Getting spending up without the Mint
May 19, 2011, 7:07 am
#106
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 270
Here is another creative way for property owners to instantly get miles.
Most homeowners with home loans have an escrow every month for insurance but no spend earned because the escrow agent pays it for you in cash.
Here is what you do. Most insurers allow you to pay on line with a credit card. So pay your insurance invoice directly to the insurance company before the escrow agent pays it. Once it is paid, the insurance company will not send your escrow agent a bill for the amount you have paid.
If you need a quick spend, you can prepay. This way you get the spend that otherwise you could never get.
Most homeowners with home loans have an escrow every month for insurance but no spend earned because the escrow agent pays it for you in cash.
Here is what you do. Most insurers allow you to pay on line with a credit card. So pay your insurance invoice directly to the insurance company before the escrow agent pays it. Once it is paid, the insurance company will not send your escrow agent a bill for the amount you have paid.
If you need a quick spend, you can prepay. This way you get the spend that otherwise you could never get.
May 19, 2011, 10:49 am
#107
Join Date: Nov 1999
Programs: UA, DL, AA, Sutherlands Lumber
Posts: 7,359
Just purchased a few thousand dollars silver. In this case it is 90% pure coin silver at 25x face value. Will flip soon, hopefully it goes up a little.
See www.coinflation.com
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If you know an electrician, you could flip 1000' rolls of romex, especially with Lowe's coupons.
See www.coinflation.com
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If you know an electrician, you could flip 1000' rolls of romex, especially with Lowe's coupons.
May 19, 2011, 11:03 am
#108
Suspended
Join Date: May 2010
Posts: 2,998
Here is another creative way for property owners to instantly get miles.
Most homeowners with home loans have an escrow every month for insurance but no spend earned because the escrow agent pays it for you in cash.
Here is what you do. Most insurers allow you to pay on line with a credit card. So pay your insurance invoice directly to the insurance company before the escrow agent pays it. Once it is paid, the insurance company will not send your escrow agent a bill for the amount you have paid.
If you need a quick spend, you can prepay. This way you get the spend that otherwise you could never get.
Most homeowners with home loans have an escrow every month for insurance but no spend earned because the escrow agent pays it for you in cash.
Here is what you do. Most insurers allow you to pay on line with a credit card. So pay your insurance invoice directly to the insurance company before the escrow agent pays it. Once it is paid, the insurance company will not send your escrow agent a bill for the amount you have paid.
If you need a quick spend, you can prepay. This way you get the spend that otherwise you could never get.
May 20, 2011, 12:08 am
#109
Join Date: Sep 2002
Location: LAX
Programs: AA PLT / 2MM
Posts: 2,113
Question about Amazon Payments -- I just joined last week and successfully sent $1000 over two transactions this week. Is the "monthly" counter based on the calendar month (May), or a 30 day period or something else?
Also, if I try to do another payment this month, what will happen -- will it automatically reject it, or just subject me to a potential account closure?
Also, if I try to do another payment this month, what will happen -- will it automatically reject it, or just subject me to a potential account closure?
May 20, 2011, 12:18 am
#110
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 270
May 20, 2011, 2:56 am
#111
Join Date: May 2009
Location: USA
Programs: UAL 1MM, Marriott Plat, Hyatt Globalist, AA 3MM
Posts: 831
And they complain that I brag all of the secrets?????? 
forgot about this stuff:
1) starbucks buy and return of store GC:
2) Amazon payments
3) store returns that give the return back in different forms
certs for my enjoyment can be sent to me at my po box and I will provide it to those who feel like PMing me thanking me for being nice and giving many many ways to have just made your 50k-100k spending requirements WITHOUT coins in play.
1) starbucks buy and return of store GC:
- walk into starbucks
- pay $500 to max load a store giftcard
- do not use it or even register it. Just do not use it.
- call corporate.
- tell them you had bought it for some work promo and decided to not do it
- ask for a refund.
- they will ask info and send you a check in 30 days
- keep the card and store receipt in case someone calls along the way to verify.
- This could work for you maybe 2x in a year
2) Amazon payments
- find threads on it in FT - so do a search
- load $1k with a CC
- pay someone (like your SO) without fees.
- repeat
3) store returns that give the return back in different forms
- buy 10 $50 coffee makers at starbucks
- bring them back the next day or to another store.
- return them and say you do not have your CC.
- provide any card--like a debit card that links to your bank and has the 16 digits.
- get money, keep the miles from original purchase.
- this also works at West Marine and sometimes at Walmart
- look it up. I aint sayin' no more on that one!
certs for my enjoyment can be sent to me at my po box and I will provide it to those who feel like PMing me thanking me for being nice and giving many many ways to have just made your 50k-100k spending requirements WITHOUT coins in play.
May 20, 2011, 4:55 am
#114
Join Date: Aug 2008
Posts: 385
Here's my brainstorm. (I haven't done this yet, but am about to.) The idea is to meet the high initial spend requirement for cc bonuses within the short timeframe, given the coin shortage at the mint. Zappos offers free shipping both ways and returns can be made for one year. So make a purchase from Zappos, order coins, and when the coins arrive eventually, return the merchandise to Zappos. So I'll get the cc bonus right away. I'll defer sending the returns to Zappos until I've actually met the initial spend requirement via other means, so that the cc bonus isn't at risk of clawback. You could also do this by making other necessary purchases over time instead of coins, but that would take me forever, especially since I have quite a few new cc's that need spend. The downsides are that you have to front the money to pay the Zappos charges on the cc bill until it's time to make the return, and you have to take the return package to UPS (which isn't far from my house).
May 20, 2011, 5:16 am
#115
Suspended
Join Date: May 2010
Posts: 2,998
Here's my brainstorm. (I haven't done this yet, but am about to.) The idea is to meet the high initial spend requirement for cc bonuses within the short timeframe, given the coin shortage at the mint. Zappos offers free shipping both ways and returns can be made for one year. So make a purchase from Zappos, order coins, and when the coins arrive eventually, return the merchandise to Zappos. So I'll get the cc bonus right away. I'll defer sending the returns to Zappos until I've actually met the initial spend requirement via other means, so that the cc bonus isn't at risk of clawback. You could also do this by making other necessary purchases over time instead of coins, but that would take me forever, especially since I have quite a few new cc's that need spend. The downsides are that you have to front the money to pay the Zappos charges on the cc bill until it's time to make the return, and you have to take the return package to UPS (which isn't far from my house).
Why not just buy Visa GC's and burn them over time as needed? A lot less hassle and not nearly as unscrupulous.
May 20, 2011, 6:08 am
#116
Join Date: Aug 2008
Posts: 385
You're going to order $2,500 (using the BA card as an example) worth of shoes and clothing, sit on them for a cpl months or more, and then send them back to the vendor?
Why not just buy Visa GC's and burn them over time as needed? A lot less hassle and not nearly as unscrupulous.
Why not just buy Visa GC's and burn them over time as needed? A lot less hassle and not nearly as unscrupulous.
May 20, 2011, 10:09 am
#117
Suspended
Join Date: Dec 2006
Location: USA
Programs: All major programs
Posts: 1,403
You can also apply for Chase checking and savings account and fund it ($1,000 total) with a Visa or Mastercard. You can also get $150 for opening it. Avoid using Citicards as it might incur cash advance fees.
May 20, 2011, 10:11 am
#118
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
You can also apply for Chase checking and savings account and fund it ($1,000 total) with a Visa or Mastercard. You can also get $150 for opening it. Avoid using Citicards as it might incur cash advance fees.