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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Jan 11, 2017, 12:34 pm
  #1111  
 
Join Date: May 2010
Posts: 190
Originally Posted by DaveInLA
Do you wait until after the credit posts before cancelling the flight?
Yes, I do. Haven't tried to cancel earlier. Based on my past dates I think 3 business days after the original purchase might be a possibility for early cancellation. I will try it in the future and let you know...
jackiesyu is offline  
Old Jan 11, 2017, 9:02 pm
  #1112  
 
Join Date: Oct 2006
Posts: 143
Any recent success stories with the WN PGGM? Which itineraries are you booking to maximize the award fees?
MillenniumFlyer is offline  
Old Jan 12, 2017, 1:20 am
  #1113  
 
Join Date: Sep 2012
Posts: 4,431
Have the people who did SW PGGM in early January gotten their reimbursements?
DaveInLA is offline  
Old Jan 12, 2017, 5:14 am
  #1114  
 
Join Date: Aug 2015
Posts: 80
Did SW PGGM 1/1, nothing yet.
ifish110 is offline  
Old Jan 12, 2017, 8:17 am
  #1115  
 
Join Date: May 2010
Posts: 190
Originally Posted by ifish110
Did SW PGGM 1/1, nothing yet.
How much is your SW PGGM? I did mine on 1/6 and based on my earlier experience, I would get the credit with today's date, but usually see it tomorrow morning. Will report back when I get mine, if ever .
jackiesyu is offline  
Old Jan 12, 2017, 8:47 am
  #1116  
 
Join Date: Jul 2011
Posts: 50
don't you need to cancel within 24 hours?
if you cancel 3 days later won't you be charged a fee?


Originally Posted by jackiesyu
Yes, I do. Haven't tried to cancel earlier. Based on my past dates I think 3 business days after the original purchase might be a possibility for early cancellation. I will try it in the future and let you know...
zaxon is offline  
Old Jan 12, 2017, 8:48 am
  #1117  
 
Join Date: Aug 2015
Posts: 80
Originally Posted by jackiesyu
How much is your SW PGGM? I did mine on 1/6 and based on my earlier experience, I would get the credit with today's date, but usually see it tomorrow morning. Will report back when I get mine, if ever .
$49, fits in the guidelines posted here
ifish110 is offline  
Old Jan 12, 2017, 10:25 am
  #1118  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Just in case anyone needs these ;-)

Just in case anyone needs these ;-)
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Renes Points is offline  
Old Jan 12, 2017, 6:36 pm
  #1119  
 
Join Date: Apr 1999
Location: California
Posts: 290
Originally Posted by ifish110
Did SW PGGM 1/1, nothing yet.
Last year, we have to wait until 1/20/16 to see any travel rebates for any charge after the 1st. Maybe this is the case this year too. Did anyone see any travel rebates for charges since the 1st this year?
mkpkmp is offline  
Old Jan 12, 2017, 6:43 pm
  #1120  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by mkpkmp
Last year, we have to wait until 1/20/16 to see any travel rebates for any charge after the 1st. Maybe this is the case this year too. Did anyone see any travel rebates for charges since the 1st this year?
I did on 1/2, and no reimbursement yet.
yugi is offline  
Old Jan 13, 2017, 11:48 am
  #1121  
 
Join Date: May 2010
Posts: 190
Originally Posted by zaxon
don't you need to cancel within 24 hours?
if you cancel 3 days later won't you be charged a fee?
SW don't charge fee for this.

And unlike previous experiences, I still have not received travel rebates in my account. Went back to page 44-45 of this thread and it was indeed only on 1/20 when people first saw their rebates showing up for 2016, even for purchase on 1/1...Guess we will just have to wait then...
jackiesyu is offline  
Old Jan 16, 2017, 9:15 am
  #1122  
 
Join Date: Aug 2015
Posts: 279
I heard that some people reported AA gift cards are coded differently now? Has anyone tried this within the past week or so?
jwgmaldives is offline  
Old Jan 16, 2017, 9:53 am
  #1123  
 
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Originally Posted by jwgmaldives
I heard that some people reported AA gift cards are coded differently now? Has anyone tried this within the past week or so?
Tried on Jan 3rd and still haven't received the credit. Keeping my fingers crossed.
jediwho is offline  
Old Jan 16, 2017, 1:37 pm
  #1124  
 
Join Date: Aug 2010
Location: Bay Area, CA
Programs: AA Plat, UA Gold, AS MVP Gold, HH Diamond, SPG Gold, Club Carlson Gold, US
Posts: 956
Charged $250 like last year on Jan 3rd. Only got $50 back in credit. Talked to a number of reps and seems like everything is excluded.
iqbalt80 is offline  
Old Jan 16, 2017, 2:03 pm
  #1125  
 
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Originally Posted by iqbalt80
Charged $250 like last year on Jan 3rd. Only got $50 back in credit. Talked to a number of reps and seems like everything is excluded.
Without the $250 credit, this card is pretty useless and the $400 fee is definitely not worth it. For the $100 Visa Infinite benefit, the Ritz Carlton card seems like a better option.
jediwho is offline  


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