Netspend
Jan 22, 2016, 5:11 pm
#241
Join Date: Jul 2015
Posts: 287
Jan 27, 2016, 8:37 pm
#244
Join Date: May 2015
Posts: 1,066
I've found a store near me that appears to be ok with repeated loads of $496.05 onto my Netspend card ($3.95 fee). Does anyone know what the load limits are (just using regular variable load VGCs)? I tried looking through the FAQs on the website, but couldn't find this question answered. Also, I tried calling Netspend customer service but the guy could barely speak English.
My MO route may die, so looking for an alternative to at least do some spend...
My MO route may die, so looking for an alternative to at least do some spend...
May 2, 2016, 5:52 am
#248
Join Date: Jan 2010
Location: Florida
Programs: Hyatt Globalist, Bonvoy platinum
Posts: 89
May 3, 2016, 5:58 am
#251
Join Date: Jul 2014
Posts: 286
You can load any version you want at the chain you're referring to. I don't MS with any of the Netspend variants but it has made things more convenient when trying to dump VGC's.
Jun 1, 2016, 5:52 pm
#252
Join Date: Aug 2006
Location: CLT
Posts: 7,249
I was only using NetSpend for the high interest savings, but with the change to only paying 5% for balances under $1000 it is not as valuable.
Effective July 1, 2016 (the “Effective Date”), we are making the following changes to your Savings Account associated with your NetSpend® Visa® Prepaid Card Account:
1. We are changing the minimum Average Daily Balance requirements to receive the interest rates applicable to your Savings Account to the following:
• For an Average Daily Balance of $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
• For an Average Daily Balance that is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the Savings Account.
1. We are changing the minimum Average Daily Balance requirements to receive the interest rates applicable to your Savings Account to the following:
• For an Average Daily Balance of $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
• For an Average Daily Balance that is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the Savings Account.
Jun 19, 2016, 8:34 pm
#254
Join Date: May 2014
Posts: 394
Jun 19, 2016, 8:36 pm
#255
Join Date: May 2014
Posts: 394
Question about the Netspend cards. Can you send money to yourself from card a to card b? I just opened a second card and it wouldn't let me. I don't know if that is because the second card has to be open a minimum time or if it doesn't allow same person to same person transfer.
Thanks,
Thanks,