 Nights
50 Countries Visited
3M
10 Years on Site
 
Join Date: Feb 2012
Posts: 4,631
Originally Posted by lowkeyflyer
3000/day vs Discover 1000/day
Can OneCard be unloaded via bill payment or transfers to checking (i.e. same methods as BB, Discover, etc)?
MaxVO is offline  
Old Aug 21, 2023 | 3:35 pm
  #21  
5 Years on Site
 
Join Date: Apr 2020
Posts: 246
Originally Posted by MaxVO
Can OneCard be unloaded via bill payment or transfers to checking (i.e. same methods as BB, Discover, etc)?
Transfer to checking account. Couldn't find any option for billpay
jumbotron_ is offline  
Old Aug 21, 2023 | 3:37 pm
  #22  
100k
100 Nights
All eyes on you!
 
Join Date: Jun 2022
Location: LAX, SNA, SFO
Programs: AA EXP, B6 M4, WoH Globalist, IHG Diamond Amb, MB Titanium, Hertz PC, Avis PC
Posts: 1,920
Originally Posted by jumbotron_
Transfer to checking account. Couldn't find any option for billpay
Wish they supported Zelle. But upon doing further digging this One Card isn't going to last long. They crack down hard on gebit loads.
lowkeyflyer is offline  
Old Aug 21, 2023 | 3:38 pm
  #23  
5 Years on Site
 
Join Date: Apr 2020
Posts: 246
Originally Posted by lowkeyflyer
Wish they supported Zelle. But upon doing further digging this One Card isn't going to last long. They crack down hard on gebit loads.
Where have you seen the crackdowns?
jumbotron_ is offline  
Old Aug 21, 2023 | 9:44 pm
  #24  
Original Poster
10 Years on Site
 
Join Date: May 2014
Posts: 60
Originally Posted by jumbotron_
Transfer to checking account. Couldn't find any option for billpay
I read the terms and I think you can do bill pay by mail a check.
https://support.one.app/hc/en-us/sec...-and-transfers
https://support.one.app/hc/en-us/art...make-a-payment
ghtjyjy is offline  
Old Aug 21, 2023 | 9:46 pm
  #25  
Original Poster
10 Years on Site
 
Join Date: May 2014
Posts: 60
Originally Posted by lowkeyflyer
Wish they supported Zelle. But upon doing further digging this One Card isn't going to last long. They crack down hard on gebit loads.
Where did you see it?
ghtjyjy is offline  
Old Aug 22, 2023 | 8:49 am
  #26  
soy
All eyes on you!
15 Years on Site
 
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 4,267
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
You cannot educate people about split payments. You should avoid him. Also do not do split payments if being served by a different CSR while he is around. He will educate the other CSR's about his thoughts on 'structuring' and from there likely decide single swipes are not allowed either.
atcanobbio and farwest101 like this.
soy is offline  
Old Aug 22, 2023 | 11:56 am
  #27  
Original Poster
10 Years on Site
 
Join Date: May 2014
Posts: 60
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
This just made me thinking: Will Discover see this as structuring? Loading with vgc at Walmart is indeed called cash load. So it is similar as you depositing cash to your checking account regularly. Will this cause account shut down by Discover?
ghtjyjy is offline  
Old Aug 22, 2023 | 2:33 pm
  #28  
10 Countries Visited
20 Countries Visited
30 Countries Visited
10 Years on Site
 
Join Date: Feb 2016
Posts: 905
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
Today I went to load 2 discover card each for a daily limit of 1K. There was new CSR, for the 1st card she asked her senior hey am I allowed to load 1K? the senior said yes. Then I said I have another account, the new CSR again went to ask her senior, I heard the senior say to her. would anyone load 1K to my account? I kind of laughed at that and I told the new CSR, the senior rep had a point. If I was withdrawing money she could be concerned, when loading money, I dont see a scam problem. it all depends on the CSRs you run into. some are strange
Gitangali is offline  
Old Aug 22, 2023 | 2:37 pm
  #29  
10 Countries Visited
20 Countries Visited
30 Countries Visited
10 Years on Site
 
Join Date: Feb 2016
Posts: 905
kjkjkjk

Last edited by Gitangali; May 15, 2024 at 7:18 pm
Gitangali is offline  
Old Aug 22, 2023 | 3:32 pm
  #30  
 
Join Date: Apr 2023
Posts: 191
Originally Posted by danhouston
if ya want to pay a card fee
what do you mean? fee for loading one card?
crazypaving is offline  


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.