Alliant CU VISA, 3% cash 1st yr, then 2.5% (Capped). Fee waived 1st year.
May 16, 2020, 1:52 pm
#181
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
May 16, 2020, 3:12 pm
#182
Join Date: Jan 2015
Programs: Marriott Platinum Elite; Hilton Diamond
Posts: 201
Alliant CU VISA Needs Contactless
I really want this card to be issued with a contactless option. (The physical card, not just Apple/Google Pay on your phone). Much like AMEX & Chase is doing.
When you add the fact that this card now cost $99/year it should be the latest technology. Especially, in today’s world where we don’t want to be touching things. I’ve emailed Alliant but I doubt that goes anywhere. Any ideas how to push this?
When you add the fact that this card now cost $99/year it should be the latest technology. Especially, in today’s world where we don’t want to be touching things. I’ve emailed Alliant but I doubt that goes anywhere. Any ideas how to push this?
May 16, 2020, 3:15 pm
#183
Join Date: Mar 2009
Posts: 2,295
I really want this card to be issued with a contactless option. (The physical card, not just Apple/Google Pay on your phone). Much like AMEX & Chase is doing.
When you add the fact that this card now cost $99/year it should be the latest technology. Especially, in today’s world where we don’t want to be touching things. I’ve emailed Alliant but I doubt that goes anywhere. Any ideas how to push this?
When you add the fact that this card now cost $99/year it should be the latest technology. Especially, in today’s world where we don’t want to be touching things. I’ve emailed Alliant but I doubt that goes anywhere. Any ideas how to push this?
There's a cost to adding contactless so they may not have wanted to when there was really no consumer benefit. But given our new world, perhaps Alliant will be more open to it.
May 17, 2020, 9:15 am
#184
Join Date: May 2005
Location: SEA
Programs: AS; Hyatt Globalist; Hilton Gold; NEXUS
Posts: 979
I really want this card to be issued with a contactless option. (The physical card, not just Apple/Google Pay on your phone). Much like AMEX & Chase is doing.
When you add the fact that this card now cost $99/year it should be the latest technology. Especially, in today’s world where we don’t want to be touching things. I’ve emailed Alliant but I doubt that goes anywhere. Any ideas how to push this?
When you add the fact that this card now cost $99/year it should be the latest technology. Especially, in today’s world where we don’t want to be touching things. I’ve emailed Alliant but I doubt that goes anywhere. Any ideas how to push this?
I've added all of my cards to Apple Pay on my watch and can't imagine preferring the physical card to the mobile wallet. The use of tokens on these devices is an added layer of security on top of EMV contactless as well.
May 17, 2020, 11:28 am
#185
Join Date: Jan 2015
Programs: Marriott Platinum Elite; Hilton Diamond
Posts: 201
I have them on my iPhone too and love it. However, I have found at a lot of places, on their screen, they still have to hit cash or card. In today world no one ask anymore. They just wait to see what you pull out to hit the button.
Thus, way more frequently than I’d like, they just stair at me, probably thinking why is this jerk looking at a text and not paying. Until I say card, and the screen loads, and then we can move on.
I went for about 3 months of using my phone as much as I could at the end of last year. I just got burned out because it always felt like you are swimming up stream. There were a few positive exceptions that worked great every time. Chick-fil-A, Oncue (gas station), and Old Navy to name a few.
Thus, way more frequently than I’d like, they just stair at me, probably thinking why is this jerk looking at a text and not paying. Until I say card, and the screen loads, and then we can move on.
I went for about 3 months of using my phone as much as I could at the end of last year. I just got burned out because it always felt like you are swimming up stream. There were a few positive exceptions that worked great every time. Chick-fil-A, Oncue (gas station), and Old Navy to name a few.
Jun 23, 2021, 11:46 am
#186
Join Date: Jul 2008
Posts: 171
Just got this email New changes to the program
https://ww2.alliantcreditunion.org/v...0l87162LL5Your
Alliant Visa Signature card was already an industry-leading, award-winning credit card. But when members like you told us that you didn’t like paying an annual fee or having an earnings limit, we listened. Effective as of the start date of your July 2021 billing cycle:
https://ww2.alliantcreditunion.org/v...0l87162LL5Your
Alliant Visa Signature card was already an industry-leading, award-winning credit card. But when members like you told us that you didn’t like paying an annual fee or having an earnings limit, we listened. Effective as of the start date of your July 2021 billing cycle:
- We’re eliminating the $99 annual fee!
- You’ll now earn unlimited cash back on all qualifying eligible purchases1 – with no categories to keep track of and no more $10,000 monthly cap!
Jun 23, 2021, 11:55 am
#187
Join Date: Mar 2009
Posts: 2,295
Just got this email New changes to the program
https://ww2.alliantcreditunion.org/v...0l87162LL5Your
Alliant Visa Signature card was already an industry-leading, award-winning credit card. But when members like you told us that you didn’t like paying an annual fee or having an earnings limit, we listened. Effective as of the start date of your July 2021 billing cycle:
https://ww2.alliantcreditunion.org/v...0l87162LL5Your
Alliant Visa Signature card was already an industry-leading, award-winning credit card. But when members like you told us that you didn’t like paying an annual fee or having an earnings limit, we listened. Effective as of the start date of your July 2021 billing cycle:
- We’re eliminating the $99 annual fee!
- You’ll now earn unlimited cash back on all qualifying eligible purchases1 – with no categories to keep track of and no more $10,000 monthly cap!
if you read the terms, you have to have an Alliant checking account with an electronic deposit (not necessarily a direct deposit) and $1k minimum in the account. Even then it’s only 2.5% of the first $10k then 1.5% after that.
Removing the annual fee is a good move. Can’t believe they got away with the fee after the card changes as it was.
Jun 23, 2021, 12:35 pm
#188
Join Date: Jul 2008
Posts: 171
haha - We’ve listened and made the card closer to what it was before we changed it
if you read the terms, you have to have an Alliant checking account with an electronic deposit (not necessarily a direct deposit) and $1k minimum in the account. Even then it’s only 2.5% of the first $10k then 1.5% after that.
Removing the annual fee is a good move. Can’t believe they got away with the fee after the card changes as it was.
if you read the terms, you have to have an Alliant checking account with an electronic deposit (not necessarily a direct deposit) and $1k minimum in the account. Even then it’s only 2.5% of the first $10k then 1.5% after that.
Removing the annual fee is a good move. Can’t believe they got away with the fee after the card changes as it was.
Yeah i saw that, i wonder if you do a cash back to checking does that count toward going toward the 1 electronic deposit per month
Jun 23, 2021, 12:40 pm
#189
Join Date: Mar 2009
Posts: 2,295
I would guess yes since I believe those are sent from the card rewards program via ACH, but you may want to make a "real" one just to be sure. A simple ACH push or depositing a mobile check should be fine.
Jul 24, 2021, 6:53 am
#190
Join Date: Jan 2011
Location: USA
Posts: 84
haha - We’ve listened and made the card closer to what it was before we changed it
if you read the terms, you have to have an Alliant checking account with an electronic deposit (not necessarily a direct deposit) and $1k minimum in the account. Even then it’s only 2.5% of the first $10k then 1.5% after that.
Removing the annual fee is a good move. Can’t believe they got away with the fee after the card changes as it was.
if you read the terms, you have to have an Alliant checking account with an electronic deposit (not necessarily a direct deposit) and $1k minimum in the account. Even then it’s only 2.5% of the first $10k then 1.5% after that.
Removing the annual fee is a good move. Can’t believe they got away with the fee after the card changes as it was.
Dec 30, 2021, 2:45 pm
#192
Join Date: Nov 2021
Posts: 160
The Alliant seems like a great non-category everyday card to me. 2.5% is great. I almost went for this card before I got lucky and got the 3% AOD FCU instead.
Dec 30, 2021, 2:57 pm
#193
Join Date: Dec 2021
Location: CMH
Posts: 217
eg: if you spend $39 in a month, you'd get $0 of cashback that month... and if you spend $79, you'd get $1.
It's no problem if you're spending a lot on it, but if you're just using it for an occasional backup card like I am, it's annoying.
Last edited by toofast; Dec 30, 2021 at 3:10 pm
Dec 30, 2021, 3:30 pm
#194
Join Date: Nov 2021
Posts: 160
It's okay. I like the no FTF. I don't like that they round-down to the nearest dollar of cashback.
eg: if you spend $39 in a month, you'd get $0 of cashback that month... and if you spend $79, you'd get $1.
It's no problem if you're spending a lot on it, but if you're just using it for an occasional backup card like I am, it's annoying.
eg: if you spend $39 in a month, you'd get $0 of cashback that month... and if you spend $79, you'd get $1.
It's no problem if you're spending a lot on it, but if you're just using it for an occasional backup card like I am, it's annoying.
Dec 30, 2021, 5:06 pm
#195
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955