Merrill+ VISA [Consolidated]

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Jan 17, 2019, 4:13 pm

#676

joe_miami

Suspended

Join Date: Oct 2017

Location: Miami, Florida

Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold

Posts: 4,009

Interesting. Thanks.

Jan 21, 2019, 5:27 pm

#677

jacisme

Join Date: Feb 2012

Posts: 197

I’m in a delayed/cancelled flight situation on American right now. My Two tickets were booked with Merrill points from the Merrill travel portal. I may ask American for a refund/rebooking/compensation/etc. If American refunds the flights, will Merrill automatically see that money in their travel accounting Dept and refund my points? Or how does that work?

Jan 21, 2019, 6:02 pm

#678

joe_miami

Suspended

Join Date: Oct 2017

Location: Miami, Florida

Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold

Posts: 4,009

Merrill will see anything that happens to the reservation, including something as minor as a seat change.

Jan 23, 2019, 8:18 pm

#679

jacisme

Join Date: Feb 2012

Posts: 197

Will I be refunded automatically or do I have to argue stuff with BOA?

Feb 12, 2019, 9:19 pm

#680

guywhocan

Join Date: Sep 2011

Posts: 88

Quote:

Originally Posted by billybobson1402

Just successfully pc'd to BoA Cash rewards. Request was previously denied about a year ago stating that they couldn't pc this card at the time.

is that new BoA Cash Reward card your first one or did you already have others ?

Feb 16, 2019, 9:15 am

#681

EasternTraveler

Join Date: Aug 2006

Location: ATL, BHM, DUB, County Wexford

Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott

Posts: 4,864

Does anyone know if we are losing benefits on this card or if they are closing accounts at this time?

Feb 16, 2019, 10:08 pm

#682

billybobson1402

Join Date: Oct 2015

Posts: 59

Quote:

Originally Posted by guywhocan

is that new BoA Cash Reward card your first one or did you already have others ?

First one, took almost 3 weeks to receive the card. Not sure if do to the refresh or just BoA being slow to PC cards.

Feb 18, 2019, 2:49 pm

#683

joe_miami

Suspended

Join Date: Oct 2017

Location: Miami, Florida

Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold

Posts: 4,009

Quote:

Originally Posted by billybobson1402

First one, took almost 3 weeks to receive the card. Not sure if do to the refresh or just BoA being slow to PC cards.

I’m sure there’s no bonus from the product change after spending a certain amount, but did they give you the 0% for 12 months on purchases and BTs? (I doubt it, but these PCs are new, so I thought I’d ask.) Thanks.

Feb 18, 2019, 7:49 pm

#684

billybobson1402

Join Date: Oct 2015

Posts: 59

Quote:

Originally Posted by joe_miami

Nope nothing. Didn't ask about BT but she did mention that I wasn't eligible for any welcome offers including bonus, BT yadda yadda...before confirming I wanted to PC.

Feb 19, 2019, 2:51 pm

#685

RedSun

Suspended

Join Date: Jan 2017

Location: EWR/PHL/BWI

Posts: 4,412

I still get reward points in my account. So I stay put. I get quite a few BA Travel, PR and Cash Reward CCs to use. So I stay put.

Feb 19, 2019, 4:08 pm

#686

ratracer

Join Date: Dec 2006

Location: nowadays, BOS

Posts: 89

3 weeks is on the low end of the normal range of time it takes BoA to PC a card to a different one. It isn't unheard of to take more than a month.

Feb 22, 2019, 1:55 am

#687

dangw20

Join Date: Jan 2013

Posts: 413

If you PC to a different card do you lose any outstanding points?

Feb 22, 2019, 4:49 am

#688

RedSun

Suspended

Join Date: Jan 2017

Location: EWR/PHL/BWI

Posts: 4,412

Quote:

Originally Posted by dangw20

If you PC to a different card do you lose any outstanding points?

Yes, ML cards are totally on its own. Not related to BA Travel or Premium Reward points.

Feb 25, 2019, 12:05 pm

#689

billybobson1402

Join Date: Oct 2015

Posts: 59

Quote:

Originally Posted by dangw20

If you PC to a different card do you lose any outstanding points?

When I pc'd to the cash rewards card the Merrill points converted over at 1 cpp. I only had $3 so I didn't care if I lost it.

milesforhire likes this.

Feb 25, 2019, 11:22 pm

#690

dangw20

Join Date: Jan 2013

Posts: 413

Quote:

Originally Posted by billybobson1402

When I pc'd to the cash rewards card the Merrill points converted over at 1 cpp. I only had $3 so I didn't care if I lost it.

Thank you for the data point.

So if you have enough points for a flight (i.e. 25,000+) it seems like you'd want to redeem for flights to maximize your redemption, before converting to a different card. But if you have less than that and don't want to wait until you have enough for a free flight again, 1cpp for converting to cash rewards is not bad at all.