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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Jan 2, 2017, 9:04 pm
  #1081  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Looks like some of you are coming back to this thread after doing PGGM earlier in 2016. I can tell you whats working and whats not.

PGGM stopped working in mid to late 2016. Trust me, I tried it after adding some Authorized Users.

AA gift card (electronic or Physical) still works.
WN award purchase + Tax (as long as its around $30-$70) works.

Thats what I have been doing. I have two accounts with 8 authorized users total. I Just paid $800 annual fee today and hoping to get $2000 in Fees back by cancelling southwest Award booking flights over and over again.
livestrongforever is offline  
Old Jan 3, 2017, 2:36 am
  #1082  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by livestrongforever
Looks like some of you are coming back to this thread after doing PGGM earlier in 2016. I can tell you whats working and whats not.

PGGM stopped working in mid to late 2016. Trust me, I tried it after adding some Authorized Users.

AA gift card (electronic or Physical) still works.
WN award purchase + Tax (as long as its around $30-$70) works.

Thats what I have been doing. I have two accounts with 8 authorized users total. I Just paid $800 annual fee today and hoping to get $2000 in Fees back by cancelling southwest Award booking flights over and over again.
I assume it's Delta PGGM that you tried? And you know it's PGGM that stopped working rather than AU cards not getting credit because you were able to get credited for AA gift cards?
DaveInLA is offline  
Old Jan 3, 2017, 5:48 am
  #1083  
 
Join Date: Mar 2011
Location: NY, NY
Posts: 695
[deleted] (misread my statement)
ukinny2000 is offline  
Old Jan 3, 2017, 7:30 am
  #1084  
 
Join Date: Feb 2015
Posts: 109
Originally Posted by livestrongforever
Looks like some of you are coming back to this thread after doing PGGM earlier in 2016. I can tell you whats working and whats not.

PGGM stopped working in mid to late 2016. Trust me, I tried it after adding some Authorized Users.

AA gift card (electronic or Physical) still works.
WN award purchase + Tax (as long as its around $30-$70) works.

Thats what I have been doing. I have two accounts with 8 authorized users total. I Just paid $800 annual fee today and hoping to get $2000 in Fees back by cancelling southwest Award booking flights over and over again.
thats a lot of bookings/cancels, does southwest not care/notice?
paladin732 is offline  
Old Jan 3, 2017, 1:52 pm
  #1085  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Originally Posted by paladin732
thats a lot of bookings/cancels, does southwest not care/notice?
For me it's 5 per card. Just did 5 yesterday. WN don't care, I do it for all the cards which have similar benefit.
yugi is offline  
Old Jan 3, 2017, 1:54 pm
  #1086  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Originally Posted by livestrongforever
Looks like some of you are coming back to this thread after doing PGGM earlier in 2016. I can tell you whats working and whats not.

PGGM stopped working in mid to late 2016. Trust me, I tried it after adding some Authorized Users.

AA gift card (electronic or Physical) still works.
WN award purchase + Tax (as long as its around $30-$70) works.

Thats what I have been doing. I have two accounts with 8 authorized users total. I Just paid $800 annual fee today and hoping to get $2000 in Fees back by cancelling southwest Award booking flights over and over again.
How did you add so many AUs? I wish I had so many relatives here.
yugi is offline  
Old Jan 3, 2017, 3:54 pm
  #1087  
 
Join Date: Feb 2015
Posts: 109
Originally Posted by yugi
How did you add so many AUs? I wish I had so many relatives here.
myself, husband, sister, mother
we are AU on each other's cards, and my mom/sister don't care.
paladin732 is offline  
Old Jan 3, 2017, 4:57 pm
  #1088  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Originally Posted by DaveInLA
I assume it's Delta PGGM that you tried? And you know it's PGGM that stopped working rather than AU cards not getting credit because you were able to get credited for AA gift cards?
YEs Delta PPGM doesn't work. Still works for AMex plat but not City.
livestrongforever is offline  
Old Jan 4, 2017, 11:36 pm
  #1089  
 
Join Date: Jan 2005
Posts: 492
Just double check, southwest cancellation of award ticket, even the "Wanna Get Away" award ticket, is no-fee completely, right?
susieling is offline  
Old Jan 5, 2017, 10:09 am
  #1090  
 
Join Date: Dec 2012
Posts: 48
My problem is not flying on sw i have nothing to book award tickets with to cancel 'em. So AA GC it is.
CodePaster3 is offline  
Old Jan 7, 2017, 8:49 am
  #1091  
 
Join Date: Sep 2012
Posts: 4,431
I lost my Priority Pass card associated with my CNB card and need a new one before 1/17. What's the fastest way to get one? Call CNB? Or call PP?
DaveInLA is offline  
Old Jan 7, 2017, 9:21 am
  #1092  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Originally Posted by DaveInLA
I lost my Priority Pass card associated with my CNB card and need a new one before 1/17. What's the fastest way to get one? Call CNB? Or call PP?
Call PP. Also set up PP App so that your digital card is always on your phone.
geclub1 is offline  
Old Jan 9, 2017, 9:10 am
  #1093  
 
Join Date: Jul 2011
Posts: 50
does alaska ppgm work? i dont have any WN miles, so i was thinking maybe alaska.
any1 tried?
zaxon is offline  
Old Jan 9, 2017, 11:35 am
  #1094  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Originally Posted by zaxon
does alaska ppgm work? i dont have any WN miles, so i was thinking maybe alaska.
any1 tried?
can you cancel Alaska award bookings with no penalty?
livestrongforever is offline  
Old Jan 9, 2017, 1:44 pm
  #1095  
 
Join Date: Jul 2011
Location: SFO
Programs: UA GS, AA EXP, Marriott Titanium, Hilton Diamond
Posts: 83
Originally Posted by livestrongforever
can you cancel Alaska award bookings with no penalty?
Yes, as long as changes are made at least 60 days prior to flight departure.

https://www.alaskaair.com/content/mi...redeeming.aspx
justpetehere is offline  


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