You just see them in your Points Activity.

Just got the card and was lucky get the 5x offer. Unfortunately, I only got a $10k credit limit. I put a charge on the card on the first day of the promo and paid it as soon as the charge posted but my credit limit didn't reset in time to get the last bonus points. Not a huge deal, but a little disappointing.

We are moving at the end of the month and I just set up the new apartment info with Bilt. If I recall, when I did it for our current apartment, I had to use a routing number and account number that Bilt gave me so that I could use the 'rent protect' feature. I didn't see this feature for the new place, but it does have the 'protect' feature when I go to the payment screen and it lists the bank account I want them to use. Does that mean I don't need the Bilt provided routing and account numbers?

The new apartment is part of the Bilt alliance (our current one is not), so maybe that's the difference in setting it up.

Captain*, I’m not familiar with “rent protect”, I did just find the following quotes on the Bilt website.

Based on my understanding of reading the 2 quotes below, the answer to your question is “yes”, if using BiltProtect the money (for rent) will be directly debited from your linked/inputted bank account and will not appear as a Bilt MC charge and will earn points.

Might be advantageous for people who are near their Bilt credit limit or for whom rent payment amount is a large % of their credit limit, not sure of other advantages. Personally I prefer my rent (condo fees) to be debited by the management company, seems that troubleshooting (management company vs WF) would be easier and also allowed me to relatively easily pay a significant assessment (and earn points) by asking the management company to do so. (Full disclosure, I’m still in good part expecting a Bilt shutdown letter.)

(Wiki updated to include link to this post, first I recall discussing BiltProtect.)

(* based on your Public Profile “B737 CA”, personally would prefer to use your Navy rank but that’s unknown, maybe also Captain)

(LOL, LT when I left the navy.)
Actually, it all works the way you posted but the only difference is in my current set up, I had to input a (Bilt given) routing and account number in my landlord site. Those numbers don't show up now so I'm just checking if I actually need them.

If your landlord is in the Bilt Alliance, you don't need the routing and account numbers. It's just automatically linked on their back end.

Oh, great. I was hoping that was the answer. Thanks!

WSJ: Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly.
 

https://www.wsj.com/finance/banking/...d=hp_lead_pos4

You may be able to read the article here, without a Wall Street Journal subscription:

https://www.msn.com/en-us/money/comp...ly/ar-BB1ojsga

The article includes details of the assumptions that Wells Fargo made and the actual results. It also mentions other banks which passed on the opportunity to issue the Bilt card, which suggests that Bilt would have difficulty moving the card to another issuer.

​​​​​​​

Thank you for this important reference, you’re correct that those without a WSJ subscription are unable to read the article at WSJ.

The debate as to Bilt’s ongoing viability is long standing, from the Wiki: “There’s discussion of the long term viability of Bilt with some of those posts linked at the bottom of this post after “BREAK.”

It’s unsurprising that Bilt denies the problems, first rule of legal defense is “deny, deny, deny”. And of course “… inaccurate representation …” is meaningless and “… committed to a long term partnership …” is carefully worded; Bilt can be as “committed” as possible, doesn’t change anything regarding the financials.

Soapboxing which is not in the Wiki re: “The partnership has helped lift 34-year-old Bilt CEO … to billionaire status.” It’s sad and unfortunate that this may turn out to be yet another example of (the worst of) the American Way. Bilt’s CEO will undoubtedly get to keep his billions while WF and users will be left “holding the bag”, not unlike venture capitalists buying a company, draining every possible asset, mainly cash, taking large fees and salaries and then closing the company, putting many out of work and walking away with their millions or billions. To me it’s legalized theft and fraud.

I think there are parallels between Bilt and the Apple card: https://www.flyertalk.com/forum/cred...edit-card.html

No venture capitalists exploiting a partner in the Apple case, but both products were designed by people with little credit card experience, multiple issuers declined the opportunity, and the one which accepted is losing money. Wells Fargo is apparently so rattled by this error that they are backing away from (new) co-branded card partnerships altogether, rather than improving their processes based on what they learned.

Had my first fraud on the card. I only ever use it for rent payment and breakfast at my work cafeteria so I'm REALLY not sure why THIS is the card that's so fraud prone. Someone tried to buy 700 dollars worth of makeup in Poland.-shrug- at least it flagged it and they'll send me a new card. But how this happens is beyond me, given my workplace definitely doesn't have a skimmer and neither does my rent/HOA portal.

This is mentioned in the article:

From the article discussed just above your post:

”The program has also been hit by fraud. Random account numbers and expiration dates are generated when new cards are given to customers, but the process for the Bilt card wasn’t so random, which opened the door to swindlers. Last summer, they created fake Bilt card accounts and went shopping with them, leading to losses for Wells.”

WF isn’t exactly new to the credit card business, so how something like this could happen is strange…

(edit: mia beat me to it. Should have refreshed the page before posting the quote after reading the article)

Didn't read the article, that'll teach me. Just saw the subscribed thread pop up. :D But that makes sense, I suppose. I hope they changed the algorithm?