Originally Posted by 36902BRF (Post 22937128)

Wait till it posts before you get too worried. Reloads on certain debit cards show up as a pending cash advance on Citi but post as a purchase so you just might get lucky. The negative is even after it posts as a purchase the pending CA hangs around a few weeks (no kidding) so your credit line/CA limit it reduced by that amount till it falls off.

Edit nevermind hadn't had my coffee yet and I now see it posted on 5/14. Yeah that is not good. I only used Chase cards at AAA before my ban and they posted as purchases.

Originally Posted by healthnut (Post 22937359)

FWIW, my purchases posted as purchases as of 5/22 on my Citi AA Exec...

Originally Posted by TMKTakot (Post 22934291)

Had a AAA store deny me for trying to use AGC because "when they reconcile at the end of the day AMEX will kick back the charge". Probably a load of horse-feathers, but whatever.

On a different note, Citi cards are posting as purchase correct? I saw a couple posts about it looking like they'd post that way, but no definite confirms...

Originally Posted by tdm757 (Post 22938484)

Bridgewater, NJ branch I was told you are limited to $500/mo with a credit card. I was told they had a lot of fraud issues, and this was there way of combating it. They also have a list of people they can't sell them too. As a datapoint, the same office sold me $4k a few days earlier, and this was just a friendly update, as policy had changed in a few days, and before they were willing to sell me as much as I could carry.

Originally Posted by healthnut (Post 22952546)

Same thing for me here in IND. They had plenty of cards when I went in a week ago--today they could barely find extras and they kept questioning me as to why I needed $2k of GC's.

Also, for the record, they can see how you used your past GC's and she was asking what I was doing using the last GC I bought at a WM ATM. Luckily, I had a true story about them not activating it correctly so I said I was trying to find out if it was usable before I gave it to someone as a gift.

Will not be returning... Bummer! Off to SoCal to try my luck!

Originally Posted by jasonvr (Post 22953891)

Don't hold your breath. Haven't been able to find this deal ever in SoCal

Originally Posted by Adirondacker (Post 22935361)

Stopped at AAA Northway (Northern NY) was waited on by the manager who said he thought they were not accepting credit cards anymore but would try it. Went through for two card on my Chase United no issue.

Checking on my first purchase with Citi AA Exec it looks like it is considered a cash advance:(

Cash Advances $1,000.00

AAA NORTHWAY-QC SARATOGA SPRI NY $1,000.00
Transaction Type: 3
Post Date: 05/14/2014
Reference Number: 4WSP092M
Person: CLIFF W PARKER
Merchant Category: MORTGAGE CO/NONFINANCIAL INST/TRAVEL CHK

Originally Posted by Adirondacker (Post 22867077)

AAA Northway (NY) is selling no fee Visa.

Originally Posted by Adirondacker (Post 22935361)

Stopped at AAA Northway (Northern NY) was waited on by the manager who said he thought they were not accepting credit cards anymore but would try it. Went through for two card on my Chase United no issue.

Originally Posted by kiltedflyer (Post 22982942)

Good to know. Are you aware of other greater HV-locations for CC use?



And posted as purchases, correct?

Originally Posted by Mtek (Post 23018121)

I purchased 4x$500 last month. Sent my wife in on Saturday, she was told there was a problem on Metabanks side, and they couldn't process gift cards. I called today and asked if the problem was fixed, I was put on hold then asked my name, when I gave my name she replied "no, we can't sell you any cards", I asked if it was me or just anyone and she replied "we have a list of people we can't sell cards to", she asked me if I wanted Metabanks number and I declined.
Data Point - I loaded the cards via WM onto Bluebird over a period of 3-4 days. Obviously Metabank tracked them and blacklisted me

Originally Posted by jasonvr (Post 22953891)

Don't hold your breath. Haven't been able to find this deal ever in SoCal

Originally Posted by AAA Web site

AAA Visa® Gift Cards (1)

The Visa Gift card is a prepaid card that can be used at millions of U.S. locations where Visa debit cards are accepted, including retail stores, online merchants, and mail and phone orders. Because it's a prepaid card, spending is limited to the initial amount of money placed on the card by the purchaser.

[...]

Gift Cards Specifics (3)
Purchase Price $6.95 per card
Minimum Purchase $10
Maximum Purchase $500
Account Maintenance Fee $2.95 per month after 12 months of inactivity
Replacement Card Fee $5.95 per card
Merchant Processing Purchase (not a Cash Advance)

The Gift Card is available by calling our preferred vendor, MetaBank at 1-866-674-9622 or by ordering from them online. If ordering online, you will be leaving the Auto Club website and redirected to MetaBank’s website. The Gift Card is not available at AAA branches.

1The Visa Gift Cards are issued by MetaBank™ pursuant to a license from Visa U.S.A. Inc.

2Cannot be used at ATMs. Not redeemable for cash.

3Additional terms may apply.

Originally Posted by rrgg (Post 23018390)

Is Metabank somehow losing money by selling their product? I don't understand.

Since you're blacklisted, have you considered this approach?