Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Nov 8, 2019, 11:36 am
#2881
Join Date: Dec 2007
Posts: 120
CNB requires you to have a print ad from a brick and mortar store. This really makes it not worthwhile to me as any large purchase I make I’m usually price hunting and getting the best, or close to the best, price available.
Citi Price Rewind was found money. Let’s say I bought 25 little widgets form Lowes for $4 or $5 each. I could input them all and then 2 months later I would find I got $1-$2 back on each.
I’m not hunting for a lower price on a wrench or a screwdriver.
Citi Price Rewind was found money. Let’s say I bought 25 little widgets form Lowes for $4 or $5 each. I could input them all and then 2 months later I would find I got $1-$2 back on each.
I’m not hunting for a lower price on a wrench or a screwdriver.
With Price Protection, if You buy an eligible item with Your eligible Account and/or rewards program associated with Your eligible Account in the United States and see the identical eligible item available for less in another retail store’s printed Advertisement or non-auction Internet Advertisement within sixty (60) days of the Date of Purchase, You can be reimbursed the difference up to one thousand dollars ($1,000) per item and up to four thousand dollars ($4,000) a year.
It says you need to send in:
The original printed Advertisement or print out from a non-auction Internet site showing the item with its sale date and/or date of the Advertisement, lower Advertised price, and advertising store name to
Nov 8, 2019, 3:51 pm
#2883
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
I am not sure that is the case. Their benefits guide at https://www.cnb.com/content/dam/cnbc...l-Benefits.pdf says:
It says you need to send in:
With Price Protection, if You buy an eligible item with Your eligible Account and/or rewards program associated with Your eligible Account in the United States and see the identical eligible item available for less in another retail store’s printed Advertisement or non-auction Internet Advertisement within sixty (60) days of the Date of Purchase, You can be reimbursed the difference up to one thousand dollars ($1,000) per item and up to four thousand dollars ($4,000) a year.
It says you need to send in:
The original printed Advertisement or print out from a non-auction Internet site showing the item with its sale date and/or date of the Advertisement, lower Advertised price, and advertising store name to
Nov 8, 2019, 4:29 pm
#2884
Join Date: Apr 2017
Posts: 470
So seems CSR is not a good option anymore because they changed bonus embargo to 48 months!! Where I got the bonus less than 3 years ago...seems UBS Altitude is the only easy option left...the worst part that I have iPhone so limited with wallet purchases...
Nov 9, 2019, 10:57 am
#2886
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
So for this like me who are planning the exit strategy it appears there are a number of gift card options from various retail, dining and online merchants where you get a $100 GC for 11k points. This is a slightly better deal than the CNB statement credit.
I see not reason to pay $50 to keep this account open for another year - who knows what will happen to airfare redemptions. The casino pit bosses and dealers are always shocked when I cash out my chips after a nice run but I never have any regrets.
I see not reason to pay $50 to keep this account open for another year - who knows what will happen to airfare redemptions. The casino pit bosses and dealers are always shocked when I cash out my chips after a nice run but I never have any regrets.
Nov 9, 2019, 11:04 am
#2887
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
CSR was the outlier in that regard.
I'm on a vacation right now, and specifically put my car rental (cash paid) on CNB to get the Primary coverage, and didn't use points to pay for it. Was cheaper autoslashing it anyways.....
I don't have status with Avis and getting our car took 40 minutes and the whole Enterprise like upsell from the jackass clerk. It was very frustrating after a long day of travel and tired, hungry kids hovering around me, pestering 'are we done yet?'. It was pretty strange for an agency that is supposed to be a non bottom feeding / business type orientation.
Nov 9, 2019, 12:28 pm
#2888
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,044
I wonder if this card is worth keeping for an effective $50 fee given the price protection benefit is staying in place? Has anyone used it? I really miss Citi Price Rewind for all the hot deal hijinks that enabled, especially now that CA sales tax is collected by most merchants.
Also, I just got notice from them that Amazon gift cards are out of stock and will likely not be fulfilled until 12/5. Just cancelling before I have the gift cards is too high risk given the points balance, so it seems I have signed up for another year!
Also, I just got notice from them that Amazon gift cards are out of stock and will likely not be fulfilled until 12/5. Just cancelling before I have the gift cards is too high risk given the points balance, so it seems I have signed up for another year!
This smells like CNB taking an expensive redemption option off the table to further contain their costs. Bad sign.
Nov 9, 2019, 4:23 pm
#2889
Join Date: Jan 2005
Posts: 492
Anyone recently got a global entry credit on an AU account? Earlier this year, I got the credit on an AU account in 3 days, but last week, my 2 AUs are still waiting for the credit after a week. Is there a limit on how many global entry allowed on AUs per account -- hope it is per AU instead of limit 1 AU per account? thanks
Nov 9, 2019, 4:25 pm
#2890
Join Date: Jan 2005
Posts: 492
Also, anyone has ever used CNB points for car rental? Is the price on the points portal final cost with all tax included or there will be additional charge upon pick up? And most importantly, is the "primary insurance coverage" still hold even with points redemption？ thanks!
Nov 10, 2019, 6:23 pm
#2892
Join Date: Dec 2007
Posts: 173
I assume that the new terms apply to all cardholders on Jan 1. You won't be charged any new fees until your renewal date in March, but you will have a lower airline fee reimbursement ($350 across all cards), lose access to the Visa Discount Benefit on domestic flights, etc.
Nov 10, 2019, 7:33 pm
#2893
Join Date: Mar 2015
Posts: 333
Do we know if the AF will be refunded on a prorated basis?
My renewal is mid December. So if I cancel all my AUs but keep the main card into the new year, can I cash the $350 reimbursement, then cancel and come out a few hundred ahead?
Is this the play, or just cancel everything and keep the fond memories of already $2100 in profit off one sign up?
EDIT: Poking around on other sites I got my question answered. They apparently do not refund anything of the AF if you close after it posts. Time to cancel!
My renewal is mid December. So if I cancel all my AUs but keep the main card into the new year, can I cash the $350 reimbursement, then cancel and come out a few hundred ahead?
Is this the play, or just cancel everything and keep the fond memories of already $2100 in profit off one sign up?
EDIT: Poking around on other sites I got my question answered. They apparently do not refund anything of the AF if you close after it posts. Time to cancel!
Last edited by AugustWest; Nov 10, 2019 at 8:02 pm
Nov 11, 2019, 7:51 am
#2894
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
My rewards balance is close to being zeroed out after $600 statement credits and $400 Amazon GC (checkout did not advise of any shipping delays). Will be cancelling before my AF posts at end of month. Probably would have kept this card for many years if CNB had not completely gutted the perks. Hasta la vista, CNB.
Nov 11, 2019, 9:01 am
#2895
Join Date: Jul 2009
Location: Washington, DC
Programs: AA Platinum; WN Companion Pass
Posts: 129
I’ve been having some serious problems with the EGC. Still haven’t been reimbursed for $250 on an AU card from 10/7 and also waiting on a second $50 charge (different AU) from 11/7.