Alliant CU VISA, 3% cash 1st yr, then 2.5% (Capped). Fee waived 1st year.
Apr 13, 2017, 8:47 pm
#46
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
1) You're dealing with Barclays compared to USAA... I'd rather deal with USAA 100 times over.
2) 2x is not as good as 2.5% cash back. The 5x is only for Priceline purchases, which isn't exactly my go-to travel site, but if it's yours, that's fine.
3) You redeem your travel points as a statement credit, I would hate that. The Limitless gives you your cash back as soon as the transaction posts.
Personally I use this card as a secondary payment method after my combo AMEX's (Premier Rewards Gold and Everyday Preferred).
Apr 14, 2017, 6:14 pm
#48
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
I see three issues with that card when compared to the Limitless.
1) You're dealing with Barclays compared to USAA... I'd rather deal with USAA 100 times over.
2) 2x is not as good as 2.5% cash back. The 5x is only for Priceline purchases, which isn't exactly my go-to travel site, but if it's yours, that's fine.
3) You redeem your travel points as a statement credit, I would hate that. The Limitless gives you your cash back as soon as the transaction posts.
Personally I use this card as a secondary payment method after my combo AMEX's (Premier Rewards Gold and Everyday Preferred).
1) You're dealing with Barclays compared to USAA... I'd rather deal with USAA 100 times over.
2) 2x is not as good as 2.5% cash back. The 5x is only for Priceline purchases, which isn't exactly my go-to travel site, but if it's yours, that's fine.
3) You redeem your travel points as a statement credit, I would hate that. The Limitless gives you your cash back as soon as the transaction posts.
Personally I use this card as a secondary payment method after my combo AMEX's (Premier Rewards Gold and Everyday Preferred).
Chase FU is my next best non-category spend card. If my Priceline goes away, I will use FU.
Apr 14, 2017, 11:29 pm
#49
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
2x Priceline points worth 3.33 cents, which is better than anything else. Priceline NYOP is a cheapest price for hotels found anywhere. Combined with 5x and cashback portals I achieved 30-50% discounts compared to regular prices. I was not dealing with Barclay's that much, but they were pretty helpful when I called them. Also Priceline a card has no AF and no FTF. You can redeem against any purchase, but the best is to redeem against Priceline purchase. Points appear as transaction posts, and you can use them right away. I usually just wait when I do a Priceline purchase, then redeem. It's a great card.
Chase FU is my next best non-category spend card. If my Priceline goes away, I will use FU.
Chase FU is my next best non-category spend card. If my Priceline goes away, I will use FU.
Apr 15, 2017, 7:04 am
#50
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Yes, now you get 1x/5x, which is not bad as well for no AF/no FTF card. Each point worth 1.666 cents. Yes, there are better cards right now with similar features, such as Penfed Power Cash Rewards, also no AF/no FTF, and 2% cashback. I'd still prefer Chase FU instead.
Apr 16, 2017, 8:28 pm
#51
Join Date: May 2015
Posts: 1,066
Knock on wood, no shutdowns in past year. That was back when doing WF and I'm sure plenty of people experienced the same issues when doing much more volume than I was asking about. This card is really only interesting to me if you can do a fair amount of MS on it.
Apr 23, 2017, 7:43 pm
#52
Join Date: Jul 2008
Posts: 245
Data Point:
I've been an Alliant checking holder for approx 3 years. I received a pre-approved email for this card last week. I was a little concerned about applying because i read someone got denied for income less than 100k. I'm between 50-60k and my credit score is between 800-810. I also am coming back from a break and haven't had a Transunion pull in 15 months. I was at 4/24 and just got approved for a Chase card last week before applying for this card. I only asked for 10k credit line because I didn't want to push my luck and it is inline with current cards although I had some 20k lines I closed last year.
I've been an Alliant checking holder for approx 3 years. I received a pre-approved email for this card last week. I was a little concerned about applying because i read someone got denied for income less than 100k. I'm between 50-60k and my credit score is between 800-810. I also am coming back from a break and haven't had a Transunion pull in 15 months. I was at 4/24 and just got approved for a Chase card last week before applying for this card. I only asked for 10k credit line because I didn't want to push my luck and it is inline with current cards although I had some 20k lines I closed last year.
Apr 24, 2017, 9:19 am
#53
Join Date: Feb 2015
Posts: 910
Data Point:
I've been an Alliant checking holder for approx 3 years. I received a pre-approved email for this card last week. I was a little concerned about applying because i read someone got denied for income less than 100k. I'm between 50-60k and my credit score is between 800-810. I also am coming back from a break and haven't had a Transunion pull in 15 months. I was at 4/24 and just got approved for a Chase card last week before applying for this card. I only asked for 10k credit line because I didn't want to push my luck and it is inline with current cards although I had some 20k lines I closed last year.
I've been an Alliant checking holder for approx 3 years. I received a pre-approved email for this card last week. I was a little concerned about applying because i read someone got denied for income less than 100k. I'm between 50-60k and my credit score is between 800-810. I also am coming back from a break and haven't had a Transunion pull in 15 months. I was at 4/24 and just got approved for a Chase card last week before applying for this card. I only asked for 10k credit line because I didn't want to push my luck and it is inline with current cards although I had some 20k lines I closed last year.
May 15, 2017, 4:10 pm
#55
Join Date: Mar 2009
Posts: 2,295
Has anyone redeemed cash to their account yet? My statement just closed and I chose checking account. It's asking for my account number, but I'm not sure if it wants the Alliant member number or the checking account number?
Also, how long after submitting the request do the funds take to show up in the account?
Thank you?
Also, how long after submitting the request do the funds take to show up in the account?
Thank you?
May 15, 2017, 7:41 pm
#56
Join Date: Dec 2015
Location: DCA
Posts: 818
Has anyone redeemed cash to their account yet? My statement just closed and I chose checking account. It's asking for my account number, but I'm not sure if it wants the Alliant member number or the checking account number?
Also, how long after submitting the request do the funds take to show up in the account?
Thank you?
Also, how long after submitting the request do the funds take to show up in the account?
Thank you?
May 23, 2017, 7:02 am
#59
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Data Point:
I've been an Alliant checking holder for approx 3 years. I received a pre-approved email for this card last week. I was a little concerned about applying because i read someone got denied for income less than 100k. I'm between 50-60k and my credit score is between 800-810. I also am coming back from a break and haven't had a Transunion pull in 15 months. I was at 4/24 and just got approved for a Chase card last week before applying for this card. I only asked for 10k credit line because I didn't want to push my luck and it is inline with current cards although I had some 20k lines I closed last year.
I've been an Alliant checking holder for approx 3 years. I received a pre-approved email for this card last week. I was a little concerned about applying because i read someone got denied for income less than 100k. I'm between 50-60k and my credit score is between 800-810. I also am coming back from a break and haven't had a Transunion pull in 15 months. I was at 4/24 and just got approved for a Chase card last week before applying for this card. I only asked for 10k credit line because I didn't want to push my luck and it is inline with current cards although I had some 20k lines I closed last year.
May 23, 2017, 8:29 am
#60
Join Date: Feb 2015
Posts: 910