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-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

greek2me Jan 6, 2014 6:39 am

Add me to Spend Down mode list on 1 of 3 cards.
Data points- Main differences between one that got SD and other 2 still active is balance is $4500 vs <$3000 and last load ($2.5k on each of 3 ) was 12/31 on SD vs before 12/23 on others.

fjord Jan 6, 2014 8:25 am

Little update on my 2 cards:

1) Online access works, spend down mode, pulled $2k WM MO successfully (1 purch.)

2) No online access, unknown mode, pulled $3k WM MO successfully (1 purch.)

js80 Jan 6, 2014 8:56 am

Is it no longer possible to order a new MVD card online? I can't find the link on the website. It this just me, or has anyone else had this issue?

Was planning on signing up for my 3rd account today, before the shoe inevitably drops on my first two accounts.

rdover1 Jan 6, 2014 9:02 am

With these new soft limits I speculate that MVD is wanting to be more like BUXX - i.e. typical $1k limit.

BarnyardRomeo Jan 6, 2014 9:33 am

you people jumping ship with multiple mvd cards, and unloading them all seperately. you might wanna consider transfering the balance on each of the cards to one card. there is no fee to do that. you can save a few clams that way, since buying multiple MOs or whatever costs lots of fees.

js80 Jan 6, 2014 9:37 am


Originally Posted by js80 (Post 22095068)
Is it no longer possible to order a new MVD card online? I can't find the link on the website. It this just me, or has anyone else had this issue?

Was planning on signing up for my 3rd account today, before the shoe inevitably drops on my first two accounts.

I found the link, though I think it took a few more clicks than usual. But, after filling out the application, it went to a screen that said that my identification information could not be verified online and that I would have to call in to apply. This did not happen on either of my previous 2 cards.

I wonder if MVD has put an end to multiple sign ups? At least for people who have been "flagged."

WhateverDude Jan 6, 2014 11:33 am


Originally Posted by js80 (Post 22095068)
Is it no longer possible to order a new MVD card online? I can't find the link on the website. It this just me, or has anyone else had this issue?

Was planning on signing up for my 3rd account today, before the shoe inevitably drops on my first two accounts.

As of about 8:00 AM EST today, the link was right on the main page, where it always is. I still see it now, but when i click it, nothing happens.


Originally Posted by js80 (Post 22095387)
I found the link, though I think it took a few more clicks than usual. But, after filling out the application, it went to a screen that said that my identification information could not be verified online and that I would have to call in to apply. This did not happen on either of my previous 2 cards.

I wonder if MVD has put an end to multiple sign ups? At least for people who have been "flagged."

I've been getting this error for about 2 weeks now in an attempt to get a 3rd card. Glad it's not just me. My pure speculation is that they are now allowing less than 3 cards per person, or not allowing any online signups, or some other nefarious, unannounced plan.

js80 Jan 6, 2014 11:54 am


Originally Posted by WhateverDude (Post 22096287)

I've been getting this error for about 2 weeks now

Well at least now I know I might as well stop trying. I suppose I could call in to try to get the third card. But I'll probably wait to get my "on hold" status resolved on Card1 before I do anything. I'm still waiting out my 24-72 "business hours." Will be happy to report back once/if I do call in.

WhateverDude Jan 6, 2014 12:26 pm


Originally Posted by js80 (Post 22096452)
Well at least now I know I might as well stop trying. I suppose I could call in to try to get the third card. But I'll probably wait to get my "on hold" status resolved on Card1 before I do anything. I'm still waiting out my 24-72 "business hours." Will be happy to report back once/if I do call in.

My other accts are still active status, so i don't think it's related to those. I'll also report back if i make the call. I was patiently waiting, hoping it would go away after the recent spate of shutdowns.

Edit: Scratch that. Accts now in some unknown status. Debit transactions didn't work. Fax sent.

cowboyguy Jan 6, 2014 1:25 pm

I didn't find any thread for OneVanilla so I was wondering if OneVanilla (not myVanilla) can be used like any other MetaBank or U.S. bank Visa card to get a money order from Walmart? I tried to set up a pin for it but it says whatever pin you use for the first time will be your pin.

@ORD Jan 6, 2014 1:51 pm


Originally Posted by cowboyguy (Post 22097248)
I didn't find any thread for OneVanilla so I was wondering if OneVanilla (not myVanilla) can be used like any other MetaBank or U.S. bank Visa card to get a money order from Walmart? I tried to set up a pin for it but it says whatever pin you use for the first time will be your pin.

Definitely you can. I have in the past used 2 OneVanilla cards to get MO.
The fee is $4.95 vs $5.95 or up for the other variety of prepaid visa gcs.

prasha11 Jan 6, 2014 2:58 pm


Originally Posted by @ORD (Post 22097480)
Definitely you can. I have in the past used 2 OneVanilla cards to get MO.
The fee is $4.95 vs $5.95 or up for the other variety of prepaid visa gcs.

Anyone used Onevanilla for Billpay? any limits?

yoyo Jan 6, 2014 3:42 pm


Originally Posted by prasha11 (Post 22098007)
Anyone used Onevanilla for Billpay? any limits?

max four swipes per pay.

itchyfeet123 Jan 6, 2014 3:46 pm


Originally Posted by itchyfeet123 (Post 22091834)
I got the MVD a couple of months ago and hadn't used it, partly because I was still ramping my spend up and partly because of this thread. Today I realized I'd bought one more VR than my BB can handle this month, so I did my first load. I'll do a MO tomorrow and probably not touch the card again.

Cash advance this morning. Locked out of internet and phone access this afternoon. Is that a record - one single VR load and unload?

mooper Jan 6, 2014 3:55 pm


Originally Posted by xlax (Post 22090527)
I believe Incomm should post a notice on the MVD site: "we reserve the right to deny our product to anyone who we cannot exploit financially."

How are they exploiting someone who chooses to use the product and pay the fees? They could charge $5 per transaction and ban anyone who doesn't generate $50/month in fees if they want, as they should be able to. No one is forced to use the product nor pay fees that aren't disclosed.


Originally Posted by jiffyjiff (Post 22091186)
I had the same "invalid username or password" for a few days. Was able to load then unload majority of funds before complete shutdown. My 2 cents (worth a half a cent), RUN RUN RUN to walmart and cash out. You will get locked up at some point, waiting to drain = waiting for weeks for money once they do 'finally' shut you down.

Not saying it applies in your case, but I wanted to remind everyone that if your login/PW stops working, be sure that you don't have a negative balance before you assume you've been shut down for other reasons. When I first got my cards, I didn't realize that if I loaded $500 and withdrew it that the fee would make my balance negative and I'd be put on hold for that reason. Once I learned, I've been sure to always keep at least a few bucks in the account.


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