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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 15, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Jan 30, 17, 9:07 pm
  #1201  
fet
 
Join Date: Sep 2003
Location: SAN
Programs: AA Lifetime Platinum, UA, AS, DL, SPG Gold, HH Diamond
Posts: 1,097
Originally Posted by CodePaster3
Nope, mine says renew for $$$ annual fee. currently not active. I thought earlier in the year it did say it was through 2017, but either I'm crazy or they checked and changed.
Mine said: reactivate for $179 fee
fet is online now  
Old Jan 31, 17, 7:41 am
  #1202  
 
Join Date: Aug 2015
Posts: 279
Question on WN PGGM. Do you guys book one flight at a time, then cancel that flight before starting the next one, or is it possible to book all at once, then cancel them all a few days later?
jwgmaldives is offline  
Old Jan 31, 17, 12:18 pm
  #1203  
 
Join Date: May 2010
Posts: 189
Originally Posted by jwgmaldives
Question on WN PGGM. Do you guys book one flight at a time, then cancel that flight before starting the next one, or is it possible to book all at once, then cancel them all a few days later?
I book multiple based on the miles I have in the account for different travel dates. Then cancel them all in a few days later...
jackiesyu is offline  
Old Feb 2, 17, 8:49 am
  #1204  
 
Join Date: Aug 2015
Posts: 80
Annual Fee?

When have people's annual fees been posting for this card? I was approved on 12/10/15 and haven't gotten a fee yet.
ifish110 is offline  
Old Feb 3, 17, 7:01 am
  #1205  
 
Join Date: Mar 2003
Location: Los Altos, CA
Posts: 41
I had been approved like 12/30/2015 (give or take a day, I forget when it was exactly), and my annual fee posted on 12/30/2016.
pmarcos is offline  
Old Feb 3, 17, 8:16 am
  #1206  
 
Join Date: Aug 2015
Posts: 80
Originally Posted by pmarcos
I had been approved like 12/30/2015 (give or take a day, I forget when it was exactly), and my annual fee posted on 12/30/2016.
Interesting, maybe they just forgot to bill mine lol
ifish110 is offline  
Old Feb 6, 17, 1:26 pm
  #1207  
 
Join Date: Dec 2015
Location: DCA
Posts: 813
How did you add so many AUs? I wish I had so many relatives here.
Originally Posted by paladin732
myself, husband, sister, mother
we are AU on each other's cards, and my mom/sister don't care.
Do you need to provide SSN for AUs? Any other sort of documentation required?
bodiddely is offline  
Old Feb 6, 17, 9:49 pm
  #1208  
 
Join Date: Mar 2009
Location: NYC
Posts: 404
Originally Posted by bodiddely
Do you need to provide SSN for AUs? Any other sort of documentation required?
SSN, scan of driver's license, and mother's maiden name, in my AU's case. Very strict!

Seth
sethweinstein is offline  
Old Feb 6, 17, 10:16 pm
  #1209  
 
Join Date: Dec 2012
Posts: 48
Smile

Originally Posted by CodePaster3
I have since tried a $59, waiting on that right now.
All of these now posted rebates. The highest amount I had was $58.20. So that rounds up the full amount on my primary, now rinse & repeat on each AU.
CodePaster3 is offline  
Old Feb 7, 17, 1:07 am
  #1210  
 
Join Date: Oct 2014
Posts: 3
Originally Posted by CodePaster3
All of these now posted rebates. The highest amount I had was $58.20. So that rounds up the full amount on my primary, now rinse & repeat on each AU.
WN PGGM from primary and all AUs cards have all posted. Took 3 days for initial travel rebate to post. Took 5 days from the time of canceling tix to received negative blnce. Fyi, highest amount was $73.81. ^
fishing4pts is offline  
Old Feb 7, 17, 7:17 am
  #1211  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
FYI my 10k bonus points from Q4 spend just posted. Check your reward totals if you played along!
Renes Points is offline  
Old Feb 7, 17, 7:54 am
  #1212  
 
Join Date: Dec 2015
Location: DCA
Posts: 813
Originally Posted by sethweinstein
SSN, scan of driver's license, and mother's maiden name, in my AU's case. Very strict!

Seth
Bummer. Looks like I will need to cajole my siblings for my AUs then, assuming I am able to get this card while in NYC next week (Priority Pass! Global Entry!). Any recent DPs on applying? Was planning to go into branch and ask to open savings account (bringing in paystubs, W2, cashier's check for 2k) and then ask about the card after opening that...
bodiddely is offline  
Old Feb 7, 17, 7:50 pm
  #1213  
 
Join Date: Sep 2012
Posts: 4,428
Originally Posted by Renes Points
FYI my 10k bonus points from Q4 spend just posted. Check your reward totals if you played along!
I just checked my Rewards account and it looks like the 10k posted, but I don't see a transaction indicating the bonus anywhere. Does yours actually show a bonus transaction?
DaveInLA is offline  
Old Feb 8, 17, 1:15 am
  #1214  
 
Join Date: Feb 2016
Posts: 3
I purchased 4 AA eGC with $250 each on 1/30/2017, got rebate within a week.
Still the best credit card IMHO if use properly.

privater is offline  
Old Feb 8, 17, 8:31 am
  #1215  
 
Join Date: Mar 2003
Location: Los Altos, CA
Posts: 41
Originally Posted by pmarcos
So it seems like the United Gift Registry isn't dead after all! I'll go ahead and make more deposits there to check the limit, like I did last year.
Continuing the United Gift Registry angle, I had deposited another two $75 payments in my UA GR on 2/2 and the travel fee rebates showed up on my account on 2/6.

So I'm glad that this rebate isn't dead for UA since this winds up paying for the card itself (and then some).

Would somebody be willing to edit the Wiki for this thread to indicate that UA Gift Registries certainly are still working?
pmarcos is offline  

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