Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Mar 7, 2018, 3:09 pm
#451
Join Date: May 2011
Location: CMH
Programs: w/+1: AS MVPG; IHG/Marriott Plat; Hilton/BW Diamond; Hertz Prez; SG Silver
Posts: 1,188
My central Ohio store has been charging .65 for as long as I can remember, even though the sign stated .70. Now the sign states .68 but the price is still .65. Probably programmed by the same clowns that did the new MO system.
On another note, a clerk told me today that the daily limit will be cut from $2000 to $1000. I'm not concerned as I only believe rumors that I start myself.
On another note, a clerk told me today that the daily limit will be cut from $2000 to $1000. I'm not concerned as I only believe rumors that I start myself.
Last edited by rxgeek; Mar 7, 2018 at 3:09 pm Reason: spelling
Mar 8, 2018, 8:56 am
#452
Join Date: Mar 2018
Posts: 4
Newbie to WM MO MS
A newbie post asking about reasons for buying MO at Walmart was moved to the 'New to manufactured spending' thread. Please help the OP out over there.
New to Manufactured Spending? Start here(2017-2018)
New to Manufactured Spending? Start here(2017-2018)
Last edited by ChrisFlyer66; Mar 8, 2018 at 11:08 am Reason: moved post to more appropriate forum.
Mar 8, 2018, 9:58 am
#453
Join Date: Aug 2011
Programs: AA, UAL
Posts: 545
. Shall report how it goes.Again, appreciate the pointer!
Last edited by fromfall98; Mar 8, 2018 at 10:04 am
Mar 8, 2018, 3:47 pm
#454
Join Date: Aug 2013
Posts: 49
Tried my go to WM today and before I even got to the front both CSRs who know me said no Money Orders today and that they were down nationally. Anyone else get this?
Mar 8, 2018, 4:38 pm
#455
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
Mar 8, 2018, 8:32 pm
#456
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Mar 8, 2018, 8:46 pm
#457
Join Date: Dec 2013
Posts: 85
All good in the SE, though the guy in front of me got caught trying to use a fake ID to send someone money.
CSR: “Sir, why are there different fonts used on your license?”
Man: “Huh, I’ve done this a bunch of times before.”
CSR: And it’s three months past expiration, I can’t accept this”
Man: Grumbles and walks away shamed.
No wonder they’re always suspicious of everyone...wow...
CSR: “Sir, why are there different fonts used on your license?”
Man: “Huh, I’ve done this a bunch of times before.”
CSR: And it’s three months past expiration, I can’t accept this”
Man: Grumbles and walks away shamed.
No wonder they’re always suspicious of everyone...wow...
Mar 9, 2018, 7:57 am
#458
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Ok, yesterday, while on a business trip, I decided to stop by Wally to buy 1 X $1,000 MO with two Simon VGCs I had left while on my way back to my hotel after meetings. The Wally I stopped by is the one in Southlake, Texas around the DFW area. To my surprise, a Whale with at least 50 VGCs (if not more) both from Simon and Staples, was clogging the line. He seemed to have an amazing relationship with all the CSRs. Of course, CSRs open another register and took me. CSR shouted "I am printing a MO" so that the machine would not interlap with those of our whale friend. I only end up doing a $495 MO with out a split, although I can t see why I would have been rejected for a split, as this guy was doing only $1,000 MO with multiple swipes and he had at least 10 printed already. Ohh, and he seem to have such a good relationship with all the Wally Associates, that he was not signing any forms nor giving away his Driver License info. I decided to stay and even took a picture of him, so that in the future, I can tell the manager if they reject me for a lousy $1,000 
(BTW, he saw my Simon VGC and he knew I knew and he could care less).
Please, do not let this type of people go to my Middle of Nowhere Mid West Wally, and jeopardize my MO with GC @ Wally
(BTW, he saw my Simon VGC and he knew I knew and he could care less).Please, do not let this type of people go to my Middle of Nowhere Mid West Wally, and jeopardize my MO with GC @ Wally
Mar 9, 2018, 9:57 am
#459
Join Date: Aug 2013
Posts: 1,207
Ok, yesterday, while on a business trip, I decided to stop by Wally to buy 1 X $1,000 MO with two Simon VGCs I had left while on my way back to my hotel after meetings. The Wally I stopped by is the one in Southlake, Texas around the DFW area. To my surprise, a Whale with at least 50 VGCs (if not more) both from Simon and Staples, was clogging the line. He seemed to have an amazing relationship with all the CSRs. Of course, CSRs open another register and took me. CSR shouted "I am printing a MO" so that the machine would not interlap with those of our whale friend. I only end up doing a $495 MO with out a split, although I can t see why I would have been rejected for a split, as this guy was doing only $1,000 MO with multiple swipes and he had at least 10 printed already. Ohh, and he seem to have such a good relationship with all the Wally Associates, that he was not signing any forms nor giving away his Driver License info. I decided to stay and even took a picture of him, so that in the future, I can tell the manager if they reject me for a lousy $1,000 (BTW, he saw my Simon VGC and he knew I knew and he could care less).
Please, do not let this type of people go to my Middle of Nowhere Mid West Wally, and jeopardize my MO with GC @ Wally
(BTW, he saw my Simon VGC and he knew I knew and he could care less).Please, do not let this type of people go to my Middle of Nowhere Mid West Wally, and jeopardize my MO with GC @ Wally
Mar 9, 2018, 10:03 am
#460
Join Date: Aug 2013
Posts: 49
Went back to same WM today. MO system still down CSRs said that when they called corporate about it they were told that it had to do with problems integrating the new .88 charge instead of .70. they seemed pretty frustrated. SW Ohio
Mar 9, 2018, 10:56 am
#461
Join Date: May 2011
Posts: 889
Since late last year my WM will only let me do one MO transaction per day, letting me liquidate only 2K / day. That still works for me, I'd like to be able to do more to save on gas, but it works. The advantage is that it keeps whales at bay and keeps my WM sustainable, so I'll take it anyday.
Mar 9, 2018, 11:04 am
#462
Join Date: May 2011
Location: CMH
Programs: w/+1: AS MVPG; IHG/Marriott Plat; Hilton/BW Diamond; Hertz Prez; SG Silver
Posts: 1,188
Bad News
Today, for the first time, my regular store asked for my name and address after entering my Mo's. I provided my DL when asked for ID. As if this wasn't bad enough, the terminal would only accept SSN, tax ID, foreign passport or alien ID. I left. Anyone else seen this?
Mar 9, 2018, 12:26 pm
#463
Join Date: Jul 2014
Posts: 3,688
I'm just glad this isn't any of my go to stores. I remember one store that's not so near me used to be MS friendly. FWR, one time I was surprised this friendly cashier started asking for a paper credit card bill even if I told him in the past I was on paperless statements. Someone must've burned this store, he also asks to see the cards now and wouldn't allow VGCs nor online GCs with names. There's another one like him who has become super strict; I'm just glad they have not "infected" the rest so I can still load prepaids with the rest of cashiers at regular register lanes. I just can't buy MO, do B/P or load prepaids when they are at the MC registers.
Mar 9, 2018, 2:28 pm
#464
Join Date: Aug 2011
Programs: AA, UAL
Posts: 545
Thanks for the pointer! I used to use USB MCs routinely, but one fine day, it stopped working and I was stranded with a lot of GCs to liquidate. I shall give it one more shot armed with new technique, hoping not to get stranded with the GCs again . Shall report how it goes.
Again, appreciate the pointer!
. Shall report how it goes.Again, appreciate the pointer!