Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jan 1, 2018, 10:01 am
#1
Original Poster
Join Date: Feb 2016
Posts: 826
Buying Money Orders at Walmart (2018)
Any changes to the Walmart system? New year kicked in.
Jan 1, 2018, 10:07 am
#2
Join Date: Feb 2013
Location: DTW
Programs: Delta, Southwest, Hilton, Marriott, Hyatt
Posts: 27
Jan 1, 2018, 6:32 pm
#3
Join Date: Oct 2017
Posts: 28
Visited two stores today. I bought $2k at each and nothing changed.
Lots of reports of the new system requiring a signature and printing out MO with the gift certificate label. Although the nature of the "gift certificate" remains in dispute, this seems to be fine and hopefully not going to cause problems going forward.
Can anyone corroborate the report of having to input personal information for anything over $750 and WM subsequently limiting individuals to one MO per day. This would be a killer. Curse the gods if it comes to this.
Lots of reports of the new system requiring a signature and printing out MO with the gift certificate label. Although the nature of the "gift certificate" remains in dispute, this seems to be fine and hopefully not going to cause problems going forward.
Can anyone corroborate the report of having to input personal information for anything over $750 and WM subsequently limiting individuals to one MO per day. This would be a killer. Curse the gods if it comes to this.
Jan 1, 2018, 8:11 pm
#4
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
So, not all wally have the new system yet?
Jan 1, 2018, 11:08 pm
#5
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
Nothing has changed at the WM's that I patronize.
Jan 2, 2018, 7:29 am
#6
Join Date: Dec 2016
Programs: Southwest, SPG, Marriott, UR & Amex
Posts: 79
I will be heading out there this afternoon and come back with DPs
Jan 2, 2018, 8:15 am
#7
Original Poster
Join Date: Feb 2016
Posts: 826
I bought 2 batches of $2K each yesterday. Have not seen any change, no signature required , doesn't say gift voucher etc. It seems like the new printing paper will have this gift voucher on it. So if you are not seeing that, your WM may still be using old paper??
Last edited by Gitangali; Jan 2, 2018 at 8:24 am
Jan 2, 2018, 9:07 am
#8
Join Date: Apr 2009
Posts: 73
No changes at my go to store. printing same as always - money order - WM.
Jan 2, 2018, 9:18 am
#9
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
It may be that some still have their older hardware but have switched to the new software.
Jan 2, 2018, 9:36 am
#10
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Jan 2, 2018, 10:03 am
#11
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
No change in Northern Los Angeles today at my favorite WMNM. I only buy 1x MO at a time for $499, so this DP might not be complete if some WMs are requiring additional info beyond $750 (?) or more than 1x swipe. Also nothing about gift certificate printed on the MO.
Jan 2, 2018, 11:09 am
#12
Join Date: Jun 2017
Posts: 9
I went to two neighborhood Walmarts today. Business as usual. One 999.30 MO at each location with two 500$ swipes. No new printing or procedure. Yellow vest manager couldn't have been less interested in what I was doing.
Jan 2, 2018, 11:11 am
#13
Join Date: Aug 2016
Posts: 108
NW Chicago. First 2-swipe attempt for $725. The printer was acting up on previous customer, I almost bailed. No slips of paper, no gift card notation.
Jan 2, 2018, 5:38 pm
#14
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,551
I came up with what might be a good work-around for various limitations.
I paid small amounts on two credit card bills at WM using VGC's. I paid Capital One and Elan Financial Services (Fidelity Investments Visa). Now I'll wait a few days to make sure it posts properly.
I asked the clerk, whom I know quite well, if there was any reason I couldn't do multiple swipes on a bill pay and she said no.
So this might be a workaround for both not accepting cards for MO's and for "one transaction a day" limits. I don't think you could do MO's and bill pays in the same transaction, and I don't think they would say a customer has to choose each day whether they want to buy MO's or pay bills, but they can't do both.
I paid small amounts on two credit card bills at WM using VGC's. I paid Capital One and Elan Financial Services (Fidelity Investments Visa). Now I'll wait a few days to make sure it posts properly.
I asked the clerk, whom I know quite well, if there was any reason I couldn't do multiple swipes on a bill pay and she said no.
So this might be a workaround for both not accepting cards for MO's and for "one transaction a day" limits. I don't think you could do MO's and bill pays in the same transaction, and I don't think they would say a customer has to choose each day whether they want to buy MO's or pay bills, but they can't do both.
Jan 2, 2018, 6:31 pm
#15
Join Date: May 2011
Posts: 889
So this might be a workaround for both not accepting cards for MO's and for "one transaction a day" limits. I don't think you could do MO's and bill pays in the same transaction, and I don't think they would say a customer has to choose each day whether they want to buy MO's or pay bills, but they can't do both.