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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 15, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Mar 10, 22, 8:02 am
  #3631  
 
Join Date: Apr 2002
Posts: 2,844
Originally Posted by fedechat
I made 2 transaction on January 31, on AA eGC for $200, another one for $150. On February 3 I got the credit for the $150 transaction, but not for the $200. Do you guys usually call regarding this? I made 4 $5.60 (award taxes) on AA 3 weeks after and I the credit hit the account a week later.
I called once and the representative knew that the charge was a gift card so politely denied the credit. Of course, anything goes and your luck may be different. You do run the risk of having the $150 charge scrutinized if you call about the $200 charge since both were on the same day.
TTT103 is offline  
Old Mar 23, 22, 2:53 pm
  #3632  
 
Join Date: Aug 2016
Posts: 5
I was told the points will be available to redeem for 60 days after I closed my account. But now the rewards link is gone and I was told I have to reopen the account to redeem. Does anybody have experience with it?
Flyerzyfy is offline  
Old Mar 23, 22, 5:41 pm
  #3633  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA Plat & 1MM, WN CP, Marriott LT Plat, Hyatt Exp, Hilton Gold
Posts: 15,207
Originally Posted by good_boy_1234
I wonder why some people still retain this card. I cancelled it back in 2019 or so when they nerfed it. Is there a change or perks that make you keep the card?
Because the $30k credit line (and account age) has a positive effect on my credit score. I converted to the $0 AF card. I made one charge last year to keep it active. Cashed out all the points years ago except for 1k or so.
Boraxo is offline  
Old Mar 24, 22, 11:03 am
  #3634  
 
Join Date: Mar 2017
Location: USA
Programs: AA Gold, Hyatt Globalist, Hilton Diamond
Posts: 296
Originally Posted by Boraxo
Because the $30k credit line (and account age) has a positive effect on my credit score. I converted to the $0 AF card. I made one charge last year to keep it active. Cashed out all the points years ago except for 1k or so.
Did you notice if the points survived the product change or not?
milesforhire is offline  
Old May 2, 22, 9:20 pm
  #3635  
 
Join Date: Jun 2011
Posts: 3,466
Seems like I got my renewal date wrong, and the impression I get is they won't refund the AF once billed.

...Any DPs to the contrary?
nall is offline  
Old May 3, 22, 7:59 am
  #3636  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA Plat & 1MM, WN CP, Marriott LT Plat, Hyatt Exp, Hilton Gold
Posts: 15,207
Originally Posted by milesforhire
Did you notice if the points survived the product change or not?
Yes! In fact now considering a 3 for 1 offer. Spend $5k get 10k bonus points. Not a bad ROI.
Boraxo is offline  
Old Jun 15, 22, 6:45 pm
  #3637  
 
Join Date: Oct 2015
Posts: 156
This year, I was able to only get $250 reimbursed for travel purchases, and am not able to get the extra $100 reimbursed, anyone face the same issue?
msthegame is offline  
Old Jun 16, 22, 10:22 am
  #3638  
 
Join Date: Apr 2002
Posts: 2,844
Originally Posted by msthegame
This year, I was able to only get $250 reimbursed for travel purchases, and am not able to get the extra $100 reimbursed, anyone face the same issue?
I was reimbursed $280 so far. I plan on purchasing an AAdmirals Club membership in a couple of weeks, so that should consume my remaining $70 before they credit me the $550 for the lounge reimbursement.
TTT103 is offline  
Old Jun 16, 22, 11:45 am
  #3639  
 
Join Date: Oct 2015
Posts: 156
Never mind, went through my previous statements I got reimbursed for $100 for Frontier for baggage fees.
TTT103 likes this.
msthegame is offline  
Old Jun 17, 22, 11:49 am
  #3640  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,784
I have not had any problems yet.
EasternTraveler is offline  
Old Jul 10, 22, 1:54 pm
  #3641  
 
Join Date: Aug 2011
Posts: 21
Are the AA eGift cards still working for the reimbursements?
gigadigit is offline  
Old Jul 21, 22, 8:46 am
  #3642  
 
Join Date: Dec 2015
Posts: 4
Didn't work on mine this year.
Riemann is offline  
Old Aug 4, 22, 2:57 pm
  #3643  
 
Join Date: Oct 2017
Posts: 96
DP: bought 8 $48.6 AS tickets on 7/25, received $350 credit on 8/3
TTT103 likes this.
Yu Zhong is offline  
Old Sep 26, 22, 2:58 pm
  #3644  
 
Join Date: May 2015
Posts: 6
Question regarding free priority pass membership. Fully understand the primary account holder gets free membership. What is "joint account holder"? It looks it could get free membership as well. Is it different from "Authorized user", which cost $95 each year?

Thank you so much
xyz179 is offline  
Old Nov 13, 22, 12:24 pm
  #3645  
 
Join Date: Feb 2011
Posts: 21
Any DPs on the 350 credit lately? Is AA e-gc still working or any other option?
Kasiraman is offline  

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