I have done a lot of $500 transactions and always went through instantaneously.
I never go in a circle.. always keep it open ended.

Keep in mind as clever/difficult as we might think multi party engagements can be, a computer algorithm can identify 3, 4, 5, n party loops very quickly. I think it's safest to follow iqbalt80's strategy. Keep it open ended. Or at least have a time buffer before you close the loop!

thanks so much for sharing! :) that's good to know that larger amounts can still go thru instantaneously - i might try experimenting once the AP accounts are a little more established!

Many are using loops with no problem. Also sending/receiving 2x500 GC's each and every month for a long time.

I mistakenly logged in to an old AP account which I never used nor had a SS attached to it. I didn't realize that I logged in with the wrong account and entered my SS when was asked to do it (I know... this wasn't a very smart idea)

Now I have 2 AP accounts with the same SS but I don't intend to use the second one. How likely is it that both will be taken down?

is this safe to do Citi cards, or will they charge cash advance fee?

Been sending to DH and back to me for months. Mostly just do one big transaction, like 998 or even 1000.00. ;) Tonight it just says "failed." No reason. Thoughts? :(

What's bolded is a big no-no.

One of the accounts is probably blocked...

They do for purchases and downloads of ebooks. They found I did not give my real address (available ebooks depend on where one lives) through my Kindle's Ip and they emailed me either to send proofs of residency or to register to another amazon website. This has been documented on Kindle's users forums.

Unless you are clearly sending money back and forth I'm not sure why having the same IP would be viewed as abuse? I've started sending my roommate money for rent on AP and she logs into her account from the same network. It's a legitimate use of the site (I think) but perhaps we will get shut down. We'll see.

I've logged into both accounts and they look normal. How would I know if one gets blocked? Don't they notify you?

It is a legitimate use of the site. One of the things they promote is using AP as a way to pay your friends. "Pay John for lunch!" is written on a hand on the AP homepage, for example. Thus, you think they'd expect back and forth payments between people. Sadly, that does not appear to be the case.

But the gift cards bought at amazon.com directly could be moved to AP?

I have read this thread from start to finish and have yet to see this answered - is the "$1000 no fee" window set by the calendar month or is it based on some 30 day running total? For example, if I sent $400 to someone on the 10th of the month and another $600 on the 20th, what would be the earliest date that I could send another single $1000 payment fee free? Thanks!