Jun 17, 2023, 12:23 am
Last edit by: yanxfann
Rules:
Amount limits:
1. $20 minimum load
2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)
Frequency limits:
5. 4 individual loads per rolling 24 hours
6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.
WM limits:
8. 3 GCs max per transaction
https://www.discover.com/online-bank...cking-account/
Amount limits:
1. $20 minimum load
2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)
Frequency limits:
5. 4 individual loads per rolling 24 hours
6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.
WM limits:
8. 3 GCs max per transaction
https://www.discover.com/online-bank...cking-account/
Discover Checking Loaded at Walmart
Feb 17, 2023, 9:22 am
#31
Join Date: Aug 2015
Posts: 2,061
Feb 17, 2023, 9:29 am
#32
Join Date: Feb 2012
Posts: 4,477
Feb 19, 2023, 6:35 pm
#34
Join Date: Feb 2016
Location: Northeastern United States
Posts: 597
Feb 23, 2023, 2:29 pm
#35
Join Date: Mar 2009
Posts: 2,295
Just did this for the first time today and went very smoothly as others described. The only thing is that when I look at my account online, it shows about 15 loads for the same amount, moving the account from many thousands of dollars in the negative to $500 positive (the account had a zero balance before today). In the end, the balance is correct. Wondering if it will delete those "fake" loads tomorrow? Anyone else have something similar?
Feb 23, 2023, 3:11 pm
#36
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,432
Just did this for the first time today and went very smoothly as others described. The only thing is that when I look at my account online, it shows about 15 loads for the same amount, moving the account from many thousands of dollars in the negative to $500 positive (the account had a zero balance before today). In the end, the balance is correct. Wondering if it will delete those "fake" loads tomorrow? Anyone else have something similar?
Did you do this at a register or at the Customer Service/MC desk? I remember loading Serve but or BB at a regular register a long time ago without any problems. The good old days.
Feb 23, 2023, 4:08 pm
#37
Join Date: Feb 2012
Posts: 4,477
These loads can be done at any register with a cashier. But some cashiers are unfamiliar with this new service. I understand that when the customer inserts Discover Debit, the cashier gets instructions on their screen -- and they start acting more confidently from that point.
Feb 23, 2023, 4:58 pm
#38
Join Date: Aug 2019
Posts: 405
These loads can be done at any register with a cashier. But some cashiers are unfamiliar with this new service. I understand that when the customer inserts Discover Debit, the cashier gets instructions on their screen -- and they start acting more confidently from that point.
Feb 23, 2023, 7:55 pm
#39
Join Date: Mar 2009
Posts: 2,295
These loads can be done at any register with a cashier. But some cashiers are unfamiliar with this new service. I understand that when the customer inserts Discover Debit, the cashier gets instructions on their screen -- and they start acting more confidently from that point.
If they're hesitant as this cashier was, I found that saying "I think it's 70 action code" usually works.
May 13, 2023, 7:53 pm
#42
Join Date: Mar 2015
Posts: 48
I tried to load Discover Debit today but failed at a Walmart Neighborhood store. I went to customer service for the loading. I used a secure spend master gc (Bin 525362) I bought from a different Walmart yesterday. The lady did not care about the card I swiped, however, she asked whether the card is credit or debit. I said it should be a debit and tried to swipe again. There was no option to choose debit/credit/cashback. I think she is right that somehow the register only takes my SSMGC as a credit card.
I was able to buy a MO with secure spend vgc a couple of months ago. Is SS MGC not working for Walmart?
Thanks for any tips.
I was able to buy a MO with secure spend vgc a couple of months ago. Is SS MGC not working for Walmart?
Thanks for any tips.
May 13, 2023, 8:20 pm
#43
Join Date: Aug 2019
Posts: 405
I tried to load Discover Debit today but failed at a Walmart Neighborhood store. I went to customer service for the loading. I used a secure spend master gc (Bin 525362) I bought from a different Walmart yesterday. The lady did not care about the card I swiped, however, she asked whether the card is credit or debit. I said it should be a debit and tried to swipe again. There was no option to choose debit/credit/cashback. I think she is right that somehow the register only takes my SSMGC as a credit card.
I was able to buy a MO with secure spend vgc a couple of months ago. Is SS MGC not working for Walmart?
Thanks for any tips.
I was able to buy a MO with secure spend vgc a couple of months ago. Is SS MGC not working for Walmart?
Thanks for any tips.
May 14, 2023, 2:15 am
#44
Join Date: Jan 2017
Posts: 13
The cashier needs to do action code 72 for loading. However, many stores limit how much a cashier can load (some limit to $500 and some even less).
May 14, 2023, 5:13 am
#45
Join Date: Mar 2009
Posts: 2,295
It's action code 70.
And don't use a MC - that is where you went wrong. You can try again but you'll need to swipe the MC BEFORE the cashier hits total/card. If they go to quickly I'll say "let me try and swipe it first." Then you'll need to select "Change Payment" then "Debit". (MC debits default to credit at WM.)
And don't use a MC - that is where you went wrong. You can try again but you'll need to swipe the MC BEFORE the cashier hits total/card. If they go to quickly I'll say "let me try and swipe it first." Then you'll need to select "Change Payment" then "Debit". (MC debits default to credit at WM.)