Jun 17, 2023, 12:23 am
Last edit by: yanxfann
Rules:
Amount limits:
1. $20 minimum load
2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)
Frequency limits:
5. 4 individual loads per rolling 24 hours
6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.
WM limits:
8. 3 GCs max per transaction
https://www.discover.com/online-bank...cking-account/
Amount limits:
1. $20 minimum load
2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)
Frequency limits:
5. 4 individual loads per rolling 24 hours
6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.
WM limits:
8. 3 GCs max per transaction
https://www.discover.com/online-bank...cking-account/
Discover Checking Loaded at Walmart
May 26, 2023, 8:24 pm
#61
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,690
The main reason to shut you down is if you are unprofitable
Since there are no fees, and debit swipes earn little, the only way they make money is if you float a balance and/or cross selling you other products.
I expect that loading followed by immediate cash-out will be looked on poorly
Since there are no fees, and debit swipes earn little, the only way they make money is if you float a balance and/or cross selling you other products.
I expect that loading followed by immediate cash-out will be looked on poorly
May 26, 2023, 8:43 pm
#62
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
I got and received one today as a replacement for my Metabank Bluebird bank account that will soon be subject to $3.74/load in fees. What are the limits on this per month, per day, or per transaction? I'm assuming it behaves like other reloadable at Walmart counting as 1st swipe?
May 27, 2023, 3:04 pm
#64
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
Also, my attempt yesterday was at a regular cashier checkout for reference. I didn't get any option to run the MGC as debit.
May 28, 2023, 1:58 pm
#65
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
Just converted my MCGCs to Metabank VGCs and went to Walmart this morning.
Was not able to get any $200 to work. I was able to get $100 loaded from a $200 card but it took 8 different swipes and the cashiers were fed up with me. I got a lot of error code 01 and 56 "Debit not available" and also "Debit not authorized" codes. I made sure to press the yellow "Change payment" button and select debit. What did I do wrong?
Was not able to get any $200 to work. I was able to get $100 loaded from a $200 card but it took 8 different swipes and the cashiers were fed up with me. I got a lot of error code 01 and 56 "Debit not available" and also "Debit not authorized" codes. I made sure to press the yellow "Change payment" button and select debit. What did I do wrong?
May 28, 2023, 2:13 pm
#66
Join Date: Feb 2012
Posts: 4,477
May 28, 2023, 2:18 pm
#67
Join Date: Aug 2019
Posts: 405
May 28, 2023, 2:46 pm
#68
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
Correct. I was having a lot of trouble liquidating the Staples MCGC. It was getting rejected everywhere, so I went this morning to turn my MCGCs into VGCs.
May 28, 2023, 2:47 pm
#69
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
But then, I had about a 30% success rate loading Discover with those VGCs. I don't know what I did that caused some of them to work and some of them not to.
May 28, 2023, 2:52 pm
#70
Join Date: Aug 2019
Posts: 405
May 28, 2023, 3:02 pm
#71
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
May 28, 2023, 3:10 pm
#73
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
Yeah, I got that info from the back of the package. Are you saying that Incomm and USB VGCs can load the whole thing in one swipe? Like $200 or $500 to Discover in one simple go?
May 28, 2023, 3:21 pm
#74
Join Date: Aug 2019
Posts: 405
Incomm and USB vgc can be loaded at the full amount to the discover.
May 28, 2023, 3:26 pm
#75
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, Hyatt Globalist, IHG Diamond Amb, Marriott Titanium, Hertz PC, Avis PC
Posts: 1,474
Thank you for the advice. Is there a trick to getting Meta to work? I don't understand how I swiped for $100 10 times but somehow 3 of them went through.