Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Dec 14, 2015, 7:39 pm
#316
Join Date: May 2003
Location: LAX
Programs: DL-Plat, UA-Plat 2MM, AA-PlatPro, B6-Mosaic 3, AY-Plat, HY-Globalist, MR-LT Plat, HH-Gold
Posts: 1,236
I had a pretty negative experience trying to apply for this card today. While the banker I spoke to was never rude, I would describe the discussion as a screening process designed to weed out "undesirables" and I walked out without applying.
Among the things I was told:
-They are now only allowing people to apply for the card who are willing to start a relationship with the bank outside of the card (this was defined as opening a Platinum account with a minimum balance of $3,500).
-They wanted people who will "actually use the card".
-The promotional period ended Nov 30 (he added that they still had some outstanding applicants due to system delays, so it's possible they might be able to "squeeze" it in).
I actually had to press him on details about opening the required account, he didn't really have an interest in selling it. In reality, I probably meet the qualifications they're looking for in a potential "relationship" beyond the credit card, but he was quick to send me away with his card and told me, "why don't you think about it and let me know if you're interested".
I was definitely interested in the card beyond the signup bonus - a broader relationship, who knows... but I walked away from this with a pretty bad taste in my mouth about the bank (or at least that branch).
Among the things I was told:
-They are now only allowing people to apply for the card who are willing to start a relationship with the bank outside of the card (this was defined as opening a Platinum account with a minimum balance of $3,500).
-They wanted people who will "actually use the card".
-The promotional period ended Nov 30 (he added that they still had some outstanding applicants due to system delays, so it's possible they might be able to "squeeze" it in).
I actually had to press him on details about opening the required account, he didn't really have an interest in selling it. In reality, I probably meet the qualifications they're looking for in a potential "relationship" beyond the credit card, but he was quick to send me away with his card and told me, "why don't you think about it and let me know if you're interested".
I was definitely interested in the card beyond the signup bonus - a broader relationship, who knows... but I walked away from this with a pretty bad taste in my mouth about the bank (or at least that branch).
Dec 15, 2015, 9:32 am
#319
Join Date: Jun 2014
Posts: 42
I had a pretty negative experience trying to apply for this card today. While the banker I spoke to was never rude, I would describe the discussion as a screening process designed to weed out "undesirables" and I walked out without applying.
Among the things I was told:
-They are now only allowing people to apply for the card who are willing to start a relationship with the bank outside of the card (this was defined as opening a Platinum account with a minimum balance of $3,500).
-They wanted people who will "actually use the card".
-The promotional period ended Nov 30 (he added that they still had some outstanding applicants due to system delays, so it's possible they might be able to "squeeze" it in).
I actually had to press him on details about opening the required account, he didn't really have an interest in selling it. In reality, I probably meet the qualifications they're looking for in a potential "relationship" beyond the credit card, but he was quick to send me away with his card and told me, "why don't you think about it and let me know if you're interested".
I was definitely interested in the card beyond the signup bonus - a broader relationship, who knows... but I walked away from this with a pretty bad taste in my mouth about the bank (or at least that branch).
Among the things I was told:
-They are now only allowing people to apply for the card who are willing to start a relationship with the bank outside of the card (this was defined as opening a Platinum account with a minimum balance of $3,500).
-They wanted people who will "actually use the card".
-The promotional period ended Nov 30 (he added that they still had some outstanding applicants due to system delays, so it's possible they might be able to "squeeze" it in).
I actually had to press him on details about opening the required account, he didn't really have an interest in selling it. In reality, I probably meet the qualifications they're looking for in a potential "relationship" beyond the credit card, but he was quick to send me away with his card and told me, "why don't you think about it and let me know if you're interested".
I was definitely interested in the card beyond the signup bonus - a broader relationship, who knows... but I walked away from this with a pretty bad taste in my mouth about the bank (or at least that branch).
Dec 15, 2015, 10:42 am
#320
Join Date: Aug 2012
Location: NYC
Programs: ______
Posts: 32
Dec 15, 2015, 11:54 am
#321
Join Date: Jun 2007
Posts: 139
Dec 15, 2015, 11:59 am
#323
Join Date: Dec 2015
Programs: AA EXP, UA Silver, Marriott Plat, SPG Plat, IHG Plat, Hilton Gold, Hyatt Discoverist
Posts: 81
Anyone having difficulties with misinformation from RMs? Mine said I was adding a cosigned user with a spending limit every time I mentioned AU, not sure if there's a difference. Also said I couldn't add a Priority Pass for my AU, so I don't know how to circumvent that. Any way to reach the credit card department directly?
Dec 15, 2015, 12:00 pm
#324
Join Date: Sep 2015
Posts: 9
I didn't watch to see when my spending crossed $5k but after receiving my statement I found it over 5K, I went to the Reward account and the bonus was already there.
Dec 15, 2015, 1:31 pm
#325
Join Date: May 2003
Location: LAX
Programs: DL-Plat, UA-Plat 2MM, AA-PlatPro, B6-Mosaic 3, AY-Plat, HY-Globalist, MR-LT Plat, HH-Gold
Posts: 1,236
Originally Posted by inspace
I'm guessing from your username you are in LA; I am as well and had a very similar experience. We also had what I would describe as a pleasant chat, but ultimately the rep sent me away with a card and some brochures to "think about it." They also mentioned starting a relationship to get the card, but did not mention any specifics.
Dec 15, 2015, 2:33 pm
#326
Join Date: Jun 2014
Posts: 42
Positive update to report. The above happened at the midtown NYC branch, so I tried my luck at the branch near Bryant Park. Couldn't have been a more different experience. They had flyers on their desks with the promo offer, I told the banker I wanted to sign up and he offered me the application, no qualifications, no questions asked. The flyer has the 11/30 deadline but the application had been updated with 12/31. Signed, sealed, waiting for approval...
Changed my location to NYC, but not my username. If there is more than 1 branch in LA, you might try the vehicular version of HUCA.
Changed my location to NYC, but not my username. If there is more than 1 branch in LA, you might try the vehicular version of HUCA.
Dec 15, 2015, 4:16 pm
#327
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
mine took about 4 business days from when I passed 5k on my primary card only, charges to the authorized user card did not seem to count towards the 5k but they do earn points for the card. I have no official proof of this theory but since I had meet the combined 5k about 3 weeks prior I highly suspect it.
Dec 15, 2015, 5:39 pm
#328
Join Date: Feb 2006
Posts: 41
mine took about 4 business days from when I passed 5k on my primary card only, charges to the authorized user card did not seem to count towards the 5k but they do earn points for the card. I have no official proof of this theory but since I had meet the combined 5k about 3 weeks prior I highly suspect it.
Can anyone else confirm if authorized user spend counts towards the 5k needed to earn the 100k bonus ?
Dec 15, 2015, 6:05 pm
#329
Join Date: Jan 2013
Programs: Total Rewards Diamond, Delta Gold, Starwood Gold, Mosaic
Posts: 235
I had a great experience experience at the midtown cnb. Applied 11/18 and got the card last week. I had to open a savings account but just a $100 deposit with no fees. Everyone was very professional so not sure what you are talking about. Did you go in your pajamas?
I had a pretty negative experience trying to apply for this card today. While the banker I spoke to was never rude, I would describe the discussion as a screening process designed to weed out "undesirables" and I walked out without applying.
Among the things I was told:
-They are now only allowing people to apply for the card who are willing to start a relationship with the bank outside of the card (this was defined as opening a Platinum account with a minimum balance of $3,500).
-They wanted people who will "actually use the card".
-The promotional period ended Nov 30 (he added that they still had some outstanding applicants due to system delays, so it's possible they might be able to "squeeze" it in).
I actually had to press him on details about opening the required account, he didn't really have an interest in selling it. In reality, I probably meet the qualifications they're looking for in a potential "relationship" beyond the credit card, but he was quick to send me away with his card and told me, "why don't you think about it and let me know if you're interested".
I was definitely interested in the card beyond the signup bonus - a broader relationship, who knows... but I walked away from this with a pretty bad taste in my mouth about the bank (or at least that branch).
Among the things I was told:
-They are now only allowing people to apply for the card who are willing to start a relationship with the bank outside of the card (this was defined as opening a Platinum account with a minimum balance of $3,500).
-They wanted people who will "actually use the card".
-The promotional period ended Nov 30 (he added that they still had some outstanding applicants due to system delays, so it's possible they might be able to "squeeze" it in).
I actually had to press him on details about opening the required account, he didn't really have an interest in selling it. In reality, I probably meet the qualifications they're looking for in a potential "relationship" beyond the credit card, but he was quick to send me away with his card and told me, "why don't you think about it and let me know if you're interested".
I was definitely interested in the card beyond the signup bonus - a broader relationship, who knows... but I walked away from this with a pretty bad taste in my mouth about the bank (or at least that branch).