It's not about the time. It's about not burning a WM for myself and for any other MS'ers in the area by raising red flags in the store because I don't know W T F I'm doing at the SCO. But to answer your question, it took me a half hour to read the thread. It took me 10 minutes to drive to WM, another 5 to get to the SCO area, and about 2 minutes standing there inserting cards and looking for prompts on the screen that didn't give any indication that it was going to work.