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Merrill+ VISA [Consolidated]

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Old Dec 14, 2017, 12:58 pm
  #661  
 
Join Date: Oct 2017
Programs: Lots
Posts: 320
Can I do the same with JetBlue's travel bank as I can do with Alaska's travel bank, i.e. buy 2 $500 tickets and refund them to travel bank? Or are there cancellation fees with JetBlue?
devastitis is offline  
Old Feb 25, 2018, 12:55 pm
  #662  
 
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
Originally Posted by rjs11
I went ahead and redeemed my 53,000 points for this card fairly quickly given the risk of shut downs. I chose to book two placeholder AS flights (more than 60 days out) for $504.90 each (costing 25k each) and then redeemed the remaining 3k points to my BOA checking account.

Now I have $1,009.80 in my AS wallet (one year to use) and added $30 to my BOA checking account. I'm quite content.
What is an AS wallet?

I got 28k left. If I book a refundable Southwest ticket, and cancel the ticket, where would the refund go?
opus2002 is offline  
Old Mar 2, 2018, 5:19 pm
  #663  
 
Join Date: Aug 2014
Location: WAS
Programs: UA Platinum, AA Gold
Posts: 93
Is it possible to book a refundable United fare (possibly by calling) and then cancel the ticket to get United travel credit so the points can be effectively used for multiple cheaper flights in the future? I almost never fly on tickets that cost $500 each.
shutter41 is offline  
Old Aug 21, 2018, 10:12 pm
  #664  
 
Join Date: May 2016
Location: NYC
Posts: 265
I redeemed most of my 50k already, but have about 900 points left. Seems like min redemption for cash back is 2500 points. Is that the same for flights? The website doesn't specify a minimum so I wasn't sure.. Am thinking of just leaving the points there and never redeeming them instead of making the spend to hit 2500, since it's only worth about $9.
aimango is offline  
Old Aug 25, 2018, 11:35 pm
  #665  
 
Join Date: Nov 2015
Posts: 34
1. Do flights booked with Merrill+ points still count for the Merrill+ cards flight delay insurance?
2. What's the cash redemption value? They seem very hiddenCash

Redeem points for cash back into a Merrill Lynch CMA®, Bank of America® checking or savings account or statement credit.

Call 1.800.419.0000 to redeem

Last edited by Shadow Rider; Aug 25, 2018 at 11:56 pm
Shadow Rider is offline  
Old Dec 4, 2018, 7:22 am
  #666  
 
Join Date: Nov 2006
Location: Tulsa, OK
Programs: HHonors Diamond, SPG Gold
Posts: 306
I've always liked to have some points in this account. Very handy for $400+ airfares that aren't available as a saver award. Lately, the flights I have wanted to book are Basic Economy on United. Very Frustrating.
jrjcopp is offline  
Old Dec 17, 2018, 6:41 pm
  #667  
 
Join Date: May 2005
Programs: UA Plat (1MM), AA Plat, HH Diamond, MR Plat, Hyatt Diamond, SPG Plat.
Posts: 655
BofA closed my Merrill Lynch visa card account without any notice. Have I any recourse to get back the ML Rewards points that was in the account?
@ORD is offline  
Old Dec 18, 2018, 10:36 am
  #668  
Suspended
 
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Closed why? Inactivity or other reason?
joe_miami is offline  
Old Dec 18, 2018, 12:43 pm
  #669  
 
Join Date: May 2005
Programs: UA Plat (1MM), AA Plat, HH Diamond, MR Plat, Hyatt Diamond, SPG Plat.
Posts: 655
Originally Posted by joe_miami
Closed why? Inactivity or other reason?
I called customer service and was told it was closed for "business reasons", yet to get that official letter.
@ORD is offline  
Old Dec 19, 2018, 3:10 pm
  #670  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Originally Posted by @ORD
I called customer service and was told it was closed for "business reasons", yet to get that official letter.
Maybe you got put on a CHEX list or something. Banks presumably can share info on customers.
akr1970akr is offline  
Old Dec 30, 2018, 3:31 pm
  #671  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,864
Since this card is closed for applications it appears that some are dumping their point in favor of cash redemptions. Why are you all bailing on this card? Did I miss something?

Originally Posted by rjs11
I went ahead and redeemed my 53,000 points for this card fairly quickly given the risk of shut downs. I chose to book two placeholder AS flights (more than 60 days out) for $504.90 each (costing 25k each) and then redeemed the remaining 3k points to my BOA checking account.

Now I have $1,009.80 in my AS wallet (one year to use) and added $30 to my BOA checking account. I'm quite content.
Why did you cash out?
Are you saying that you now have the cash equivalent in your AS account? What did that cost you?

Last edited by EmailKid; Jan 2, 2019 at 2:37 pm Reason: Back to back posts
EasternTraveler is offline  
Old Jan 8, 2019, 6:25 pm
  #672  
 
Join Date: Jan 2019
Posts: 1
Is anyone able to get through to a representative at 800-419-0000? I've been trying to get a cash redemption for a week (the only way to do this is to call) and every time I call, I get an automatic message "due to extenuating circumstances, we are unable to take your call," and it hangs up on me.
jtempest is offline  
Old Jan 15, 2019, 9:28 am
  #673  
 
Join Date: Sep 2011
Posts: 88
Any risk to product change now from ML+ Card to a BoA points card if already have 6 BoA cash rewards cards (w heavy MS) Alaska Bus card?
guywhocan is offline  
Old Jan 15, 2019, 9:31 am
  #674  
Suspended
 
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Can one even do that?
joe_miami is offline  
Old Jan 17, 2019, 1:48 pm
  #675  
 
Join Date: Oct 2015
Posts: 59
Just successfully pc'd to BoA Cash rewards. Request was previously denied about a year ago stating that they couldn't pc this card at the time.
billybobson1402 is offline  


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