Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Credit Card Programs
Reload this Page >

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Community
Wiki Posts
Search
Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


Print Wikipost

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Thread Tools
 
Search this Thread
 
Old Oct 25, 2019, 12:26 pm
  #2731  
 
Join Date: Jun 2011
Location: New York City
Posts: 801
Originally Posted by WantOnlinePoker
Do you mind clarifying? Did the charge post from AA to your credit card on 10/23, or did the reimbursement post from CNB?
I agree that it's not a model of clarity, but why would the former possibility be post-worthy?
thexfactor is offline  
Old Oct 25, 2019, 2:29 pm
  #2732  
 
Join Date: Aug 2018
Posts: 61
Originally Posted by JamesRPeters
Quick DP. AA Gift card from 10/17 posted on 10/23 for $250
As the one positive DP we've seen in recent weeks, is this a primary or AU card -- and is this the first gift card you've done in 2019 (to see if it jibes with the $350 cap across all cards being discussed by some but obviously not confirmed by CNB yet)?
MoonOverMiami is offline  
Old Oct 25, 2019, 9:37 pm
  #2733  
 
Join Date: Jun 2015
Location: Los Angeles, CA
Posts: 6
Hi MoonOverMiami. Let me add some clarification. The transaction was made on 10/17 and the credit from CNB posted on 10/23.
This is the primary user card and I have not used any of the cards for any other gift cards.
I will post if I have any other info regarding getting over the $350 threshold.
JamesRPeters is offline  
Old Oct 26, 2019, 9:53 am
  #2734  
FlyerTalk Evangelist
 
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,044
Is it possible that the online banking is getting even slower still?
josephstern is offline  
Old Oct 26, 2019, 3:32 pm
  #2735  
 
Join Date: Jun 2011
Posts: 3,528
Originally Posted by josephstern
Is it possible that the online banking is getting even slower still?
Didn't use it too much, but the iOS app seems much better.
nall is offline  
Old Oct 26, 2019, 3:52 pm
  #2736  
 
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 316
Originally Posted by nall
Didn't use it too much, but the iOS app seems much better.
wait there’s an app ?
I know CNB has one, but every time I’ve tried to sign in using it I just get an error. I figured it was for banking customers and not CC only
Shadowfactor is offline  
Old Oct 26, 2019, 4:58 pm
  #2737  
 
Join Date: Feb 2001
Location: Ann Arbor, Michigan
Programs: Airline Free Agent, Fairmont Lifetime Platinum, Hyatt Globalist, Hilton Honors Diamond
Posts: 3,041
Originally Posted by josephstern
Is it possible that the online banking is getting even slower still?
I think so! They sent me a survey and I let them hear it that the online experience leaves so much to be desired. Other than that, I am happy...as long as we can still get the AA gift cards for all card holders that is
gpapadop is offline  
Old Oct 26, 2019, 6:31 pm
  #2738  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
A good thing to mention/complain if one gets a survey is how the points were devalued without any notice.

Most card issuers who are doing things like that will give some reasonable notice.

I realize - for better and worse - CNB lives on its own strange planet and doesn't do anything like peer banks.
akr1970akr is offline  
Old Oct 26, 2019, 9:27 pm
  #2739  
 
Join Date: Jun 2011
Posts: 3,528
Originally Posted by Shadowfactor
wait there’s an app ?
I know CNB has one, but every time I’ve tried to sign in using it I just get an error. I figured it was for banking customers and not CC only
Now that it transitioned to the main site, you should be able to.
Shadowfactor likes this.
nall is offline  
Old Oct 27, 2019, 10:02 am
  #2740  
 
Join Date: Oct 2019
Posts: 4
Originally Posted by ukinny2000
you went all-out and bought three in one-day. It's been nearly a month so it is pretty much a given you aren't going to get the credit. Live and learn. next year pace yourself
Yes, did you ever get it?
jellies is offline  
Old Oct 28, 2019, 12:11 pm
  #2741  
 
Join Date: Jun 2011
Posts: 692
So AUs aren't getting the credit anymore?
akr1970akr likes this.
compddd is offline  
Old Oct 28, 2019, 12:40 pm
  #2742  
 
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 316
Originally Posted by compddd
So AUs aren't getting the credit anymore?
haven’t heard anything to substantiate that claim.
Shadowfactor is offline  
Old Oct 29, 2019, 3:29 pm
  #2743  
 
Join Date: Jul 2009
Location: Washington, DC
Programs: AA Platinum; WN Companion Pass
Posts: 129
10/7: Purchased $250 EGC with AU account still waiting for rebate as of today
hawaii2midtown is offline  
Old Oct 29, 2019, 3:59 pm
  #2744  
 
Join Date: Aug 2003
Location: CHS
Posts: 145
Was this an AA EGC?
WAStraveller is offline  
Old Oct 29, 2019, 5:52 pm
  #2745  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
Originally Posted by Shadowfactor
haven’t heard anything to substantiate that claim.
Umm, in reviewing the most recent posts, several cardholders used AU cards (NOT primary) to purchase $250 AA e-gift certs and I have yet to see a confirmed reimbursement in October.

That being said I think it is foolish to order 4 cards and then do 4 x $250 EGC purchases on the same day. Spread them out. Also foolish to risk losing the signup bonus by not netting your credits against the required spend.
Boraxo is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.