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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 15, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Dec 14, 16, 4:03 pm
  #1036  
 
Join Date: Jan 2016
Posts: 11
Originally Posted by 2B or back in coach
I just paid the AF and got a letter in the mail saying thank you.
Just curious as I have to decide within a few weeks, what makes the AF worth it now that PGGM/GC's are filtered out?

Do you have lots of checked back fees? Get lots of food onboard?
jblacking is offline  
Old Dec 14, 16, 6:40 pm
  #1037  
 
Join Date: Oct 2009
Location: SFO
Posts: 514
Originally Posted by jblacking
Just curious as I have to decide within a few weeks, what makes the AF worth it now that PGGM/GC's are filtered out?

Do you have lots of checked back fees? Get lots of food onboard?
Data points on this thread show some gcs still reimbursed, is it known PGGM doesn't work any more?
adlibitum is offline  
Old Dec 15, 16, 12:56 am
  #1038  
 
Join Date: Nov 2010
Posts: 489
Originally Posted by adlibitum
Data points on this thread show some gcs still reimbursed, is it known PGGM doesn't work any more?
Some replies in this thread in October stated that WN PGGM is still working, but the tax portion must be as low as $60. I don't see any further information. Does anyone know more about it recently?
samwkchan is offline  
Old Dec 15, 16, 2:38 am
  #1039  
 
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
PGGM is definitely out. GC's still work.
anime333 is offline  
Old Dec 15, 16, 2:28 pm
  #1040  
 
Join Date: Nov 2010
Posts: 489
Originally Posted by anime333
PGGM is definitely out. GC's still work.
Do you mean DL PGGM or WN PGGM? I know DL PGGM has died earlier this year, what about WN?
samwkchan is offline  
Old Dec 15, 16, 4:45 pm
  #1041  
 
Join Date: Apr 2015
Posts: 24
Originally Posted by adlibitum
Data points on this thread show some gcs still reimbursed, is it known PGGM doesn't work any more?
AA gc $50 posted 12/8, credit posted 12/14
needmref is offline  
Old Dec 16, 16, 9:35 am
  #1042  
 
Join Date: Aug 2015
Posts: 279
No retention offers, but I like my banker's personal service so I'm staying on for another year to see how many benefits they retain/shut down. Hope GCs still work come January.
jwgmaldives is offline  
Old Dec 16, 16, 10:56 am
  #1043  
 
Join Date: May 2010
Posts: 189
Originally Posted by samwkchan
Some replies in this thread in October stated that WN PGGM is still working, but the tax portion must be as low as $60. I don't see any further information. Does anyone know more about it recently?
I can confirm that WN PGGM still works as of 12/14 where I received the travel rebate for an award booking on 12/7.
jackiesyu is offline  
Old Dec 16, 16, 2:16 pm
  #1044  
 
Join Date: Dec 2009
Posts: 333
Datapoints on downgrade/Close account after fee was posted

Just my datapoints

1. On 30 Nov the fee was posted
11/30/2016 ANNUAL FEE $400.00

2. I actually thought it would be a couple weeks later and had not called yet. I called on or about 12 Dec

3. I explained I didn't think I would be traveling as much and didn't feel the card fee was going to be worth it this coming year.

4. CSR offered to downgrade my account to a No Fee card. I said sure. And that I would like to have the annual fee removed then also. CSR stated he could not authorize that but would check on that and forward the request to change the account. Got my phone number and said I would be contacted.

5. Called today to check on status as I had not heard anything from anyone. The CSR I spoke to said actually it looks like the Fee was REMOVED/Credited back. I had not even looked online as I thought they would be contacting me.

6 Thanked her and she also confirmed that my card (and an AU card) was being shipped already.

7 I then checked online and sure enough, on 13 Dec a 400 credit was posted.
12/13/2016 ANNUAL FEE ADJUSTMENT $400.00

So this is what I have seen.
We have another account (and AU) that will likely post the end of Dec or so and I will plan to simply close that account before the fee posts.

I don't have a lot of confidence in what remains and also the fact that the Delta PGGM no longer works.

thanks
YMMV
rizrizriz is offline  
Old Dec 16, 16, 3:47 pm
  #1045  
 
Join Date: Nov 2010
Posts: 489
Originally Posted by jackiesyu
I can confirm that WN PGGM still works as of 12/14 where I received the travel rebate for an award booking on 12/7.
Thanks for the data point! How much was the rebate?
samwkchan is offline  
Old Dec 16, 16, 4:31 pm
  #1046  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,908
Originally Posted by samwkchan
Some replies in this thread in October stated that WN PGGM is still working, but the tax portion must be as low as $60. I don't see any further information. Does anyone know more about it recently?
The limit is between $70 and $85. $67 worked for me, but $86 didn't.
yugi is offline  
Old Dec 16, 16, 7:00 pm
  #1047  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,908
BTW, my CLEAR membership automatically renewed without any charge. Used it few days ago, and it still works. Is it for life now?
yugi is offline  
Old Dec 17, 16, 2:52 am
  #1048  
 
Join Date: May 2010
Posts: 189
Originally Posted by samwkchan
Thanks for the data point! How much was the rebate?
It was $60.20
jackiesyu is offline  
Old Dec 17, 16, 12:15 pm
  #1049  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Originally Posted by yugi
BTW, my CLEAR membership automatically renewed without any charge. Used it few days ago, and it still works. Is it for life now?
how did it automatically renew? I got an email saying my CLEAR membership was going to expire in Jan 2017.

I like Clear, would like free extension with the card if possible.

Edit: actually, when I logged into my CLEARME account, I see "renewal amount $0.00 for Jan 22 2017". Does that mean I'll be getting free CLearme? That would be amazing!!

Last edited by livestrongforever; Dec 17, 16 at 12:24 pm Reason: Updates
livestrongforever is offline  
Old Dec 18, 16, 11:28 pm
  #1050  
 
Join Date: Jan 2005
Posts: 490
Originally Posted by jackiesyu
It was $60.20
Is it an international award ticket? do you mind sharing the route? thanks
susieling is offline  

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