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Old Apr 8, 2014, 1:24 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericliujian
Grocery stores that sell variable GCs to $500. Please understand these are observations by those who contribute to this thread and are provided for the good of the community. Apologies if some chains are different in different areas. TY.

YES:
7-11 (Vanilla Visa $20-500) - Sometimes limited to 1x per buy. Sometimes buggy. Often codes as gas station.
Big Y (CT/MA): m̶a̶x̶i̶m̶u̶m̶ ̶$̶1̶0̶0̶0̶ ̶c̶a̶n̶ ̶b̶e̶ ̶c̶h̶a̶r̶g̶e̶d̶ ̶t̶o̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶ ̶p̶e̶r̶ ̶p̶e̶r̶s̶o̶n̶,̶ ̶p̶e̶r̶ ̶d̶a̶y̶;̶ ̶a̶n̶y̶t̶h̶i̶n̶g̶ ̶o̶v̶e̶r̶ ̶m̶u̶s̶t̶ ̶b̶e̶ ̶p̶a̶i̶d̶ ̶i̶n̶ ̶c̶a̶s̶h̶̶ Cash or debit only
CVS: Vanilla, $2000 max 24 hours
Family Fare (hit and miss)
Food Lion (Post 287 reports no good CC experience. YMMV, Manager override needed cash only memo)
Giant - now accepts CCs as of 10/1/16 - recent change from past cash or debit only policy.
Glens
Haggen
HEB -- usually limited to $1000 total (with fees) but many times they'll sell 2-3 if you split into separate transactions.
H-T
Hy-Vee ($500 limit)
Hannafords (multiple reports that Visa / MC / AMEX GCs are no longer sold at stores)
Kroger (DL will be requested and DL no. entered, even if just buying 1). If you use CHIP PIN card, no DL will be requested
Lowe's Foods (Manager override needed)
Marianos
Meijer Mastercard ONLY (US Bank)
QFC
Ralph's - in So Cal they sell $500 variable load cards
Safeway/Albertsons - most (all?) stores sell $500 variable load. Their banners include Acme, Randalls/Tom Thumb, Vons/Pavilions, Shaw's/Star, and others.
Stop & Shop (when it's stocked - manager override required for $500 and up)
Stater Bros
Walgreen: Vanilla
Weiss: cash only
Winn-Dixie ($500 and up in single transaction requires override from manager for each card - but some cashiers have the override code, and almost all customer service reps have it) (Cash/debit only per #544: edit: varies by region)

PREVIOUSLY:
A&P - Out of business
Acme (DE/MD/NJ/PA). Many in NJ now say NO and stock as been pulled
Albertsons ($1K and up in single transaction requires override from manager and every single VGC over $1K requires override each time)
AutoZone (Vanilla Visa $20-500). Pulled off the shelf now (4/2018) - Update: Was told by store MGR these are seasonal thus expect OCT-JAN each year. If in stock (in back) they can sell them all year.
Jewel
Ralph's
Randalls ($500 VGC purchase requires manager override and they usually check CC vs photo ID)
Safeway ($500 and up in single transaction requires override from manager just 1 time)
ShopRite (not all). SR no longer stock variable load up to $500.00. The variable loads the have now only allow a max of $200.00 for the same 5.95 fee.
Vons ($500 and up in single transaction requires override from manager just 1 time)
Whole Foods $500 (Now only $200 max)

NO:
Publix ($50 and $25)
Festival Foods
Giant Eagle
Bi-Lo

Grocers that sell $200:
Most Albertsons' subsidiaries listed in 'PREVIOUSLY'
Bashas'
HEB
McCaffrey
Piggly Wiggly-up to 200 max. of 1k per transaction 4.95 fee no ID required
Shaws/Star Market $500 Amazon GCs are still around, but all other GCs are only up to $200 at this time.
Shop Rite
Tops
Wegmans
Whole Food

Improvements and additions welcome.

Note: this thread began as an attempt to find out if a Kroger store in the area where jan_believes was travelling might have the variable $500 Visa GC since the store where I was at the time, did not. It has morphed into a discussion about MOs (at Kroger, although other stores MAY be included but not mentioned), as well. Not the intent of the discussion. Use discretion, please. Local rules apply.
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Stores that sell $500 GCs(up to 2019)

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Old Sep 16, 2017, 7:03 am
  #946  
 
Join Date: Jul 2016
Location: NY
Posts: 523
Originally Posted by cpnyc
does your wf still have the $500's? mine pulled all stock about a month ago, and haven't seen any since.
Originally Posted by FrankMS
I'll be back there Thursday. I'll let you know.
Finally got to my WF. No more 500's.
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Old Sep 16, 2017, 2:11 pm
  #947  
 
Join Date: Feb 2016
Posts: 826
I bought 2K VGC yesterday at 711 using American Express and went to buy 2K more today. The 1K transaction was approved but 2nd 1K transaction was declined. I don't see any record of decline on Amex side. The card works at other locations. I tried other 711 for 500 VGC and it was declined also. I wonder if this limit is from 711 and not so much from the credit card. Does anyone know?
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Gitangali is offline  
Old Sep 16, 2017, 3:39 pm
  #948  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 597
Originally Posted by Gitangali
I bought 2K VGC yesterday at 711 using American Express and went to buy 2K more today. The 1K transaction was approved but 2nd 1K transaction was declined. I don't see any record of decline on Amex side. The card works at other locations. I tried other 711 for 500 VGC and it was declined also. I wonder if this limit is from 711 and not so much from the credit card. Does anyone know?
Might be a store limit as I've had days where I can't even buy one $500 VGC, but the next day I can buy three $500 VGCs without a problem. Their POS systems might be coded similar to FD in that it has a daily limit for specific transaction types and once reached it won't allow anymore until the next day.

I'll have to experiment more with this in a month or two when 7-11 finishes their take over of the small chain of Tedeski stores in my area. The only time I hit 7-11 these days is on my weekly trip to Sam's Club since the closest 7-11 to me is across the street from there.
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Old Sep 16, 2017, 11:07 pm
  #949  
 
Join Date: Feb 2016
Posts: 826
Originally Posted by Prometheus77
Might be a store limit as I've had days where I can't even buy one $500 VGC, but the next day I can buy three $500 VGCs without a problem. Their POS systems might be coded similar to FD in that it has a daily limit for specific transaction types and once reached it won't allow anymore until the next day.

I'll have to experiment more with this in a month or two when 7-11 finishes their take over of the small chain of Tedeski stores in my area. The only time I hit 7-11 these days is on my weekly trip to Sam's Club since the closest 7-11 to me is across the street from there.
The funny thing is after I tried VGC, I went to Gas pump to check if the card is not blocked and whether it would allow small non GC transaction. On the pump it said, see attendant. Then I went to a different store and the card worked there.

MS sucks
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Old Sep 22, 2017, 10:31 pm
  #950  
 
Join Date: Nov 2014
Location: USA
Posts: 1,084
How for the life of me will I hit $6k in grocery spend on Amex EDP next year now that WF is done?

I spend that organically but the largest portion is at Costco. Before I’d have the option of using the WF VGC at Costo
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Old Sep 24, 2017, 11:03 pm
  #951  
 
Join Date: Jul 2017
Posts: 41
Originally Posted by bodiddely
I doubt it - seems to be a pretty firmly established corporate policy from what I can tell. They even added signs last fall (when they started taking CC for VGC again) stating you can now use CC for VGC/MGC/AGC. It's not like I'm giving out details for a store that will sell MO with CC (and no I don't know of any haha).
Wouldn't this hypothetical store be a terrible idea. Your cc company would see youre directly paying for MOs with their card and cancel your account assuming MS.
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Old Sep 25, 2017, 8:22 am
  #952  
 
Join Date: Jul 2014
Posts: 3,688
Originally Posted by Ariesflyertalk
Wouldn't this hypothetical store be a terrible idea. Your cc company would see youre directly paying for MOs with their card and cancel your account assuming MS.
It all depends on the store how their receipts are printed. I've been to a tourist town and found a unicorn store that allowed CCs for WUMOs. We were there a couple of days so I tried a small amount first using a 5% card for grocery stores. I deposited MO to a shared branch CU across the street. Two days later, it posted as purchase on my card so I went back for more and DH bought some, too. I was pleasantly surprised that payment mode wasn't based on cashier on duty, it was apparently store policy On our next trip, policy has changed although they still take DCs and cash. From then on, I check grocery stores to try my luck.
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Old Sep 28, 2017, 10:01 am
  #953  
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Join Date: Dec 2003
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Posts: 10,909
Originally Posted by slivrflyr
How for the life of me will I hit $6k in grocery spend on Amex EDP next year now that WF is done?

I spend that organically but the largest portion is at Costco. Before I’d have the option of using the WF VGC at Costo
very annoying... wf was my goto place for all min spend etc ms needs over the last couple years as i have a store next door - now i have to relearn ms tricks again..
azepine00 is offline  
Old Sep 28, 2017, 11:28 am
  #954  
 
Join Date: Jan 2013
Posts: 340
Is it possible to buy 500 gift card from walmart stores after Oct1st?
ericliujian is offline  
Old Sep 28, 2017, 12:46 pm
  #955  
 
Join Date: Jul 2014
Posts: 3,688
Originally Posted by ericliujian
Is it possible to buy 500 gift card from walmart stores after Oct1st?
what makes you think you can't and how did you come up with 10/1?
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Old Sep 28, 2017, 12:50 pm
  #956  
 
Join Date: Aug 2000
Location: Chicago Burbs
Programs: SPG Gold, Hyatt Diamond
Posts: 223
10/1 is Q4 for freedom 5% at WM.

Either need a time machine or wait until 10/1 to determine if possible to buy at WM. No other reason to expect a change in ability to purchase.
AzLarry is offline  
Old Sep 28, 2017, 12:51 pm
  #957  
 
Join Date: Sep 2014
Posts: 1,837
Originally Posted by Mamibear
what makes you think you can't and how did you come up with 10/1?
Probably referring to Q4 Chase Category.

My WM is hit and miss depending on the YV!
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Old Oct 4, 2017, 6:38 pm
  #958  
 
Join Date: Jul 2017
Posts: 41
Do these incomm Visa and MC 500$ cards my local 7-11 has get liquidated at Walmarts easily enough?
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Old Oct 4, 2017, 8:14 pm
  #959  
 
Join Date: Sep 2014
Posts: 1,837
Originally Posted by Ariesflyertalk
Do these incomm Visa and MC 500$ cards my local 7-11 has get liquidated at Walmarts easily enough?
your answer is in the wiki of Buying MOs at WM.
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Old Oct 6, 2017, 8:25 am
  #960  
 
Join Date: Mar 2016
Location: North Texas
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Posts: 188
I'm not sure if this is a regional thing or nationwide but the Whole foods around me, mostly in Dallas, no longer sell $500 VGCs. I think they sell $100 or maybe even $200. Anyone else have DPs on this? If it's similar in other parts of the country then maybe the WIKI needs to be updated.
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