FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

amolkold Nov 9, 2013 1:16 pm

Did a CA yesterday and card is now inactive. FYI.

Happy Nov 9, 2013 2:15 pm


Originally Posted by amolkold (Post 21756243)
Did a CA yesterday and card is now inactive. FYI.

Were you able to log in at all? Hope you dont have a bal more than a buck or two left.

amolkold Nov 9, 2013 2:31 pm


Originally Posted by Happy (Post 21756482)
Were you able to log in at all? Hope you dont have a bal more than a buck or two left.

Unable to log in, and requesting a password says "inactive account."

I only have $2 in there (I thought they'd charge the $1.95 CA fee so CA'd the balance minus $2, but it's still there).

Only MVD I have ... have some VRs I'll need to unload through other means ...

prasha11 Nov 9, 2013 2:40 pm


Originally Posted by amolkold (Post 21756532)
Unable to log in, and requesting a password says "inactive account."

I only have $2 in there (I thought they'd charge the $1.95 CA fee so CA'd the balance minus $2, but it's still there).

Only MVD I have ... have some VRs I'll need to unload through other means ...

BB is an alternative to unload VR but has 5K monthly limit....Life after MVD;)

Happy Nov 9, 2013 2:41 pm


Originally Posted by amolkold (Post 21756532)
Unable to log in, and requesting a password says "inactive account."

I only have $2 in there (I thought they'd charge the $1.95 CA fee so CA'd the balance minus $2, but it's still there).

How do you know the $2 still there?

They took out the $1.95 simultaneously now. Also the transactions do not go pending for overnight, but are posted within a few hours. I dont know how much is the time lapse. It may very well be immediately. The only certainty is, no more pending lines till the next day on CA.


Originally Posted by amolkold (Post 21756532)
Only MVD I have ... have some VRs I'll need to unload through other means ...

That is the reason I always leave some rooms on our BBs and not rushing out to finish it all at the beginning of the month.

amolkold Nov 9, 2013 2:41 pm


Originally Posted by prasha11 (Post 21756562)
BB is an alternative to unload VR but has 5K monthly limit....Life after MVD;)

The only reason I have MVD is because I tore through BB's limit. And the 2nd BB. And the 3rd. And the ... you get it.


Originally Posted by Happy (Post 21756568)
That is the reason I always leave some rooms on our BBs and not rushing out to finish it all at the beginning of the month.

I still have the old Amex Prepaids and a free ATM nearby. Just more time ...

I could also just get another MVD ... but a shutdown is always good time to reflect and take a break (at least until my statement closes) :p

The $2 was there last night when Mint refreshed it. If not, I have 5¢, in which case I might call them to reopen it so I can liquidate 5¢ :p

nnugnotsle Nov 9, 2013 3:12 pm

Anyone regularly doing more than 3k or so when doing a CA. Some reason I have it in my head to keep it right below 2.5k.

makinbutter Nov 9, 2013 3:37 pm


Originally Posted by amolkold (Post 21756243)
Did a CA yesterday and card is now inactive. FYI.

how much did you load per day before the CA? my inclination is that the shut downs have more to do with the load than the unload.

dogbyte Nov 9, 2013 3:37 pm


Originally Posted by Happy (Post 21756568)
How do you know the $2 still there?

They took out the $1.95 simultaneously now. Also the transactions do not go pending for overnight, but are posted within a few hours. I dont know how much is the time lapse. It may very well be immediately. The only certainty is, no more pending lines till the next day on CA.

I did a CA for the remaining amount left on my card after they reactivated it yesterday. The $1.95 did not get taken out simultaneously. I still have a balance of $2.00. The transaction has not posted yet either.

My card still says active, but I am wary to load money onto it for the moment.

lisa2926 Nov 9, 2013 3:53 pm

will that work? to maximum use out $500 of my card is: buy a money order of $499.5 @ walmart + $0.5 debit transaction fee? thx

Happy Nov 9, 2013 5:10 pm


Originally Posted by dogbyte (Post 21756801)
I did a CA for the remaining amount left on my card after they reactivated it yesterday. The $1.95 did not get taken out simultaneously. I still have a balance of $2.00. The transaction has not posted yet either.

My card still says active, but I am wary to load money onto it for the moment.

On mine the $1.95 went out the same time, starting more than 2 months ago.

amolkold Nov 9, 2013 5:27 pm


Originally Posted by makinbutter (Post 21756800)
how much did you load per day before the CA? my inclination is that the shut downs have more to do with the load than the unload.

$2500 x 2 days, haha. If they're going to allow a large load limit, why not?

prasha11 Nov 9, 2013 5:36 pm


Originally Posted by makinbutter (Post 21756800)
how much did you load per day before the CA? my inclination is that the shut downs have more to do with the load than the unload.

I used to do 20k/month, was stressful and realized not worth it, cut down to 5/8k per month and now a shut down. the more U do more money they make. $!.95 each? not bad! similar situation was with WF. I think it depends more their internals, how much pressure/trouble they get from the regulatory or justice dept. or its just random pick! Chase was good while it lasted and so far BB seems reliable!

prasha11 Nov 9, 2013 5:43 pm


Originally Posted by amolkold (Post 21756570)

I still have the old Amex Prepaids and a free ATM nearby. Just more time ...

Free ATM? where?

possible to do money order at Walmart?

dogbyte Nov 9, 2013 5:59 pm


Originally Posted by prasha11 (Post 21757209)
I used to do 20k/month, was stressful and realized not worth it, cut down to 5/8k per month and now a shut down. the more U do more money they make. $!.95 each? not bad! similar situation was with WF. I think it depends more their internals, how much pressure/trouble they get from the regulatory or justice dept. or its just random pick! Chase was good while it lasted and so far BB seems reliable!

Yeah, I would think they prefer to keep our accounts open. They are making a lot of money off us because of VRs (MVD is owned by Incomm, which also operates VRs). They also get a small fee every time we do a transaction. The only way I can imagine them losing money is if they have to pay a fee to the bank that does the CA, which I doubt.


All times are GMT -6. The time now is 8:00 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.