Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Feb 25, 2018, 5:33 pm
#406
Join Date: Oct 2011
Posts: 4,166
AXP = Amex GC? You're allowed to have more than 1 Amex prepaid card tied to a single SSN? Do any of yours allow you to load funds online via debit card?
Feb 25, 2018, 5:53 pm
#407
Join Date: Jul 2014
Posts: 3,688
AXP - american express
AGC = amex giftcard - these CANNOT be reloaded to any prepaid reloadable.
The only prepaid in my name is the WM pref which is no longer available. The other cards are in my family members names, unique SSNs.
Yes, I load all the reloadable cards mentioned with VGCs for free.
AGC = amex giftcard - these CANNOT be reloaded to any prepaid reloadable.
The only prepaid in my name is the WM pref which is no longer available. The other cards are in my family members names, unique SSNs.
Yes, I load all the reloadable cards mentioned with VGCs for free.
Feb 26, 2018, 9:15 am
#408
Join Date: Oct 2011
Posts: 4,166
AXP - american express
AGC = amex giftcard - these CANNOT be reloaded to any prepaid reloadable.
The only prepaid in my name is the WM pref which is no longer available. The other cards are in my family members names, unique SSNs.
Yes, I load all the reloadable cards mentioned with VGCs for free.
AGC = amex giftcard - these CANNOT be reloaded to any prepaid reloadable.
The only prepaid in my name is the WM pref which is no longer available. The other cards are in my family members names, unique SSNs.
Yes, I load all the reloadable cards mentioned with VGCs for free.
Feb 26, 2018, 10:37 am
#409
Join Date: Mar 2017
Posts: 161
Another one bites the dust in NOVA.. Alexandria WM no longer allowing VGC to buy MO.
Feb 26, 2018, 11:23 am
#410
Join Date: Oct 2017
Programs: Lots
Posts: 320
Kingstowne? It’s a shame, they never switched to the new system. They just went from allowing 4 swipes to 0 swipes. Wonder what did them in as the CSR told me a memo from higher ups said no more VGC for MOs or BP.
Feb 26, 2018, 12:33 pm
#411
Join Date: Jul 2014
Posts: 3,688
The axp prepaids in my name were shutdown back in 2016, all other accounts I manage for family members have not been shutdown. Since last year, I know that axp has allowed up to five of either Serve or BB under one SSN; it's just a matter of knowing how to manage these accounts. As of Jan 2018, they have stopped registration of new oneVIPs but the active cards continue to work. This is my last reply on this, we can now go back to regular discussion of MOs at WM : )
Feb 26, 2018, 12:46 pm
#412
Join Date: Aug 2015
Posts: 181
we need a nova wm mo support group. Things are bleak out there.
Feb 26, 2018, 2:59 pm
#413
Join Date: Oct 2011
Posts: 4,166
The axp prepaids in my name were shutdown back in 2016, all other accounts I manage for family members have not been shutdown. Since last year, I know that axp has allowed up to five of either Serve or BB under one SSN; it's just a matter of knowing how to manage these accounts. As of Jan 2018, they have stopped registration of new oneVIPs but the active cards continue to work. This is my last reply on this, we can now go back to regular discussion of MOs at WM : )
But I appreciate the info.
Feb 26, 2018, 7:21 pm
#414
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
WAs told today that on March 1 the fee goes up to 88 cents
Feb 27, 2018, 12:29 am
#415
Join Date: Jun 2017
Posts: 2
Oof, what a bummer. They are easily the friendliest and best WM around and I did most of my shopping there, even if it was a bit out of the way. Several go to spots here have dried up all within the last month so things are bleak indeed.
Feb 27, 2018, 11:16 am
#417
Join Date: Mar 2017
Posts: 161
bleak and dead!
yea i know a few of the whales.. good guys for the most part but i didnt understand why a couple of them were doing what they were doing for pennies on the dollar.. now the wells fargo 5x would have been definitely worth it but couldn't get the card with the offer. HA im sure that and hours and hours of BP killed most of NOVA and the DMV.
Feb 27, 2018, 3:42 pm
#418
Join Date: Apr 2009
Posts: 73
[QUOTE=yea i know a few of the whales.. good guys for the most part but i didnt understand why a couple of them were doing what they were doing for pennies on the dollar.. now the wells fargo 5x would have been definitely worth it but couldn't get the card with the offer. HA im sure that and hours and hours of BP killed most of NOVA and the DMV.[/QUOTE]
There are a few places in M that are still alive, but I'm small time. Hopefully, that keeps it going.
There are a few places in M that are still alive, but I'm small time. Hopefully, that keeps it going.
Feb 27, 2018, 4:51 pm
#419
Join Date: Oct 2008
Location: IND
Programs: DL, AA
Posts: 144
I recently got a $200 Metabank VGC as part as a rebate. It says it does not come with a PIN number and that it should be used as a credit card. Is there any way to buy a MO with it even if it is for a small amount?
Thanks
Thanks
Feb 27, 2018, 5:05 pm
#420
Join Date: Jul 2014
Posts: 3,688
If I were you, I'd try it for $199.30 at WM and if the last 4 doesn't work, just say you have to call your bank to verify your PIN. If you have a Serve/BB prepaid, you can try to load the full amount for free at WM. Don't worry about cancelling transaction, just be polite and tell cashier you need to find out why it's not working. Situations like this call for sobriety and presence of mind. Just walk away quietly and thank cashier. Good luck!