Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Mar 1, 2018, 9:11 am
#436
Suspended
Join Date: Nov 1999
Posts: 24,153
I had the similar issue yesterday but they were able to print the receipt but no MO, they canceled the transaction and they gave me the $2k in cash. I will keep checking my card for the next couple of days, If the money goes back to the card, I will return the 2K to them.
Up until the csr press what they must to confirm the sale and have the MO print or BP go thru the whole transaction can be voided out on WMs side, once the csr press the last button that confirms the transaction the funds can NOT go back onto the Gebits, not sure if they can to a reg bank DC my feeling is that just as any reg purchase return can go back a reg Banks DC that if they issue a refund and not simply Void then transaction it too will go back on but their system has to beable to issue a reg refund and not sure that it can when its a financial transaction
Also when using a CC for a purchase of Gebits once you press OK when it shows the amount you no longer can switch CCs if you meant to use a different CC, even thou the csr has to press something to confirm the purchase a reg purchase they can simply do a full refund but as we all know there arent any refunds to Gebits
Mar 1, 2018, 11:06 am
#437
Join Date: Oct 2011
Posts: 4,166
WM workers don't care what the MO price is, and increasing it $0.18 will not make them suddenly be totally cool with us buying tons of MOs with VGCs. Don't kid yourself people. Just be happy WM hasn't hardcoded against this.
Mar 1, 2018, 12:28 pm
#438
Join Date: Dec 2014
Posts: 74
Yep, fee officially raised to $0.88. Went to my normal places today and asked for $999.30 as usual... even the clerks were surprised when the total rang up $0.36 higher.
Business as usual otherwise. $0.18 isn't much to cry about.
Business as usual otherwise. $0.18 isn't much to cry about.
Mar 1, 2018, 1:50 pm
#439
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,690
ha ha,
.12 is the new .30
.12 is the new .30
Mar 1, 2018, 4:20 pm
#442
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
BAU at my favorite WMNM, although the MO fee did increase to $0.88. Still out of stock of VGCs with no timetable on restocking.
Mar 1, 2018, 9:07 pm
#443
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,792
I have to go to WM tomorrow so I'll see if they've changed the price but I doubt it.
Mar 2, 2018, 7:55 am
#444
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Wallys in my neck of the woods are both, $0.68 and $0.70 depending on how close they are to a Krogy 
Still, I just do not like working with pennies when paying the fee with cash
Still, I just do not like working with pennies when paying the fee with cash
Mar 2, 2018, 10:39 am
#445
Join Date: Jan 2017
Posts: 161
Central Texas (let's define that for the purpose of this post as the triangle between San Antonio, DFW, and Houston which encompasses the vast majority of the population) has been 68c since last year, at least along the major highways, due to competition from Kroger and HEB at 69c. I was just pointing out that this price hike hasn't changed that.
EDIT: Grammar
EDIT: Grammar
Mar 6, 2018, 9:46 am
#446
Join Date: Aug 2014
Location: BOS
Posts: 550
Was charged 0.88c per MO yesterday. If the extra 18c give WM incentive to keep things as is I'm all for it 
Mar 7, 2018, 10:08 am
#447
Join Date: Aug 2011
Programs: AA, UAL
Posts: 545
Haven't been able to buy MO at any of my gotto Walmarts in DFW area (have tried thre of them) for over a month now! System does not accept Vanilla MaterCard GC!! I am not sure how are you all still able to buy MO without any issues! Each time I swipe the card, system rejects it just like it would any Credit Card!
Mar 7, 2018, 10:55 am
#448
Join Date: Oct 2011
Posts: 4,166
Haven't been able to buy MO at any of my gotto Walmarts in DFW area (have tried thre of them) for over a month now! System does not accept Vanilla MaterCard GC!! I am not sure how are you all still able to buy MO without any issues! Each time I swipe the card, system rejects it just like it would any Credit Card!
Mar 7, 2018, 11:10 am
#449
Join Date: Aug 2011
Programs: AA, UAL
Posts: 545
Not just Vanilla, MC issued by US Bank (which have $5.95 fee) failed too! My last ditch effort is going to be using the Simon GCs. Hopefully it works. Anyone in DFW area who can confirm if Simon GC worked at Wally? Appreciate DPs!
Mar 7, 2018, 11:39 am
#450
Join Date: Sep 2014
Posts: 1,837
you need to read the wiki or some of the threads. There's a trick for the USB MCs!