Originally Posted by
billybobson1402
When I pc'd to the cash rewards card the Merrill points converted over at 1 cpp. I only had $3 so I didn't care if I lost it.
Thank you for the data point.
So if you have enough points for a flight (i.e. 25,000+) it seems like you'd want to redeem for flights to maximize your redemption, before converting to a different card. But if you have less than that and don't want to wait until you have enough for a free flight again, 1cpp for converting to cash rewards is not bad at all.