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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Dec 18, 2015, 5:11 pm
  #361  
 
Join Date: Dec 2015
Programs: AA EXP, UA Silver, Marriott Plat, SPG Plat, IHG Plat, Hilton Gold, Hyatt Discoverist
Posts: 81
Anyone know which benefits translate over for authorized users as well? We know the $250 airline credit does, but do any other benefits as well?
gizayabasu is offline  
Old Dec 18, 2015, 5:23 pm
  #362  
 
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
Originally Posted by gizayabasu
Anyone know which benefits translate over for authorized users as well? We know the $250 airline credit does, but do any other benefits as well?
Priority Pass does, as explicitly stated by agent.
anime333 is offline  
Old Dec 18, 2015, 5:26 pm
  #363  
 
Join Date: Oct 2009
Location: SFO
Posts: 515
Originally Posted by anime333
Priority Pass does, as explicitly stated by agent.
total of two, primary and one designated au
adlibitum is offline  
Old Dec 18, 2015, 5:57 pm
  #364  
 
Join Date: Sep 2012
Posts: 4,431
Has anybody purchased CNB Visa gift cards from a branch? A commenter on Frequent Miler's blog said that he was told it would run as CA if you use this credit card to buy the gift card, but nobody said anything about using another bank credit card to purchase them. I would assume it's the same, but I want to be sure.
DaveInLA is offline  
Old Dec 19, 2015, 8:13 am
  #365  
 
Join Date: Dec 2014
Location: RNO
Posts: 89
to answer a couple questions:

1. Yes, AU spend counted toward $5k minimum spend requirement. Definitely.
2. I purchased a $245 AA gift cert (plus $4.95 fed ex fee) and it was reimbursed a week later. So large amounts work.
Smileycj1 is offline  
Old Dec 19, 2015, 10:10 am
  #366  
 
Join Date: Oct 2009
Location: SFO
Posts: 515
physical gift cards?

Originally Posted by Smileycj1
to answer a couple questions:

1. Yes, AU spend counted toward $5k minimum spend requirement. Definitely.
2. I purchased a $245 AA gift cert (plus $4.95 fed ex fee) and it was reimbursed a week later. So large amounts work.
Thanks for that, still wondering why you chose physical gc over email?

thanks
adlibitum is offline  
Old Dec 19, 2015, 6:31 pm
  #367  
 
Join Date: Dec 2014
Location: RNO
Posts: 89
Originally Posted by adlibitum
Thanks for that, still wondering why you chose physical gc over email?

thanks
because i have no need for airline gift certs and physical ones are selling for more $ even accounting for shipping.
Smileycj1 is offline  
Old Dec 20, 2015, 5:52 am
  #368  
 
Join Date: Feb 2006
Posts: 41
Originally Posted by Smileycj1
to answer a couple questions:

1. Yes, AU spend counted toward $5k minimum spend requirement. Definitely.
2. I purchased a $245 AA gift cert (plus $4.95 fed ex fee) and it was reimbursed a week later. So large amounts work.
Thank you very much for your confirmations on the above points. I don't plan on cutting it very close anyway, but do you happen to know if the reimbursed charges for AA counted towards the $5k minimum spend ?
Samson7256 is offline  
Old Dec 20, 2015, 1:25 pm
  #369  
 
Join Date: Dec 2014
Location: RNO
Posts: 89
Originally Posted by Samson7256
Thank you very much for your confirmations on the above points. I don't plan on cutting it very close anyway, but do you happen to know if the reimbursed charges for AA counted towards the $5k minimum spend ?
ohhh, that I don't know, I have a habit of always disregarding those when calculating spend.
Smileycj1 is offline  
Old Dec 21, 2015, 8:43 am
  #370  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Question:

Does anyone know if the $250 Credit POSTS early next year but the Gift card was purchased in 2015 but because of the lag, it posts in early 2016, does it count towards 2016?

Another Question:
Whats faster to post: PGGM credit or AA gift card credit?

Thanks yall
livestrongforever is offline  
Old Dec 21, 2015, 10:24 am
  #371  
 
Join Date: Oct 2009
Location: SFO
Posts: 515
Data points that award ticket fees using Avianca LifeMiles and Korean SkyPass have not been reimbursed, which is not surprising since they are not domestic carriers although I had some hope based on the posting address being in the US.
adlibitum is offline  
Old Dec 21, 2015, 1:06 pm
  #372  
 
Join Date: Sep 2015
Posts: 9
Originally Posted by ifish110
Got my card yesterday but no priority pass yet.

Anyone planning on keeping this after the first year? I don't think I can justify it. Have all the 3x categories better covered with other cards. I guess $150 after the $250 reimbursement isn't too bad though.
If you have 2 users then it's offset, if you have 3 then it's better
s_man is offline  
Old Dec 21, 2015, 3:01 pm
  #373  
 
Join Date: Aug 2015
Posts: 279
Originally Posted by livestrongforever
Question:

Does anyone know if the $250 Credit POSTS early next year but the Gift card was purchased in 2015 but because of the lag, it posts in early 2016, does it count towards 2016?

Another Question:
Whats faster to post: PGGM credit or AA gift card credit?

Thanks yall
Would like to know this as well. Thanks!
jwgmaldives is offline  
Old Dec 21, 2015, 4:34 pm
  #374  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Originally Posted by livestrongforever
Question:

Does anyone know if the $250 Credit POSTS early next year but the Gift card was purchased in 2015 but because of the lag, it posts in early 2016, does it count towards 2016?

Another Question:
Whats faster to post: PGGM credit or AA gift card credit?

Thanks yall
I don't think this card is even 1 year old so I am not sure if this has come up before.
particlemn is offline  
Old Dec 22, 2015, 5:27 am
  #375  
 
Join Date: Aug 2015
Posts: 80
I tried PGGM and my fees were refunded at the same time they posted. Is this correct? How long will it be before the credits are supposed to hit? Here's how it looks on my online account:

12/18/2015 12/21/2015 DELTA AIR SEAT FEES credit $139.00
12/18/2015 12/21/2015 DELTA AIR SEAT FEES credit $139.00
12/18/2015 12/21/2015 DELTA AIR SEAT FEES $139.00
12/18/2015 12/21/2015 DELTA AIR SEAT FEES $139.00
ifish110 is offline  


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