Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Credit Card Programs
Reload this Page >

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 15, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


Print Wikipost

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Jan 21, 17, 8:31 pm
  #1141  
 
Join Date: Jun 2014
Posts: 51
Yes, the statement says they will refund. I guess I will cancel and save $400.
Sam2014 is offline  
Old Jan 22, 17, 12:14 am
  #1142  
 
Join Date: Jan 2005
Posts: 484
I saw one post about successful downgrade this card to non-fee version, did any other try too? and I assume after the downgrade, I will keep all the points earned and redeem them same as before?
susieling is offline  
Old Jan 22, 17, 10:56 am
  #1143  
 
Join Date: Aug 2015
Posts: 279
Also, I'm still waiting for my 10K points to post from the spent 5k get 10k promo. Anyone have those posted already? Would like those to post before cancelling card to refund AF >.<
jwgmaldives is offline  
Old Jan 22, 17, 11:24 am
  #1144  
 
Join Date: Aug 2015
Posts: 279
Originally Posted by MillenniumFlyer
Any recent success stories with the WN PGGM? Which itineraries are you booking to maximize the award fees?
Can someone answer this, or send me a PM? Greatly appreciated as every Southwest flight I have checked has only a one way government fee of $5.60.
jwgmaldives is offline  
Old Jan 22, 17, 11:34 am
  #1145  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,625
Originally Posted by jwgmaldives
Can someone answer this, or send me a PM? Greatly appreciated as every Southwest flight I have checked has only a one way government fee of $5.60.
International itineraries.
geclub1 is offline  
Old Jan 22, 17, 9:34 pm
  #1146  
 
Join Date: Dec 2009
Posts: 332
see post 1044

ummmm....post 1075 or post 1044

Readers Digest version: Yes refunded back 400bucks on two occasions on 2 accounts. I said "OK" to downgrade card, but will likely never use them.
I asked for refund and downgrade BEFORE the fee was due but AFTER it posted.


Originally Posted by weifans
I've read somewhere that they don't refund or prorate the AF after it posts... any DPs?
rizrizriz is offline  
Old Jan 22, 17, 10:31 pm
  #1147  
 
Join Date: Sep 2012
Posts: 4,423
I hoped that I would've gotten the airline credit by now, but still waiting. Anybody have any luck?
DaveInLA is offline  
Old Jan 23, 17, 4:57 am
  #1148  
 
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,292
Originally Posted by geclub1
International itineraries.
Does WN refund the money (taxes) back to the CC or do you just get credit for it that you can use later?
jediwho is offline  
Old Jan 23, 17, 9:17 am
  #1149  
 
Join Date: Sep 2012
Posts: 4,423
Originally Posted by jediwho
Does WN refund the money (taxes) back to the CC or do you just get credit for it that you can use later?
Refund
DaveInLA is offline  
Old Jan 23, 17, 6:00 pm
  #1150  
 
Join Date: Jun 2007
Posts: 105
Does anyone know if I downgrade this card to the no fee CNB Visa signature card, will this be treated as a NEW card open? In other words, will the new card to be counted toward 5/24 (Chase) limitation?

Thanks.
popomama is offline  
Old Jan 23, 17, 7:34 pm
  #1151  
 
Join Date: Jun 2014
Posts: 51
I am not traveling anywhere to try this but I want to see if the food purchase from Airline triggers the travel credit.
Sam2014 is offline  
Old Jan 23, 17, 11:27 pm
  #1152  
 
Join Date: Jan 2013
Location: CA
Posts: 91
anyone with a legitimate purchase want to try calling in? I can volunteer but not flying until February.
drekin is offline  
Old Jan 24, 17, 4:32 pm
  #1153  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Originally Posted by jediwho
I have done two AA $50 e-Gift one week apart and no credit posted yet.
This is disturbing. Have you reached out to CNB yet about it?
Renes Points is offline  
Old Jan 24, 17, 7:34 pm
  #1154  
 
Join Date: May 2010
Posts: 188
Originally Posted by drekin
anyone with a legitimate purchase want to try calling in? I can volunteer but not flying until February.
I have a legit luggage fee with jetblue on 1/17 and as of now, it still hasn't credit yet. I will keep you guys posted on it.
jackiesyu is offline  
Old Jan 24, 17, 8:36 pm
  #1155  
 
Join Date: Sep 2012
Posts: 4,423
Originally Posted by jackiesyu
I have a legit luggage fee with jetblue on 1/17 and as of now, it still hasn't credit yet. I will keep you guys posted on it.
This is reassuring. Sounds like CNB is just slow this year, nothing specific about GC purchases. I'll just wait patiently and only worry when "legit" charges start reimbursing.
DaveInLA is offline  

Thread Tools
Search this Thread