I have to thank people like you, so I can come in behind you and take the rest of them from you, I have better things to do than stop in CVS each day to get less then 1K... So I thank you for your way of playing the MS game.

+1

I don't understand the pre-occupation with not getting DL scanned...

It has nothing to do with Amex. Transferring funds from a DECEASED person's account to get cash, pay your bills, or load up your bank account is FRAUD committed against the estate of the deceased. Only the executor with the permission of the probate court can transfer funds and only to pay the estate's bills and bequests to comply with the will or state law.

Why on earth do you care if they scan your DL? You should put the max of $500 on each card. Anything less is being foolish. The only people I know who would not allow their DLs to be scanned are either obsessed about privacy or are government conspiracy believers. You don't appear to fall in either category. I'm dying to hear your reasons.

Nah, they should def keep buying below $1k.

I think a lot of people are doing this, myself included.

I think that between the AA 100k deal, the gradual end of the 5x TYP deal (with people trying to maximize their return in the last months), and people trying to get a good start on annual spend bonuses - there have been a real run on VRs lately.

The problem is then magnified by people that don't "need" to meet these bonuses, but buy up any card they can for fear of a shortage.

Hopefully in the next month or two, as these things subside supply will return.

Quote:

Is anyone buying more VR than they can load in a month? I found a stash and ***I'm thinking of getting while the getting's good***. My issue is I hate having vrs sit. I usually buy what I can load in a day and repeat until im maxed out. 4 executive cards has changed my way of thinking as of late.

Quote:

Same problem here. Currently have $10K in VR's in the top drawer and am not very comfortable about buying for April. MVD may help but I do not have experience with this product yet. Four executive cards and no available VR's could be a problem. *** I can float the funds but do not want to get to far ahead of myself.***

Both relevant. This is one of my concerns, as well.

I discussed this generically with my DH via Skype just yesterday. I told him I would hate to have something happen to me so that amidst the travel home, the dealing with the crisis, a month later, all these credit card bills stuff the mailbox with balances of thousands of dollars.

Just as before I looked at VRs and debit cards and THEN began to understand their value, it would be "Greek" to him.

Just a personal preference, I don't buy so many that I have to hang onto fully loaded VRs. There have been enough postings people have made about problems with VRs, stolen funds, etc. that I don't want to keep them any longer than absolutely necessary.

By not scanning a DL, you can get around the 5k/day rule that CVS has. So, that'd be one valid reason!

So you would go on over 5 different trips to CVS in 1 day to get around this rule? Lol.

It's always interesting to me how some people are so quick to be rude or insulting. Oh well. Such is life on the internet, I suppose!

Anyway, I don't mind getting my DL scanned, but what I mentioned would be a reason for somebody to try to skirt the drivers license scan policy. You can go up to the register with 6 VRs, and have three transactions (on different cards) of $950 each. The DL wouldn't get scanned, and it wouldn't count against your $5k/day tally. You could want to do this because you live in NYC where you can almost never find VRs, and suddenly a CVS has a stack of them that will disappear by tomorrow. For example.

LOL, too. :)

But, seriously, just like there is a Dunkin Donuts on every other corner in NE (well, I exaggerate some), there are CVS stores abundant some cities.

In my case, I could buy, drive to the library 1.5 miles down, come right back by and if I time it right with shift change or kids after school congregating there (I know, kids hang out at CVS? Surprised me, too), I could grab some more. Leave the parking lot, go up a hill, slow for the school zone, go round a few curves, turn left at the light and there's my bank and another CVS, too. Hey, park the car, take a walk for fitness, come back and buy again. I would still only be 4 miles from the house.

And, then....there are 150k population cities with not ONE CVS, either.

One take, I just don't want to have my license scanned. I just show it. They match the name, it's all good. Hey, the nice manager even gets me an envelope from photo to put all the cards into! :)

I also don't get needless fraud alerts right when I'm standing at the counter because I changed from $500 per transactions to $1k purchases.

PS. Welcome to FT! :)

Well, that doesn't really explain why you would put less than $500 on a VR card. You can do multiple transactions at one time by buying 4 $500 VR cards using 4 different CCs. The cashiers at CVS have no problem with that and just follow the cash register instructions.

$500 + $499 = No DL scan