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-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

danhouston Aug 10, 2023 3:47 pm


Originally Posted by metafuture (Post 35487207)
Has anyone used Everywhere VGCs to load Discover? I assumed each time I can load $200 x 3, but it failed after the first or second swipe, sometimes the whole transaction got cancelled after the failure. The only reason I can think of is the $485 limit by BHN, but it doesn't explain why it failed just after the first swipe succeeded.

you likely meant the system rejected / cancelled after the 2nd swipe? don't know as a few factors like imposed limit from Discover or WMs coding system is varied by store(s); my area's success / failure so far is that 1 store took 4 cards for a MO w/o a hitch, while another rejected after 2 swipes for either MO or adding to Discover

lowkeyflyer Aug 15, 2023 8:44 pm

What is the series of buttons that the cashier has to press for a multi-swipe/split tender?

1. 70 action code
2. Discover in
3. Zip code in
4. 1 to load, then amount (for example, I tell them $1000 for $500x2)
5. At this point, what is the button that they have to press to split tender? (2 swipes)?

Most of the cashiers I've seen get stuck at that step 5. What do they have to press?

metafuture Aug 17, 2023 5:51 pm

Where is your VGC from? Issued by Metabank?


Originally Posted by Boston Paulie (Post 35465718)
Different VGC declined for $200. Said debit not available. Appr. Code 56. Any ideas?
regular debit worked no problem.


lowkeyflyer Aug 17, 2023 8:04 pm

Fixed the wiki. For those of you who were reporting issues with $1000 loads, do you perhaps live in AZ or NM?

lowkeyflyer Aug 18, 2023 9:35 pm

Also, any successful DPs loading at a Walmart Neighborhood Market?

Deez Nutz Aug 18, 2023 10:02 pm


Originally Posted by lowkeyflyer (Post 35510034)
Also, any successful DPs loading at a Walmart Neighborhood Market?

Many.

Gitangali Aug 19, 2023 6:46 pm

delete

lowkeyflyer Aug 19, 2023 6:54 pm


Originally Posted by Gitangali (Post 35511938)
I go to discover load 1K , did 1st swipe as usual of 500, had to put debit PIN, on the 2nd swipe, the system didnt ask for the PIN and printed a receipt for 1K. Cashier and me both were starteled. She said 2nd went in as cash, I did not pay any cash. Then went to Walmart store and bought carrots and milk and used this same debit, voila there were funds on it. looks like the funds didnt come off of one of my debit. Not sure what's going to happen or $500 is a gift from Walmart to me. Has anyone had experinced something similar?

Bank error in your favor. Can you provide dp on the type of VGC?

radonc1 Aug 19, 2023 7:25 pm


Originally Posted by Gitangali (Post 35511938)
I go to discover load 1K , did 1st swipe as usual of 500, had to put debit PIN, on the 2nd swipe, the system didnt ask for the PIN and printed a receipt for 1K. Cashier and me both were starteled. She said 2nd went in as cash, I did not pay any cash. Then went to Walmart store and bought carrots and milk and used this same debit, voila there were funds on it. looks like the funds didnt come off of one of my debit. Not sure what's going to happe or $500 is a gift from Walmart to me. Has anyone had experinced something similar?

Discover is going to discover (no pun intended) that it is short $1000 which it will ask WM to rectify. WM will not be able to do so since your funds are still on the GC that you used. WM will notify Discover that they are short the funds and Discover is going to reverse your deposit and debit your account.
However, WM is going to want to find out who the person was who tried to jack them around.
I would highly suggest that before that happens,you go and let them know that your "debit card" did not have money removed when you tried to deposit to your Discover account.

What you don't want is someone calling management when you try to make another deposit and you being banned from that WM :o

MaxVO Aug 19, 2023 7:45 pm


Originally Posted by radonc1 (Post 35512000)
... you being banned from that WM :o

In the age of AI, any sanction will likely be chain-wide now. I've read that Target and Walmart have upgraded their security to include facial recognition and other ID tools.

jumbotron_ Aug 19, 2023 9:57 pm


Originally Posted by Gitangali (Post 35511938)
I go to discover load 1K , did 1st swipe as usual of 500, had to put debit PIN, on the 2nd swipe, the system didnt ask for the PIN and printed a receipt for 1K. Cashier and me both were starteled. She said 2nd went in as cash, I did not pay any cash. Then went to Walmart store and bought carrots and milk and used this same debit, voila there were funds on it. looks like the funds didnt come off of one of my debit. Not sure what's going to happen or $500 is a gift from Walmart to me. Has anyone had experinced something similar?

That's happened to me a few times, I withdraw $500 from ATM and give to cashier to make them whole. I do not want friendly cashiers getting in trouble or have WM dig into customers using gebits over a $500 "gift".

lowkeyflyer Aug 19, 2023 10:07 pm


Originally Posted by jumbotron_ (Post 35512197)
That's happened to me a few times, I withdraw $500 from ATM and give to cashier to make them whole. I do not want friendly cashiers getting in trouble or have WM dig into customers using gebits over a $500 "gift".

I wonder if this has anything to do with the current Discover outage

jumbotron_ Aug 19, 2023 10:13 pm


Originally Posted by lowkeyflyer (Post 35512212)
I wonder if this has anything to do with the current Discover outage

Don't think it's related to discover. This has happened during MOs too. I think what happens is that cashier accidentally presses the cash payment method. Then the transaction will go through with the system thinking that the cashier has put $500 in the register.

This has happened to me where a $2000 MO has printed but I only used 3x $500 VGCs. Neither of us noticed until the MOs printed out, and actually I had to point out to the cashier that I owe them $500 cash because I only swiped 3 VGCs.

Gitangali Aug 20, 2023 10:42 am

delete

ghtjyjy Aug 20, 2023 10:52 am


Originally Posted by Gitangali (Post 35511938)
I go to discover load 1K , did 1st swipe as usual of 500, had to put debit PIN, on the 2nd swipe, the system didnt ask for the PIN and printed a receipt for 1K. Cashier and me both were starteled. She said 2nd went in as cash, I did not pay any cash. Then went to Walmart store and bought carrots and milk and used this same debit, voila there were funds on it. looks like the funds didnt come off of one of my debit. Not sure what's going to happen or $500 is a gift from Walmart to me. Has anyone had experinced something similar?

This is because the cashier hit "cash" instead of "debit/credit card" button. The system thought you gave $500 in cash to the cashier. Walmart cashiers are not very smart...


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